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In this episode, we ask:
- Would you like the ultimate shaving tool?
- What is Occam’s razor?
- What about necessity?
- What about the simplest solution?
- What is the best option or model?
- What is premium financing?
- What is happening with the estate tax limits?
- What about leverage?
- What has this led to?
- What are the risks?
- Do you need it?
- Can you afford it?
- What about finding the winners and losers?
- Is there a trend here?
- What about an example?
- What are the steps?
- What is the allure?
- What are the risks?
- What is the exit strategy?
- If everything worked out perfectly, what would happen?
- What about the relationship with the bank?
- What is a floating rate?
- What about reapplying after a period of time?
- Is this a good deal?
- What happens in a rising rate environment?
- What happens to the interest?
- What about the accumulation feature?
- What about collateral?
- What about a spiral of expenses?
- What happens if they can’t pay the premium?
- What are the circumstances?
- What happens when the loan is gone?
- What about a cancellation?
- What about leverage?
- What about paying out of pocket?
- What about estate tax liability?
- What about other needs?
- Is there any cash value available the policy owner?
- Where does this leave the policy owner?
- What is the biggest risk?
- Is the loan larger than the cash value?
- What if interest rates rise?
- What if caps and spreads fall?
- What about coming up with the money?
- What are some stress tests?
- What about a death benefit?
- What about those with extremely high net worth?
- Are you crawling back into the banker’s pocket?
- What is the financial incentive for the bank?
- How much loan interest is the bank collecting?
- What about collateral?
- What about the insurance agent?
- What about the commissions?
- Would you like to hear Episode 36?
- Who is retiring first?
- Is your money in a complex environment?
- Is your money in a simple environment?
- Who has control?
- Would you like to join our FREE Not Your Average Community?
Kate Chattic is a homeschooling mother of seven, yes SEVEN, children! Two of those kids have grown up and flown away to new adventures, but while they were teenagers they aided her in starting a business on Amazon in 2015 that grew to become the full-time income for their family. It took just 2 years to bring her husband, Nate, home from his job to join his family in the business and homeschooling the children. Now their time is spent running their business, teaching others how to sell on Amazon and sharing how to utilize life insurance creatively! 
Kirby Atwell served 6 years as an officer in the US Army, after Graduating from West Point Military Academy. While serving in the military he developed a strong interest in real estate, and he bought his first rental property in 2006. In 2011, he left the service to pursue real estate full time. He started his first real estate investment company, rehabbing over 100 properties either to flip or keep as rentals in the Chicago area. Today, Kirby primarily focuses on investing in high-cash-flowing vacation rental properties. He owns a portfolio of vacation rentals in northern Indiana, where he lives on a 45-acre farm with his wife and young kids. He also helps others who work a full-time job to buy and set up their first high-cash-flowing vacation rental through his signature program called The First Vacation Rental Investment Blueprint. Kirby is the host of the Living Off Rentals podcast and YouTube channel.
Mike Grimm is the president and founder of 
Cheri S. Hill, “Wealth Protection Diva” has been a successful entrepreneur/business owner/premier business strategist for the past 30 years as President & CEO of
John Ensley is president of JEnsley Financial, a fiduciary, financial planning company and Registered Investment Advisor. John holds a Chartered Financial Consultant® designation from the American College of Financial Services and is one of an elite group of highly trained Bank On Yourself® Professionals. 
Lester N. Himel discovered the use of specific types of Life Insurance to enhance and expand the performance of investment portfolios several years ago; this after spending 28 years in a variety of positions on Wall Street. Like most financial professionals, he considered stocks, bonds and similar instruments as the core of a reasonable investment approach. In those last several years, Les has found the better way. 
