Podcast: Play in new window | Download
Subscribe: Apple Podcasts | RSS
In this episode, we ask:
- Are dashboard lights flashing red on the economy?
- What makes the economy go up and down in the first place?
- What about money?
- What about saving?
- What happens when the banks have more funds to lend?
- What about the changes in interest rates?
- What about long term decisions?
- What happens when things go terribly wrong?
- What is artificial?
- What about overspending?
- What about sustainability?
- What about manipulating interest rates?
- Which scenario are we living in now?
- Who is spending on junk?
- What did Ludwig von Mises say?
- Have we become drunk with low interest rates?
- What about an artificial boom?
- What about pushing a beach ball down under water?
- Who is the villain?
- How does one discover true freedom from the banking system?
- How is banking core to the human experience?
- What about fractal banking?
- How fast do banks loan out your deposits?
- What did the Fed worry about in 2020?
- Is there hope?
- Would you like to meet with Mark?


Lester N. Himel discovered the use of specific types of Life Insurance to enhance and expand the performance of investment portfolios several years ago; this after spending 28 years in a variety of positions on Wall Street. Like most financial professionals, he considered stocks, bonds and similar instruments as the core of a reasonable investment approach. In those last several years, Les has found the better way.
Myles Wakeham is an Australian who migrated to the USA in 1989 and has since become a multi-millionaire, lives a 100% free and unconstrained life, no job, etc. yet never graduated high school, let alone went to college. He is a self-made business focused technologist, who was one of the early members of biotechnology corporation Amgen (now largest Biotech company in the world), has made his fortune on Bitcoin since 2011, and owns a portfolio of rental properties. Myles was one of a few survivors of a massive auto accident in the outback of Australia in the 1990s, which forced him to question life, purpose, and direction. Since rebuilding himself from that, he knows how to handle and mitigate adversity (including taking advantage of medical tourism all over the world for major surgeries), and he has honed those skills to live a life unconstrained.
Doug Peacock spent 38 years as a high school teacher and football coach. He tried to retire the traditional/conventional path, and things didn’t work out like he was led to believe. He learned that other teachers and coaches were having the same conversation. Doug literally watched his 403(b) become a 203(b) twice in the last decade of his teaching career. He knew there had to be a better way, so he started learning how wealth really works.

Marty Smith is the Regional Vice President of Security Mutual Life Insurance Company of New York.
Kristin Colca, after starting her career in the banking industry, noticed that conventional financial wisdom was not working for many of her clients. A low-interest rate environment combined with Wall Street volatility and a growing pile of debt made it almost impossible to plan or create a secure plan for retirement. Further complicating these issues are the financial “experts” and “advisors” that are too quick to recommend one-size-fits-all solutions without fully understanding their client’s goals or dreams. Kristin’s mission is to create custom-tailored financial strategies for her clients that empower them to achieve financial freedom. Connect with Kristin Colca at