Not Your Average Financial Podcast™

Think different about your money, your economy and your future. Be curious. Be stable. Be sane.

Episode 201: The Five Stages of Business Growth with Brett Gilliland

July 9, 2021 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_201.mp3

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In this episode, we ask:

  • What about the hero’s journey?
  • What about the predictable stages of business growth?
  • Who is Brett Gilliland?
  • What about predictable growing pains for the seven figures business?
  • What about the start up phase until the first million?
  • What do people need to do?
  • What new stuff is there to learn?
  • What about the three million to ten million journey?
  • What about InfusionSoft?
  • What about Keap?
  • What about revenue projection?
  • What about training?
  • What about business scaling?
  • How might one grow a business successfully?
  • What are the stages of business growth?
  • What about people?
  • What about processes?
  • What about systems?
  • What about pressing the gas more and more?
  • How does one shift?
  • What about the tripling?
  • What is a solopreneur?
  • What about the team?
  • How does a team figure out sales?
  • How does a team generate leads?
  • What are the hurdles at seven figures?
  • What about people and systems?
  • What about leadership and culture?
  • What about growth?
  • What about founders and entrepreneurs?
  • What is relevant about the timeline? How long does it take?
  • How does one extract themselves?
  • What about separating from a business identity?
  • What about relinquishing control?
  • What about letting go?
  • What about trust?
  • Will it all fall apart?
  • Will it work?
  • What about giving ownership to other people?
  • What about responsibility and authority?
  • What about modeling?
  • What about assisting?
  • What about watching?
  • What about leaving?
  • What about delegating?
  • What about parenting?
  • What about the leadership journey?
  • What about leading as a capable builder?
  • How does one lead?
  • What about organizing the work?
  • What about the Big 3?
  • What’s expected?
  • How will it be measured?
  • How does it align to company goals?
  • What about giving clear ownership to someone?
  • What about talking about the vision?
  • What about contentment at a smaller scale?
  • What about freedom in business?
  • What about hitting ceilings?
  • What about a pathway for growing?
  • What about lighting the way?
  • What is Brett’s story around freedom?
  • What about service?
  • How does freedom ripple through an organization?
  • What about upper limits?
  • What is organizational behavior?
  • What about getting a different result?
  • Are you perfectly happy with your current results?
  • Is your organization perfectly designed to get the results it gets?
  • What about transitions?
  • What about mindset?
  • What about skillset?
  • What about toolset?
  • What about the root meaning of the word of economy?
  • How might you change the inputs?
  • What do we know?
  • What do we need to learn?
  • Who do we need to meet?
  • What about ownership spirit (or thought work)?
  • What about the gift of ownership?
  • Would you like to visit growwithelite.com to find the ebook?
  • What are people saying?
  • Would you like to leave us a review on Apple Podcasts?
  • Would you like to meet with Mark?

Brett Gilliland is Co-Founder and CEO of Elite Entrepreneurs, a business dedicated entirely to helping business owners overcome the predictable 7-figure growth challenges that trip up most entrepreneurs. Elite Entrepreneurs specializes in helping 7-figure businesses grow from $1M-$3M and from $3M-$10M with a proven method that has helped hundreds of entrepreneurs over the past 10 years. Connect with Brett Gilliland on LinkedIn.

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_201.mp3

Episode 200: The Question is the Answer

July 2, 2021 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_200.mp3

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In this episode, we ask:

  • What about Socrates?
  • What did he say?
  • What about drawing out?
  • What about the socratic method?
  • What’s the process?
  • What about financial professionals?
  • What about asking interesting questions?
  • What about asking good questions?
  • What about Dale Carnegie?
  • What are the six types of questions that Socrates posed?
  • What about clarifying concepts?
  • What about probing assumptions?
  • What about probing rationale or reason or evidence?
  • What about questioning the viewpoint or the perspective?
  • What about probing implications or consequences?
  • What about questioning the question?
  • What about a deep dive conversation?
  • What happens with new clients?
  • What are some of the best conversations you’ve had?
  • How has the world changed?
  • Are you prepared?
  • How will you face new challenges?
  • Will government be able to care for the elderly?
  • How much does a year of nursing home care cost?
  • How are people living longer?
  • What about social security?
  • How long were benefits supposed to last?
  • What about Medicare?
  • How will these systems continue functioning?
  • What about the reality of living to age 100?
  • What about the reality of living to age 120?
  • Are people living longer than ever before?
  • What is the current transformation?
  • What about the industrial economy?
  • What about the information economy?
  • What about labor?
  • What about The End of Work by Jeremy Rifkin?
  • What did Harvard predict?
  • What about doing something else in two years?
  • Who needs job skills?
  • Who needs a new way of thinking?
  • What about time?
  • What about money?
  • What about interest rates?
  • Will interest rates remain this low?
  • What about government debt?
  • What about the rule of 72?
  • How many years will it take you to double your money?
  • What about inflation?
  • How many years will it take to double your income?
  • What about the rule of 115?
  • How many years will it take to triple your money?
  • How many years will it take to triple your income?
  • What about guaranteed income?
  • What about mortality credits?
  • What about leveraging?
  • Would you like to meet with Mark?
  • What about the world of low interest rates?
  • What about money printing?
  • What about the M2 supply?
  • What about the World Debt Clock?
  • What about the future inflation of that money?
  • What is the forecast?
  • Who pays more when inflation rises?
  • What will happen in fourteen years?
  • What about living with a lower standard of living?
  • Will you even be able to retire?
  • How might we offset inflation?
  • What about the market giving zero returns?
  • What about Wall Street?
  • What about a 401(k)?
  • What do you want to do about all of this?
  • What do you want to have happen to you, when you die?
  • What do you want to have happen to you, when you become disabled?
  • What do you want to have happen to you, if you have a critical illness?
  • What do you want to have happen to you, when you need long term care?
  • What do you want to have happen to you in retirement?
  • What about access to cash?
  • What about volatility?
  • What are the some of the financial miracles available?
  • What about compound interest?
  • What about tax deferral or tax free compound interest?
  • What about leverage?
  • What do you want to tackle?
  • Do you have access to capital?
  • How might you take advantage of these opportunities?
  • What about good news?
  • What are your favorite questions?
  • What are your takeaways?
  • What actions will you take?

 

Thanks for all of your support! We’re at 200 episodes!

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_200.mp3

Episode 199: Buy. Borrow. Die. …Pay Zero in Tax?

June 25, 2021 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_199.mp3

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In this episode, we ask:

  • How do the .001% navigate their taxes legally?
  • What about the ProPublica report?
  • How do they legally pay a tiny fraction of their fortunes in taxes?
  • What was your reaction to this news?
  • As your income rises, do you pay more in taxes?
  • Under current law, what is the highest tax bracket?
  • What do the ultra high net worth pay?
  • How is wealth different from income?
  • What will you pay in tax?
  • What about loans?
  • What about paying back loans?
  • What about collateral?
  • Do you have a pen and paper?
  • What about buying assets?
  • What about a home?
  • Does your house have an ATM attached?
  • When do you pay tax on an asset?
  • What about borrowing money?
  • Do you pay a tax when you borrow?
  • What are the tax advantages of debt?
  • What about interest?
  • What happens to wealth at death (when you die)?
  • What about tax on death benefits for life insurance?
  • What is the big divide?
  • What about the asset side?
  • What’s the caveat?
  • What happened in 2013?
  • What about buying with after tax dollars?
  • What about the step-up in basis?
  • What about the $1 salary?
  • What about Bank on Yourself®?
  • What is premium?
  • What is cash value?
  • What is death benefit?
  • What about buying premium?
  • What about borrowing cash value?
  • What about when you die, giving your death benefit to your beneficiary?
  • What about tax with life insurance?
  • What about strategies like bonus depreciation?
  • What about rental income?
  • What about not issuing dividends?
  • What about dividends in life insurance?
  • What is a refund of premium?
  • What about the option for purchasing PUAs with dividends?
  • Are you able to receive the dividend as a check?
  • When will tax be due?
  • What grows forever?
  • When do markets crash?
  • What about the generosity of a banker?
  • What if stocks go down?
  • What about living on stocks?
  • What about a margin call?
  • Could you come up with the money you need?
  • What about the cost of borrowing against the assets?
  • What about liquidating?
  • What about fixed income assets?
  • What about improvement of projections?
  • What happens if interest rates rise?
  • What about building up significant cash value?
  • What about income tax?
  • What about estate tax?
  • Who needs a trust?
  • Who needs an attorney?
  • What is the estate tax threshold under current law?
  • What reduces the death benefit?
  • What happens with unpaid policy loans?
  • Are death benefits taxable?
  • Are gains taxable?
  • What about an example?
  • What questions do you have?
  • What about beneficiaries?
  • What about teaching your children?
  • What about Mark’s mom?
  • Would you like to meet with Mark Willis, CFP® to discuss your specifics?

 

The topics presented in this podcast are for general information only and not for the purposes of providing legal, accounting or investing advice.

On such tax matters, please consult a CPA professional who knows your specific situation.

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_199.mp3

Episode 186: Thou Shall Prosper with Rabbi Daniel Lapin

March 26, 2021 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_186.mp3

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In this episode, we ask:

  • Who has their hand on the steering wheel of life?
  • Who is Rabbi Daniel Lapin?
  • What was his most important journey?
  • Who tends to be disproportionally good with money?
  • What did William Wordsworth say?
  • What about entropy?
  • Is chaos the order of things?
  • What about building?
  • Are you taking care of things?
  • Are you maintaining your living space and your vehicles?
  • What happens when you don’t do the work?
  • What about ancient Jewish wisdom?
  • What about Adam and Eve?
  • What happens when one reads the Hebrew?
  • What about taking care of business?
  • What abut being obsessively preoccupied with taking care of others?
  • What about service?
  • What about taking care of customers?
  • Is the world against you?
  • What about enormous cooperation and effort?
  • What about happiness?
  • With whom do you spend time?
  • Who is miserable?
  • Does company love misery?
  • Who is a happy warrior?
  • What about family?
  • What about friendships?
  • What about faith?
  • What about fitness?
  • Have you read Thou Shall Prosper by Rabbi Daniel Lapin?
  • Why are Jews successful?
  • What about powerful strategies and principles?
  • What about destiny?
  • What about getting whacked?
  • What about suffering from deep existential loneliness?
  • What happened when Rabbi Lapin met a pair of tech reps?
  • What about working with things?
  • What about working with people?
  • What is money and why does it matter?
  • How is money a certificate of good performance?
  • How might you take care of the things in your life?
  • What does the Rabbi think about Bank on Yourself®?
  • Would you like to visit rabbidaniellapin.com?

Daniel Lapin was born into a prestigious Torah family. He was a student of his father, Rabbi A.H. Lapin, who served the Jewish communities in Johannesburg and Cape Town, South Africa, eventually immigrating to America with his wife where they established the Am Echad synagogue in San Jose, CA.

In 2002, Rabbi Lapin wrote his bestselling book Thou Shall Prosper: The Ten Commandments for Making Money (John Wiley ). This book continues selling well in America (as does its sequel Business Secrets from the Bible) and has also been translated into Chinese and Korean, among other languages. In 2007, Rabbi Lapin, along with his wife, Susan, founded Lifecodex Publishing. They began producing audio CDs and writing books to make ancient Jewish wisdom accessible to people of all faiths. Lifecodex Publishing now has DVDs as well as publishing works by other authors that promote traditional learning and values.

Rabbi Lapin is a frequent speaker for hundreds of groups, institutions, organizations, and companies including Family Research Council, Harvard Law School, the United States Army, the 1996 Republican National Convention, Voices United for Israel, and Young President’s Organization. Rabbi Lapin was the keynote speaker at the Congressional Bi-Partisan opening of the 106th Congress in Washington, DC.

Rabbi Lapin hosts a weekly audio podcast which presents thousands of years of Jewish wisdom emanating from the Bible, in ways that impact and improve modern-day life.

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_186.mp3

Episode 184: Rewirement and Risks to Retiring in 2021 with Jamie Hopkins

March 12, 2021 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_184.mp3

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In this episode, we ask:

  • Have you ever seen the show, American Ninja Warrior?
  • What about a finite amount of cash?
  • Who is Jamie Hopkins?
  • What are some of Jamie’s earliest experiences with money?
  • What about the risks of retirement?
  • What about Jamie’s new book, Rewirement?
  • What about longevity?
  • What about the unknown time horizon?
  • What about deflation?
  • What about public policy risk?
  • What about unexpected financial responsibility?
  • What about a parent’s long term care needs?
  • What if your career is shorter than your retirement?
  • What does Jamie see in his crystal ball?
  • What is the giant societal experiment?
  • What about the 401(k)s?
  • What about the standard of living adjustments?
  • What about cutting back?
  • What about reliance on certain systems?
  • What about the social security fund report?
  • How does this influence policy?
  • What about social security?
  • What percentage of retiree’s income typically comes from social security?
  • Will the funds be depleted?
  • What about Biden’s proposals?
  • What is our single biggest funding program?
  • When was the last time social security was updated?
  • What about the assumptions?
  • What has happened to interest rates in the last 40 years?
  • How does this change behavior?
  • What changes in the macroeconomic assumptions?
  • What about a tax proposal?
  • What about inflation?
  • How does living on a fixed income work?
  • What about the infrastructure and legal system in the U.S.?
  • What about protections?
  • What about strategies?
  • What about contract law?
  • Does Jamie sell products?
  • What about fixed indexed annuities?
  • What about creating lifetime income?
  • What about fixed income?
  • What about bond laddering?
  • What about life insurance?
  • What about forced or automatic savings?
  • What about a death benefit?
  • What about tax diversification?
  • Could laws change?
  • Where will public policy go?
  • How might one public policy change affect your strategy?
  • Are tax rates going up?
  • Have you read the Power of Zero?
  • Do you act in accordance with your beliefs?
  • What about diversifying risk?
  • What do most people believe today?
  • What happened between 2010 and 2020?
  • Where can you follow Jamie?
  • What do you want to accomplish?
  • What are the takeaways?

Jamie Hopkins, Esq., LLM, MBA, CFP®, RICP® is the managing director of Carson Coaching and the Director of Retirement Research for Carson Group. He is a finance professor of practice at Creighton University’s Heider College of Business and is the author of the book Rewirement: Rewiring The Way You Think About Retirement Planning. Jamie helped co-create the Retirement Income Certified Professional (RICP®) designation at The American College of Financial Services. He was named as a top 40 young attorney by the American Bar Association and a top 40 financial service professional under the age of 40 by InvestmentNews. In 2020, his work on retirement planning and the SECURE Act won an award from WealthManagement.com for being the best Thought Leadership Advisor Education in the industry. You can contact him at www.jamiehopkins.com or follow him on twitter @retirementRisks. 

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_184.mp3

Episode 182: The Mindset of a Real Estate Investor with Steve Rozenberg

February 26, 2021 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_182.mp3

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In this episode, we ask:

  • Who is Steve Rozenberg?
  • What was dinner like for Steve growing up?
  • What changed for Steve around 9/11?
  • What about real estate?
  • What did Steve learn?
  • What about property management?
  • What about mindset and real estate investing?
  • What’s happening to the airlines?
  • Who owns the airplanes?
  • What happens when the planes are parked?
  • What about job security?
  • Why did Steve get into real estate?
  • What happened in the last 20 years?
  • What about taking focused and intentional action?
  • What is Steve seeing among pilots?
  • What are all of the ways one can make money on real estate?
  • What are the pros and cons of real estate?
  • What about making mistakes in real estate?
  • What about choices?
  • What is the mindset of a real estate investor?
  • What is the goal?
  • Why get into real estate?
  • What is the difference?
  • Why are some successful?
  • What are the desired results?
  • What about just being busy?
  • What about including the spouse and kids?
  • What is the employee mindset?
  • What is the entrepreneurial mindset?
  • What is the real estate investor mindset?
  • Why is it important to stop and think about your “why”?
  • What are the odds?
  • Is a rental property technically a business?
  • What does one need for a business to succeed?
  • Who has a business plan for their rental properties?
  • What is the best piece of advice Steve has received?
  • What about plateaus?
  • Will you stay the same, decline or improve?
  • What about universal atrophy?
  • What about the mindset?
  • What about the strategies?
  • What about buy and hold properties?
  • What about ego in a deal?
  • Does this property align with your goals or does it not?
  • Does the property align with your strategy?
  • Is this taking me closer to my goal?
  • Where is real estate headed?
  • What do you need to do to prepare?
  • What is Mynd property management?
  • Would you like to visit steverozenberg.com?
  • Would you like to subscribe to the YouTube channel?

Steve Rozenberg is the Vice President of Education for Mynd where he educates investors about the benefits of small residential investing.

Rozenberg is a member of both the Houston and Fort Worth/Mid-Cities chapters of NARPM, and is a licensed Texas real estate agent.
 
Rozenberg is an international commercial airline pilot who turned to real estate investing after 9/11 changed his life. Rozenberg has fixed-and-flipped hundreds of properties in the Houston metro, before co-owning the leading residential property management firm in Houston and DFW.
 
Throughout his 15-year career in real estate, Rozenberg has hosted several radio talk shows, appeared on a number of real estate investing podcasts, webinars, and masterminds.

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_182.mp3

Episode 176: Annuities vs. Everything Else

January 15, 2021 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_176.mp3

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In this episode, we ask:

  • What are people saying about annuities?
  • What about supplemental income strategies for retirement?
  • Should alternative income strategies be used in retirement?
  • What about rental income?
  • What about rental income in a pandemic?
  • Is your rental property your annuity?
  • How is this working out?
  • What about Moody’s analytics?
  • How many renters are behind on rent?
  • What about mom and pop landlords?
  • What are squatter’s rights?
  • What about contract law?
  • What about laddered bonds?
  • What about taxes?
  • Have you heard Episode 138?
  • What about MUNI bonds?
  • What did Barron’s say?
  • What did Mark see at the Oriental Museum?
  • What about liquidity?
  • What is a Single Premium Immediate Annuity (a SPIA)?
  • What about inflation?
  • What about the Mack Truck factor?
  • What have the insurers done with the annuity gotchas?
  • What is the fixed indexed annuity?
  • Have you heard Episode 80?
  • What about income?
  • What about a steady stream of income in retirement?
  • How does one fund an annuity?
  • What are the choices?
  • What are the tradeoffs?
  • What are the protections?
  • What about qualified and non qualified plans?
  • How does a fixed annuity address the liquidity problem?
  • Who has the cash?
  • What is an idea for liquidity?
  • What about the inflation problem?
  • Can you lose money due to market fluctuations?
  • What about the participation rate?
  • What about an inflation protection hedge?
  • What about competitive market returns without loss?
  • What about increasing income in retirement?
  • What about a pay raise in retirement?
  • What about a guaranteed minimum income for life?
  • What about the insurers addressing the Mack Truck factor?
  • What about gifting the unspent lump sum to your beneficiaries?
  • What about nursing home care?
  • What about double income payments in a qualified care facility?
  • Do you have a bond that can do that?
  • Do you have a rental property that can do that?
  • What are the benefits of the indexed annuity?
  • What are the downsides?
  • What are the risks?
  • Who is an indexed annuity good for?
  • What about medium and long term savings goals?
  • What about short term goals?
  • What do you want your money to do for you?
  • Who are indexed annuities NOT good for?
  • What about surrender charges?
  • What about liquidity?
  • Would you like to meet with Mark?
  • What about looking at your Social Security benefits online?
  • Do you have a plan for long term care?
  • Do you have a plan for your home equity?
  • How might your home equity support you in retirement?
  • Do you still need to buy stuff?
  • Would you like to join the Not Your Average Financial Community?

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_176.mp3

Episode 175: Five Surprising Benefits of Lifetime Income

January 8, 2021 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_175.mp3

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In this episode, we ask:

  • How would you like to be paid every single day for the rest of your life?
  • What are the surprising benefits of life time income?
  • What about risk for retirees?
  • What about longevity?
  • Will you live and live and live?
  • What about an annuity?
  • Did he just say the A-word?
  • What about Ken Fisher and Dave Ramsey and Suze Orman?
  • Why do they love annuities?
  • What does a guaranteed income look like?
  • What about money managers?
  • Who loves the idea of lifetime income?
  • What about lifetime income that you cannot out live?
  • What about the pension system?
  • What about the pension problem?
  • Will they up taxes or cut benefits?
  • What about pensions moving into annuities?
  • What about private annuities?
  • What about Bank of America? What about Merrill Lynch?
  • What about the New York Times?
  • What about General Motors?
  • Why are major companies buying private annuities?
  • What about Lehman Brothers?
  • What did Lehman do differently with the executives?
  • What did the TIAA CREF survey say?
  • What about retirement predictability?
  • How are fixed indexed annuities helpful?
  • What about anxiety?
  • What did the Wall Street Journal say?
  • What about friends, neighbors and fixed annuities?
  • What about retired school teachers?
  • What about happiness?
  • Who has to rely on the stock market?
  • How does a fixed indexed annuity compare to other products?
  • Do annuities lack liquidity?
  • Will you likely live longer?
  • What about the 4% rule?
  • Is it now the 3% rule?
  • What about a single premium immediate annuity (a.k.a. a SPIA)?
  • What would Wall Street ask you to build up for retirement?
  • What is the most efficient tool for income?
  • What about a hybrid strategy?
  • What happens in an emergency?
  • What about discretionary expenses?
  • How might you neutralize risks?
  • What about the sequence of return risk?
  • What about the withdrawal rate risk?
  • What was the average return?
  • Would you like to join our Not Your Average Financial Community?

 

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_175.mp3

Episode 173: Am I Too Old for Bank on Yourself®? Part 2

December 25, 2020 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_173.mp3

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In this episode, we ask:

  • Did you hear Part 1 in last week’s episode, Episode 172?
  • What about Bank on Yourself® for seniors?
  • What about long term care?
  • Can an 85-year-old get life insurance?
  • What about examples?
  • How do lump sum premiums work?
  • What about riders?
  • What about growth?
  • What about guaranteed values?
  • What about inflation?
  • What is a single premium whole life policy?
  • What about health concerns?
  • What is different about underwriting?
  • What about insuring someone in your family or business?
  • What about ownership of the policy?
  • What questions should you ask?
  • What about retirement?
  • Who do you know that needs to consider this?
  • Has your retirement gone up in value every single year?
  • What about dividends?
  • How strong is the institution where your money is held?
  • What about luck?
  • What about skill?
  • What about growth and principal?
  • What about taxes on gains?
  • Can you spend the money while it’s still growing for you?
  • What about borrowing cash value?
  • What is the path toward uninterrupted compound growth?
  • Do you have a Bank on Yourself® professional to talk with?
  • What is a non-recourse loan?
  • What happens when you die?
  • Is your money liquid?
  • Are you penalized from accessing your money?
  • Is your money trapped?
  • How much can you withdraw?
  • What’s pretty cool?
  • What about retirement income?
  • What about the biggest complaints from seniors?
  • What about penalties?
  • Does your plan address the 500-pound gorilla in the room?
  • What about long term care?
  • What about activities for daily living?
  • What about giving to charity?
  • What about probate court?
  • Would you like to hear some examples?
  • What about the sandwich years?
  • What about required minimum distributions or RMDs?
  • What about a home health care benefit?
  • What about leaving a legacy?
  • Where do seniors tend to keep cash?
  • What is possible and not possible to do?
  • Would you like to call us?
  • Would you like to view Mark’s calendar and book a meeting?

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_173.mp3

Episode 171: Unemployment, Post-COVID with Nicole Martin and Katie Cummins

December 11, 2020 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_171.mp3

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In this episode, we ask:

  • Are you unemployed?
  • Are you faced with challenges, as a business owner?
  • Who is Nicole Martin?
  • Who is Katie Cummins?
  • What about leadership?
  • What about shared leadership?
  • What ingredients do you have to put on the table?
  • What’s the state of our current employment landscape?
  • What’s the biggest competition?
  • What happened with the low wage jobs recently?
  • What about the other industry shifts?
  • What will the talent pool look like post-COVID?
  • What happens to the workplace?
  • How might we adjust?
  • What changes do we need to make?
  • What about furloughs and layoffs?
  • What about industries that need more staff than they can locate?
  • What about virtual work?
  • What about working in the office?
  • Will we go back to the way things were before?
  • What are some fun and creative things happening in this new normal?
  • What about fun family activities while working from home?
  • What about meeting pets and family members of coworkers for the first time?
  • How might we develop caring?
  • What about the Best and Brightest survey?
  • To whom might you reach out?
  • What does this crisis make possible?
  • What about a chaplain?
  • What about Zoom Bingo?
  • What about drink parties?
  • What about high performing businesses?
  • What are the four pillars of a high performing business?
  • What about shared core values?
  • What about everyone being a leader?
  • What about transcendent organizational value and purpose?
  • Have you ever just asked why?
  • What about performance excellence?
  • What about measuring indicators?
  • What about growth mindset?
  • How might we innovate?
  • What about trying something new?
  • Is now the time?
  • Are you a leader of the future?
  • Would you like to be in business for yourself but not by yourself?
  • Do you love what you do?
  • What does it look like to create your own path?
  • What about truth telling?
  • Would you like to apply to work with Mark and the Lake Growth team? bit.ly/worklg
  • What does HR Boost do for clients?
  • What about the free scorecard?
  • What are the takeaways?

Nicole Martin is Chief Empowerment Officer and Founder of HRBoost, LLC, a HR Shared Services consulting firm based in Chicago, Illinois. In recognition of her professional excellence as well as her community, Nicole has been honored by multiple organizations including most recently as one of Mirror Review’s 10 Game Changing Women in 2019. Awardee for Business Excellence by the Chicago Daily Herald, and a 2016 Enterprising Women of the Year Champion by Enterprising Women Magazine. A sought-after expert, her knowledge and advice have been featured in newspapers and magazines throughout the country. In addition, Nicole is the host online of HR in the Fast Lane and contributing writer for the Chicago Business Journal. Nicole has authored, International Literary Award and Amazon Best Seller, The Talent Emergency, the accompanying Talent Emergency Guidebook, The Human Side of Profitability, The Power of Joy & Purpose, and her newly released co-authored book No Fear Negotiation for Women. Nicole serves on a number of Boards dedicated to Human Capital, Culture and HR Excellence of which include Best & Brightest® Companies to Work For, Social Service in the community and Women in Business. To learn more about Nicole, go to www.hrboost.com or www.nicolemartin.live

 

Katie Cummins is a talented Human Resource professional and leader with experience across multiple industries and HR practices. She is an HR Consultant with HRBoost, LLC, an HR outsourcing and consulting firm. HRBoost believes every business deserves Strategic HR from day one and provides fully integrated HR outsourcing to HR projects and everything in between.

 

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_171.mp3
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