Not Your Average Financial Podcast™

Think different about your money, your economy and your future. Be curious. Be stable. Be sane.

Episode 131: Get WealthFit with Dustin Mathews

by

Podcast: Play in new window | Download

Subscribe: Apple Podcasts | RSS

In this episode, we ask:

  • Have you watched something that is binge-worthy lately?
  • Who is Dustin Mathews?
  • How did Dustin’s out of body experience affect him?
  • What about Dustin’s mission?
  • What about education around money and entrepreneurship?
  • What is WealthFit?
  • What sort of courses do they offer?
  • How do you evaluate the word wealth?
  • What is the difference between wealth and money?
  • What about school?
  • What about parents?
  • What creates wealth?
  • What about being outside of the comfort zone?
  • What about finding phenomenal teachers?
  • How did Dustin get to where he is today?
  • Have you read Rich Dad, Poor Dad?
  • What about real estate investing?
  • How about marketing?
  • What keeps people from achieving wealth?
  • What stands in the way of wealth?
  • Why do we try to please people?
  • Why do we find ourselves in certain situations?
  • How do wealthy people blaze a different path?
  • What happens when you follow the herd?
  • Have you seen the flea jar video on youtube?
  • How might we lead?
  • Is there only a finite amount of value in the world?
  • What companies emerge from ideas?
  • What decisions are you making?
  • Have you read the book, Grit?
  • Have you decided to be wealthy?
  • What sort of courses are available on WealthFit?
  • How does money move?
  • Why is it so important to pay off bad debt?
  • How can you make the jump from active to passive cash flow?
  • What’s the game plan?
  • Would you like to visit wealthfit.com?
  • Would you like to listen to the podcast or take the courses at getwealthfit.com?
  • Would you like to follow WealthFit and Dustin?
  • What’s your favorite memorable money mistake?

Dustin Mathews is the Chief Education Officer at WealthFit – a company disrupting the financial education space and leading ordinary people to lives of wealth. Along with many best selling books, Dustin is the host of the popular “Get WealthFit!” Show.

He has interviewed and shared the stage with athletes, business celebrities, movie producers and titans of business such as Danica Patrick, Cal Ripken Jr., Kevin Harrington, Robert Kiyosaki, Jesse Itzler, Shannon Miller, Dave Meltzer and many others.

Dustin’s ventures have been featured by Forbes, Entrepreneur, USA Today and INC Magazine. He also received recognition by the United States Patent and Trademark Office for codifying a process for creating and selling products and service, Irresistible Offer Architecture®.

Episode 130: Storing Cash in Storage Units with Kris Benson

by

Podcast: Play in new window | Download

Subscribe: Apple Podcasts | RSS

In this episode, we ask:

  • Are storage units going to be around awhile?
  • Who is Kris Benson?
  • What about the trading time for money model?
  • How did Kris get into real estate?
  • How did Kris niche down?
  • Where are the markets for self storage?
  • How many self storage units are there?
  • What mindset do people have for using storage?
  • Are there more storage units than fast food places?
  • Who are the storage unit customers?
  • Why would someone want to invest in storage units?
  • Do storage units have fussy tenants?
  • What are the two types of investors in storage units?
  • What are the three pillars that drove Kris into storage investing?
  • What about overall returns according to the data on nareit.com?
  • What is a real estate investment trust?
  • How is storage an out-performer?
  • What happened in the latest downturn?
  • Do Americans get rid of things when times are good?
  • Do Americans get rid of things when times are bad?
  • How many players are in the storage space?
  • What are the 5 major REITS in self storage?
  • What about mom and pop operators?
  • How does Kris evaluate storage properties?
  • What about net operating income (NOI) growth?
  • What do they do at Reliant?
  • Who is John Cordova?
  • How is storage a micro market?
  • How is storage not like an apartment complex?
  • How is storage a business of convenience?
  • What can go wrong in the storage business?
  • What about direct ownership of storage?
  • What about partnering with an operator?
  • How does occupancy fluctuate?
  • What about passive income streams?
  • What about Reliant’s professional organization with 48 properties?
  • How is this a diversification tool?
  • What happens to storage units when the stock market fluctuates?
  • What are some of the tax advantages of investing in real estate?
  • Is it possible to do cost segregation on a storage building?
  • What about the recapture?
  • What about long term capital gains rates vs. ordinary income?
  • Do passive investors receive depreciation?
  • Who needs to check with their CPA?
  • What’s a non-correlated asset?
  • Have you visited krisbenson.com?
  • Would you like to visit reliantinvestments.com?
  • What does self storage provide?
  • What about growing wealth in a way that is recession resistant?

Note the disclaimer: The topics presented in this podcast are for general information only and not for the purposes of providing legal, accounting or investing advice. On such matters, please consult a professional who knows your specific situation.

///////////////////////////////////////////////////////////////////////////

////////////////////////////////////////////////////////////////////////////

  • What’s your most memorable money mistake? What lesson did you learn from it? Leave us a voice message by March 15, 2020 and we will send you Pamela Yellen’s latest book FOR FREE.

Kris Benson, is the chief investment officer for Reliant Investments, a subsidiary of Reliant Real Estate Management. Reliant Real Estate is one of the top 30 commercial self-storage operators in the U.S. in 2018. As chief investment officer at Reliant, Kris’s investing philosophy has always been about changing the paradigm of trading time for money. Kris knows the only thing in this world you cannot create more of is time . Time with your family and ultimately time doing the things you love. Investing in real estate has always been his path to passive income and he is passionate about sharing that opportunity with others.

In the last 12 months the Reliant team has invested over $96MM in self-storage projects and raised over $38MM from investors.

Self-Storage provides a unique opportunity to invest in one of the most successful asset classes in the past 5 years and take advantage of the institutional interest moving forward.

Kris graduated from the State University of Binghamton and currently lives just outside Saratoga Springs, NY with his wife Jenn and two sons, Noah and Luke.

He is an outdoor enthusiast with a passion for the ski mountain, the lake, and his mountain bike!

 

 

Episode 129: What if the Real Scam is Wall Street?

by

Podcast: Play in new window | Download

Subscribe: Apple Podcasts | RSS

In this episode, we ask:

  • Have you heard the saying, “When you point a finger at someone, you have three more fingers pointing back at you?”
  • What does Wall Street say?
  • Does Wall Street fit the definition of a scam?
  • What did Holly Johnson say in The Simple Dollar article entitled Four Reasons Whole Life Insurance Is Not Worth It?
  • What did a 2015 Consumer Reports article titled Is Whole Life Insurance Right For You say?
  • What about the advice given to eight-year-old Virginia O’Hanlon in 1897 by the New York Sun about Santa Claus?
  • How is life insurance the exact opposite of gambling?
  • How long are the insurance companies willing to make promises?
  • Does any other financial institution make this level of promises?
  • What other financial instruments offer these promises?
  • What is the primary purpose of whole life insurance?
  • What are life insurance companies doing all day long?
  • What is whole life insurance’s not-so-secret promise?
  • What did the DALBAR study say in 2018?
  • What did Fidelity say at the end of 2017?
  • What about the buy and hold strategy?
  • What do mutual funds advertise?
  • What are mutual fund investors actually receiving?
  • Are you in a Target Date Fund?
  • Which is the scam?
  • How much will taxes eat up income from retirement savings?
  • What is the difference between risk tolerance and risk capacity?
  • How would you feel with a 40% decline in your portfolio?
  • What’s the problem with a risk tolerance questionnaire?
  • Do the questionnaires reflect reality?
  • What if we change out risk tolerance questionnaires with a risk capacity score?
  • When can investors afford to take risks?
  • What would fundamentally change the financial planning industry?
  • How might you take bias and opinion out of your financial calculations?
  • What’s the money that you cannot afford to lose?
  • Why does Wall Street seem to think that insurance has no place in a portfolio?
  • Are you risking money you can’t afford to lose?
  • What’s your magic number?
  • Would you like us to find your magic number? 
  • Is there a purpose for every financial vehicle out there?
  • Are you skeptical of your own risk opinion?
  • What’s a favorite or memorable money mistake?
  • Would you like to leave us a review?

 

Episode 128: Seven Reasons Bank On Yourself® is Legitimately the Real Deal!

by

Podcast: Play in new window | Download

Subscribe: Apple Podcasts | RSS

In this episode, we ask:

  • What are the core reasons why Bank On Yourself® is the real deal?
  • Who is The White Coat Investor, Dr. Jim Dahl?
  • What did he write about Bank On Yourself®?
  • What did Ted Benna, the father of the 401(k), say?
  • Where is Ted Benna parking his money?
  • What are Ted Benna’s three reasons why we should be weary of 401(k) plans?
  • Who is Jim Harbaugh?
  • What is a split dollar loan agreement?
  • What is the nature of Jim Harbaugh’s arrangement?
  • Could a business own a whole life insurance policy?
  • Why would a business want to own a policy?
  • Can a life insurance policy act like a deferred compensation plan?
  • What about Babe Ruth’s life insurance policy?
  • Would you like purchase a replica of Babe Ruth’s policy?
  • Have you heard Episode 66?
  • Are you still skeptical?
  • Have you read the Pirates of Manhattan?
  • What do the banks do with their assets?
  • What about Enron founder, Ken Lay?
  • What about Lehman Brothers?
  • What is Tier 1 capital?
  • Does life insurance qualify as Tier 1 capital?
  • What did your grandparents do with their whole life insurance policies?
  • What was the most popular life insurance product from 1940-1970?
  • What happened in 1981?
  • Have you heard Grandma’s Wealth Wisdom podcast?
  • What is 10x safer than a bank’s savings account?
  • Why are banks so eager to keep your cash on hand?
  • What is fractional reserve banking?
  • How much can banks loan out?
  • What is the Dodd Frank Act?
  • What are the reserve requirements for life insurance companies?
  • How much does the well capitalized life insurance company have to have on hand?
  • What is the big difference in reserve requirements between banks and life insurance companies?
  • Have you read How Privatized Banking Really Works?
  • How do the life insurance companies invest their funds?
  • How much do life insurance companies have to keep liquid?
  • How much do life insurance companies have to have to pay death benefits?
  • How are life insurance companies strictly regulated?
  • What happens if a life insurance company gets into difficult times?
  • What are the additional protections?
  • How have many life insurance companies been able to pay a dividend for over 100 years?
  • Why do life insurance companies under promise and over deliver?
  • Have you heard Episode 118?
  • Have you heard Episode 106 and 107?
  • How does the insurance industry support the infrastructure across the U.S.?
  • What is the unique business model of the insurance companies?
  • How can the insurance companies get a better yield?
  • If this was a big scam, how could the insurance company build so much?
  • What do the investments of the insurance companies look like?
  • Is the money still liquid?
  • What usually constitutes a scam?
  • When do most people lose their skepticism?
  • How does life insurance cash value benefit families, businesses and other individuals?
  • What about the disclosures?
  • What is concealment?
  • What about the paperwork?
  • What about the disclosures from a prolific insurer, Mass Mutual?
  • What are the myths and truths about life insurance?
  • What about subscribing to the research from Pamela Yellen’s work?
  • What are some takeaways?
  • Should you believe everything you read on the internet?
  • What sources have authority?
  • Have you read Financial Independence in the 21st Century?
  • Would you like to buy this book?
  • What about Investopedia’s guide to dividend paying whole life insurance?
  • Have you heard Episode 74?
  • Have you heard Episode 55?
  • Have you heard Episode 6?
  • Have you heard Episode 36?
  • Have you heard Episode 91?
  • Have you heard Episode 110?
  • What is your favorite or most memorable money mistake? Leave us a message and let us know!
  • Would you like a free copy of Pamela Yellen’s latest book?


 

Episode 127: Is Bank on Yourself® a Scam? A Nerd’s Eye View on Policy Loans and Michael Kitces

by

Podcast: Play in new window | Download

Subscribe: Apple Podcasts | RSS

In this episode, we ask:

  • Is Bank on Yourself® a Scam?
  • Who is Michael Kitces, and why do we respect him so much?
  • What did Michael Kitces write about Bank on Yourself®?
  • Would you like to read Pamela Yellen’s responses to his analysis of Bank on Yourself®?
  • What does Kitces say about permanent whole life insurance loans?
  • What does Kitces say about growth in a whole life insurance policy?
  • What is a non-direct recognition policy loan?
  • Have you heard Episode 110?
  • What does Kitces say about access to cash value?
  • What does Kitces say about loans causing policy lapse?
  • What does Kitces say about taxable gains?
  • Should you take a home mortgage?
  • What are the consequences of not paying a debt back?
  • What happens to life insurance policy loans when one dies?
  • What happens with debt forgiveness?
  • Why does Mark work with Pamela Yellen’s Bank on Yourself® authorized advisors group?
  • What else does Kitces say about permanent whole life insurance loans?
  • Would you like to learn more about taxes and life insurance loans?
  • What other financial vehicle allows for this?
  • What are the key structures in a properly designed Bank on Yourself® type whole life insurance policy?
  • What is an indexed universal life insurance policy (IUL)?
  • What is a crediting rate?
  • Can you build a Bank on Yourself® type whole life insurance policy on an IUL product?
  • Do whole life insurance policies have crediting rates?
  • Would you like to learn more about indexed universal life insurance policies (IUL)?
  • Why is the Bank on Yourself® brand important?
  • Should you worry about life insurance policies lapse?
  • Do you have a mortgage? Could you lose your mortgage? Could you lose your house?
  • What if half of your mortgage payment was optional?
  • Can you have discipline with your finances?
  • Do you have a well trained advisor who truly understands the proper way to build and care for a Bank on Yourself® type whole life insurance policy?
  • What is Michael Kitces biggest blind spot in his article?
  • Do you finance everything you buy?
  • Do you use traditional financing?
  • Do you take loans from auto companies?
  • Do you take loans from a FDIC insured bank?
  • Do you take loans and pay them back according the preset schedule?
  • After the traditional loan, what do you have left?
  • What about leasing?
  • What do you have at the end of a lease?
  • What about paying cash instead of financing?
  • Do you save up and pay cash for everything?
  • Do you replenish your savings?
  • When you pay cash, aren’t you actually borrowing from yourself?
  • How much interest are you earning on the money you withdrew?
  • When will you begin earning interest?
  • Are you paying interest, passing up interest or earning interest?
  • How is paying cash like stealing from your future self?
  • Would you like to learn more about opportunity cost?
  • What does a Bank on Yourself® type whole life insurance policy loan offer?
  • What are your thoughts on this?
  • Who do you know who needs to hear about this?
  • Would you like to leave us a review? Send us a screenshot of your review to hello@nyafinancialpodcast.com, and we’ll send you a free book!

Episode 126: Is Bank on Yourself® a Scam? The Mathemagic of Money Blogger Allan Roth

by

Podcast: Play in new window | Download

Subscribe: Apple Podcasts | RSS

In this episode, we ask:

  • Have you been listening to us for awhile?
  • Do you know how much we appreciate you?
  • What is the definition of the word scam?
  • Were you first skeptical when you heard of Bank on Yourself®?
  • Is Bank on Yourself® a scam?
  • Are critics thinking clearly?
  • What are Mark’s credentials?
  • Does Mark recommend this strategy?
  • What are the posts on reddit pointing toward?
  • What about the article on CBS Moneywatch by Allan Roth?
  • Who is Allan Roth?
  • What does Allan Roth do?
  • What did he say in his article?
  • What is the key mistake in his argument?
  • Would you have more money if you didn’t make a (car) purchase?
  • What did Pamela Yellen say?
  • Would you like to read Pamela Yellen’s response to Allan Roth’s opinion piece?
  • Do life insurance companies offer up policy loans for charity?
  • Would you like to learn more from Episode 32 or Episode 110?
  • Did Mr. Roth actually make money on this?
  • What was Mr. Roth’s total contribution?
    $9,832 – Cash value increase
    +$3,916 – Full dividend (not reduced, even though he has a policy loan)
    = $13,748 – Total growth on $12,000
    – $12,000 – Total paid (including loan interest and PUA premium)
    = $1,748 – Profit (increase)
    Doesn’t Roth actually gain $1,748 on the additional premium and loan interest he pays?
  • What was the APR on the car loan?
  • Should you buy stuff you can’t afford?
  • What is the best way to make major purchases?
  • What was the true cost of purchasing the car?
  • Would you like to learn more about opportunity cost and listen to Episode 13?
  • What about inflation?
  • How does a Bank on Yourself® type whole life insurance policy provide a workable solution?
  • What would the numbers be after expenses and fees?
  • Would you like us to run your own numbers?
  • Would you like to book a meeting with Mark?
  • Who else has Allan Roth targeted in his writing?
  • Would you like to leave Mark a voice message at Speakpipe.com/nyafp?

 

Would you like to sign up and join us for a FREE Live Online Episode?

  • When: Tomorrow, Saturday February 1, 2020, 10AM CST
  • Where: Online!
  • Cost: 100% FREE
  • Topic: Getting out of debt with the SnowBank Method
  • Who: Hosted by Mark Willis, CFP®, along with Grandma’s Wealth Wisdom hosts, Amanda Neely and Brandon Neely
  • Next Action: Register Now and Join Us!

 

 

 

Episode 125: How to Acquire Ten Properties a Month with No Money Down with Chris Prefontaine

by

Podcast: Play in new window | Download

Subscribe: Apple Podcasts | RSS

In this episode, we ask:

  • Who is Chris Prefontaine?
  • Who works with Chris?
  • How does Chris work with his son Nick?
  • How might one buy real estate on terms?
  • What is a lease purchase?
  • How does a lease purchase affect the homeowner?
  • What is owner financing?
  • About how many homes are free and clear in the U.S.?
  • What about principal owner payments?
  • What can go right with lease purchase?
  • What can go wrong with lease purchase?
  • What happens if someone dies during a lease purchase?
  • What is a tenant buyer on a rent to own?
  • Why does Chris want to avoid traditional renters?
  • How long have lease purchase deals been happening?
  • What’s the key difference between taking a course and doing a deal?
  • What happened in 2008?
  • What happens when Chris strikes the right term and the right agreements?
  • What’s the current market like?
  • What’s the long history of real estate investment?
  • How does Chris bring little or no money into a deal?
  • What happens when Chris finds a buyer?
  • How many deals a month make a substantial cash flow?
  • What are his core values?
  • How does Chris vet students?
  • Do you have grit?
  • Can you manage expectations?
  • How did Chris and his family arrive at the core values?
  • How do the core values affect how the family communicates?
  • What about secondary income?
  • What if an owner did one or two deals a year? What’s wrong with that?
  • What if you buy your own home this way?
  • Would you like a free copy of Chris Prefontaine’s new book?
  • Would you like to pay for and read his book on Kindle, The New Rules of Real Estate Investing?
  • Would you like a free strategy call with Chris?
  • Is all real estate hard work?
  • How do you keep work stress from showing up at the dinner table?
  • Would you like to join us on February 1, 2020 at 10AM CT / 11AM ET for a live online episode?
  • Would you like to leave us a voice message?

Chris Prefontaine is the best-selling author of 2017’s Real Estate On Your Terms and this year’s The New Rules of Real Estate Investing. A real estate investor with over 27 years experience in the field, Chris is the founder of Smart Real Estate Coach ·- and host of the Smart Real Estate Coach Podcast. He lives in Newport, Rhode Island with his wife, Kim, and their family. Chris operates the family business with his son, Nick, his daughter, Kayla, his son-in-law, Zach, and an amazing team.

Chris has been a big advocate of constant education. He and his family mentor, coach, consult, and actually partner with students around the country, teaching them to do exactly what their company does. Between their existing Associates nationwide and their own deals, Chris and his family are still acquiring 5-10 properties every month and control between $20 to $30 million dollars worth of real estate deals — all done on TERMS without using their own cash, credit, or signing for loans.

Chris and his family believe strongly in giving back to the community. They currently support Franciscan Children’s Hospital in Brighton, MA, 3 Angels Foundation in Newport, RI, and the Wounded Warrior Project by giving a percentage of all deals to those causes.

Episode 124: Not In My Backyard! Mobile Home Investing with Brant Greathouse

by

Podcast: Play in new window | Download

Subscribe: Apple Podcasts | RSS

In this episode, we ask:

  • Who is Brant Greathouse?
  • What is TrueStar Capital?
  • Are you interested in not so average real estate?
  • Why is affordable housing so important?
  • How much of the population can spend only $500/month or less on housing?
  • What is intriguing about mobile home park investing?
  • What is “renting dirt”?
  • What is the business model for mobile home parks?
  • What is “lot rent”?
  • How is this different than a trailer park?
  • Is this a “not in my back yard” (NIMBY) sort of investment?
  • What is the management structure?
  • Why is there a high barrier of entry to these sort of parks?
  • How many mobile home parks are in the United States?
  • How does Brant find deals?
  • Who are the “Mom and Pop owners”?
  • What is a rent credit program?
  • What about people who can’t meet the barriers to entry?
  • What about collecting rent on an individual mobile home project?
  • How do people who have a Bank on Yourself type whole life insurance policy have an advantage?
  • How does this work?
  • What are Brant’s goals and targets?
  • What do Brant’s investors receive?
  • What is value add equity?
  • What are the tax advantages?
  • What’s the number of years on depreciation for mobile homes?
  • What are Brant’s plans?
  • Would you like to connect with Brant via email at brant@truestarcapital.com?

Brant Greathouse brings with him more than fifteen years of extensive business experience, ranging from President and Chief Executive Officer of a privately-held marketing company, building a real estate investment company that offers turnkey investment strategies for residential housing in Texas and Tennessee. Brant brings experience in market evaluation, property analysis, property and business management systems, due diligence, finance, and more. Brant graduated from Abilene Christian University with a Bachelor’s of Arts Degree and a minor in Business Finance.

His expertise has led him to do over 250+ real estate transactions since 2009, including Manufactured Housing Communities, commercial developments, and single family homes. Brant’s foresight to the opportunities available in the affordable housing niche have led him to become the CEO and co-founder of True Star Capital, which specializes in the acquisition, operations and sales of manufactured housing communities. Naturally almost all of the previous real estate investment experience coupled with the success of two manufactured housing funds and learning from the top people in the industry gives Brant a high level of experience and expertise, for Acquisitions and Management of the portfolio of Manufactured Housing Communities that True Star Capital is investing in.

His duties for True Star Capital’s Portfolio focus on (i) Overseeing the management of any Company holdings. (ii) The sale of Company holdings. (iii) Developing a mobile home buying program that will be utilized to infill communities owned by the Company. (iv) Overseeing the development, design and implementation of the marketing strategy; and (v) the overall strategy and plan for client experience and satisfaction.

Episode 123: News Roundup: The SECURE Act Passes, A Billionaire’s Biggest Policy and a WSJ Warning

by

Podcast: Play in new window | Download

Subscribe: Apple Podcasts | RSS

In this episode, we ask:

  • What is the SECURE Act?
  • How does this act affect retirement accounts?
  • What about the fiduciary safe harbor?
  • What’s important about 72 years old?
  • What is a stretch IRA?
  • Did you hear the episode on required minimum distributions?
  • Would you like to hear an example?
  • What about taking distributions on inherited IRAs within 10 years?
  • What would the taxable income be in that 10 year period?
  • Are taxes as low as they’ve ever been?
  • When are taxes slated to go up?
  • What has changed with the 529 plans for college savings?
  • Can you now use 529 plans to pay for student loans?
  • What is a target date fund?
  • What is the average return of a target date fund?
  • What are the average rates on a student loan?
  • Can you apply a 529 plan for another child?
  • What about the 1.5 trillion dollar student debt problem?
  • Who purchased a 201 million dollar life insurance policy?
  • Who is the mysterious billionaire? Could it be Elon Musk?
  • Is life insurance a private contract?
  • Why would a billionaire pay million dollar premiums into a life insurance when they can buy literally anything else?
  • What are some of the benefits?
  • Would you like guarantees?
  • Would you like liquid access to cash?
  • Would you like tax advantages?
  • Would you like tax advantaged income in retirement?
  • What about California estate taxes?
  • What states have an inheritance tax?
  • What about the Wall Street Journal’s article on the I.U.L. product?
  • What is the appeal of Indexed Universal Life?
  • What is the massive issue with Indexed Universal Life?
  • What is this fancy “multiplier” and why are the regulators concerned?
  • Will this be a repeat of the troubled Universal Life policies of the 1980s?
  • What is the true cost of these policies?
  • What are the risks?
  • Have you heard Episode 59?
  • Have you heard Episode 60?
  • Have you heard Episode 61?
  • How many times is money mentioned in the bible?
  • Would you pay your neighbor’s debt?
  • What is the story of the church paying the debt?
  • How does this group view credit card debt as a group problem?
  • How does the debt annihilation team work?
  • Would you like to join us LIVE online on February 1, 2020?

Episode 122: Your Last Money Guru

by

Podcast: Play in new window | Download

Subscribe: Apple Podcasts | RSS

In this episode, we ask:

  • Are you ready for this new decade?
  • Who are the money gurus?
  • Do these money gurus have some special secret to managing money?
  • Do you believe that you are unlucky in money?
  • Who will provide us the key?
  • Why do we yearn to have what’s on the other side?
  • Do they have it better?
  • Who will be your last money guru?
  • Who will let you down, in the right way?
  • Is there a magic pill?
  • What will your last money guru do?
  • What will your last money guru not do?
  • What is your last money guru’s true job?
  • What’s an example of a guru paradox?
  • What’s the main reason why younger people won’t work with financial advisors?
  • Which is more effective? Simple rules or complex rules?
  • To which money guru red flags should you pay attention?
  • FREE BOOK! Would you like a free copy of Pamela Yellen’s latest book? If you’re in the U.S.:
    • Leave us a review and send an image of your review to hello@nyafinancialpodcast.com, and we’ll mail you a free copy of Pamela Yellen’s latest book, Rescue Your Retirement.
  • LET US KNOW! Could you leave us a voice message on SpeakPipe with one or more of the following answers?
    • What did you think of this money guru episode?
    • What’s your money mistake story?
    • Do you think Bank on Yourself is scam or do your friends and family think it is?
    • Do you own a Bank on Yourself type policy? Do you believe it’s not a scam?
  • LIVE EPISODE Would you like to join us for a LIVE Online Episode on February 1, 2020? Sign up here! bit.ly/livenyafp