Not Your Average Financial Podcast™

Think different about your money, your economy and your future. Be curious. Be stable. Be sane.

Episode 339: How Bank on Yourself® Solves the Four Greatest Dangers to Your Retirement

March 1, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_339.mp3

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In this episode, we ask:

  • Who do you know who needs to hear this?
  • Would you like a free book?
  • What are the four greatest dangers to your retirement?
  • Did you hear Episode 338?
  • How does the Bank on Yourself® type whole life insurance policy solve these dangers?
  • What does Pamela Yellen do to protect the intellectual property and quality of the Bank on Yourself® brand?
  • Are you getting a correctly and properly designed dividend paying whole life insurance policy?
  • Did you buy an incorrectly designed policy? Would you to book a meeting with us to get a second set of eyes on that policy?
  • Are you working with a Bank on Yourself® Professional?
  • Would you like to hear Episode 160?
  • What about predictable guaranteed growth, liquidity and tax advantages?
  • When do you need money most?
  • Where does the guarantee come from?
  • What about dividends?
  • How long have our companies been paying dividends?
  • What is the minimum amount of saving you will have on the day you plan to retire?
  • Who audits the life insurance companies?
  • How rare is it for insurance companies to go bankrupt?
  • Who backs the insurance companies?
  • Are banks a safe place to keep money?
  • How many banks failed in 2008?
  • What happened to the deposits of those banks?
  • Who bailed them out?
  • Pop quiz?
  • How many life insurance companies failed in 2008?
  • What happened to Lincoln Memorial Life Insurance?
  • What was the result for the policy holders?
  • What is Bank Owned Life Insurance?
  • What did an FDIC report show about bank’s life insurance holdings?
  • How much cash value is on the balance sheet of these banks?
  • What are banks doing with their money?
  • What about fees and cost surprises?
  • What happens in a traditional retirement account with fees of 1%?
  • How much is paid to life insurance agent as commission?
  • Which one costs more?
  • Which one goes on forever?
  • Which one has a stop loss?
  • Who gets guarantees?
  • Why would Bank on Yourself® Professionals take reduced pay?
  • How much of your cash value can you access?
  • What are the RMDs on whole life insurance?
  • Who is in complete control of the money in a life insurance policy?
  • What do you finance?
  • Who pays interest?
  • Who earns interest?
  • What about assets under management (AUM)?
  • What about all of the dollars you pay in expenses throughout your life?
  • What is the required repayment scheduled on life insurance cash value loan balances?
  • Can your money do two things at once?
  • What is compounding and growing?
  • Who offers these unique products?
  • What about self financing?
  • Are you constantly interrupting the growth of your money because you need to buy stuff?
  • Is there a better way?
  • What are some famous examples of successful business owners?
  • What happened following the 1929 stock market crash?
  • Does having money safe, liquid, growing at a competitive rate without market risk, take away any of your options?
  • Doesn’t it give you more options?
  • What are the multiple tax advantages?
  • Do you know what your tax bill will be?
  • What about the tax on social security?
  • Is income taken from your policy taxable?
  • What about medicare premium?
  • What about business owners financing business expenses?
  • What about the death benefit?
  • What do you want your money doing for you?
  • Does your strategy give you guaranteed growth?
  • Does your strategy lock in your principal in growth?
  • Does your strategy give you control over your money?
  • Does your strategy let you use your money without penalty?
  • Does your strategy give you a tax free retirement income?
  • What gives you more freedom?
  • What about Roth accounts?
  • What about life insurance policies?
  • Does your strategy let you access your money without liquidating your cash?
  • What are the restrictions on 401(k) loans?
  • What hardship happens if you lose your job?
  • What is truly unique in the financial universe?
  • Would you like to hear more in Episode 205 and Episode 206?
  • Does your strategy finish funding yourself if you die prematurely?
  • Does your strategy let you know the minimum guaranteed value of your savings?
  • Does your strategy give you a plan where you can count on it?
  • What works to your advantage in every single instance here?
  • What do you want your money doing for you?
  • How about some case studies?
  • What makes sense in your situation?
  • Why work with Mark Willis, CFP®?
  • What is key to making sure your policy is designed properly?
  • Do they have the right credential?
  • Would you like some personalized reports?
  • Would you like to schedule a meeting?

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_339.mp3

Episode 338: The Four Dangers of Conventional Retirement Plans and What to Use Instead

February 23, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_338.mp3

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In this episode, we ask:

  • How about getting back to basics?
  • Do you need a PhD to be successful?
  • Who can opt out of the insanity?
  • Has conventional retirement planning failed us?
  • Have 401(k)s failed?
  • What happened to pensions?
  • Is it up to us?
  • What is the cost of care?
  • What are the problems?
  • Do you believe there will be another major market crash?
  • Who has changed their behavior?
  • Who is guaranteed to get paid?
  • What is sequence of returns risk?
  • What about the 4% rule?
  • What did Wade Pfau say?
  • What about a 2.8% withdrawal rate look like?
  • What will you need?
  • How many years of savings do you have set aside?
  • What are your investments going to be worth?
  • How many of us will live past age 90? …age 95?
  • What might eat away at your savings?
  • How much are you actually paying in fees?
  • What about compounding?
  • Are fees transparent?
  • Are fees baked in?
  • Are you seeing all of the fees?
  • How might we lower fees?
  • What about index funds?
  • What about no load index funds?
  • Is your money locked up?
  • What about penalties?
  • What about employer restrictions?
  • Who can change the rules whenever they want?
  • What about bank robbers?
  • What about the tax time bomb?
  • What about deferral?
  • Is it ever a good idea to defer a root canal?
  • Would you like to hear Episode 30?
  • Who are you underwriting?
  • Where will the government get the money?
  • What will happen by 2045?
  • What about social security?
  • What about medicare?
  • What will be insolvent?
  • Is there any way to avoid these dangers?
  • What is safe and predictable?
  • What about guarantees?
  • What did Mark discover through his financial education as a Bank on Yourself Professional and Certified Financial Planner®?
  • How is Wall Street like a crazy rollercoaster?
  • What is high cash value, dividend paying whole life insurance?
  • How has this been around for centuries?
  • What about Bank on Yourself® type whole life insurance policies?
  • How is this different from other types of life insurance?
  • Would you like to read the Bank on Yourself Revolution by Pamela Yellen? 
  • Are you too sick?
  • Are you too old?
  • Who started a life insurance policy at age 85?
  • What did the father of the 401(k), Ted Benna say?
  • What is a monster?
  • Where does Ted Benna put his money now?
  • Why would he recommend that?
  • What problems does that solve?
    • What about predictable and guaranteed growth?
    • What about control of your money?
    • What about liquidity and access to the money?
    • What about multiple tax advantages?
  • Who need to hear this episode?

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_338.mp3

Episode 337: [The Periodic Table of Abundance] No.8 Unveiling Holistic Wealth Beyond Money

February 16, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_337.mp3

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In this episode, we ask:

  • What is a wonder and a privilege?
  • What are the elements that make up a truly abundant life?
  • Would you like to get the special report on the Periodic Table of Abundance? Would you like to Request a Meeting?
  • Have you listened to the previous episodes in this series?
    • Would you like to hear Episode 330: No.1 Scaling Up and Overcoming Adversity?
    • Would you like to hear Episode 331: No.2 Money Team, Family Finance and Estate Planning?
    • Would you like to hear Episode 332: No.3 Liquidity and Cash Flow?
    • Would you like to hear Episode 333: No.4 Secrets of Leverage with Insurance and Banking?
    • Would you like to hear Episode 334: No.5 Achieve Your Ultimate Potential with Investing and Real Estate
    • Would you like to hear Episode 335: No.6 Building a Better World Through Business Ownership, Tax Strategy and Giving
    • Would you like to hear Episode 336: No.7 Financial Independence and the Magic of Collateralization
  • What makes up the pursuit of abundance in your life?
  • What is holistic wealth?
  • What about healthy relationships?
  • What about influence?
  • Would you like to hear Episode 326?
  • What did Rabbi Daniel Lapin say in Episode 186 and in his book, The Holistic You?
    • What about Faith?
    • What about Fitness?
    • What about Family?
    • What about Finances?
    • What about Friends?
  • What are the four currencies of our life?
    • How about money?
    • What about time?
    • How is your energy?
    • What or who has your attention?
  • Would you like to hear Episode 324?
  • What did Jim Rohn say?
  • What about review and preview?
  • What about living in the present?
  • What about the future?
  • What about reviewing over and over again?
  • What is a myth?
  • What about reconciling the budget?
  • What about cash flow planning?
  • What did Nelson Nash say?
  • Can you control the financial environment where your money lives?
  • What is the most profitable thing?
  • What about effective reflection?
  • What about Thinking Time from the book The Road Less Stupid by Keith Cunningham?
  • What are the unasked questions?
  • How might I… so that I can… ?
  • How did it get this way?
  • Why does it stay this way?
  • How can I improve the way it works or the way it looks?
  • What in your financial life needs to be broken, so you can find better solutions?
  • What are the right questions?
  • What is genius?
  • What happens when you get the right question?
  • What don’t I see?
  • What are the (unintended) second order consequences?
  • What happened in India when the British implemented the snake eradication program?
  • What will happen if this goes sideways?
  • What is the upside?
  • What is the downside?
  • Can I live with the downside?
  • What about creating a machine?
  • What about implementation?
  • What will you do?
  • What about a 1% improvement?
  • What about an adventure of a lifetime?

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_337.mp3

Episode 336: [Periodic Table of Abundance] No.7 Financial Independence and the Magic of Collateralization

February 9, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_336.mp3

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In this episode, we ask:

  • Would you like to get the special report on the Periodic Table of Abundance? Would you like to Request a Meeting?
  • Have you listened to the previous episodes in this series?
    • Would you like to hear Episode 330: No.1 Scaling Up and Overcoming Adversity?
    • Would you like to hear Episode 331: No.2 Money Team, Family Finance and Estate Planning?
    • Would you like to hear Episode 332: No.3 Liquidity and Cash Flow?
    • Would you like to hear Episode 333: No.4 Secrets of Leverage with Insurance and Banking?
    • Would you like to hear Episode 334: No.5 Achieve Your Ultimate Potential with Investing and Real Estate
    • Would you like to hear Episode 335: No.6 Building a Better World Through Business Ownership, Tax Strategy and Giving
  • What is financial independence?
  • Would you like to learn about financial independence?
  • Would you like to learn about the power of financial collateralization?
  • Do you have enough passive income to cover your expenses?
  • Do you have to depend on your active income?
  • Do you have streams of income to replace your day job?
  • What are your expenses?
  • What are the stages?
  • Do you have an emergency?
  • Why did we choose one year for an emergency?
  • What about placing your emergency fund in a Bank On Yourself® type whole life insurance policy?
  • What about passive income exceeding earned income?
  • Would you like to run the financial independence calculator with Mark or a colleague?
  • What would it take to cover a luxury item?
  • What about changing the world through philanthropy?
  • What about the journey?
  • What about Odysseus?
  • What about freedom?
  • What did Nietzsche say?
  • What about Frodo?
  • What about Iron Man?
  • What about Luke?
  • What are most financial advisors up to?
  • What do you want?
  • What are the five mile posts?
  • What is basecamp?
  • What about reducing your expenses or increasing your income?
  • Would you like to hear Episode 19?
  • Would you like to hear Episode 63?
  • What does Parkinson’s law of finance say?
  • What about being honest with money?
  • What about investing in yourself?
  • What about your education?
  • What about your health?
  • Are you a better version of yourself?
  • Do you have an idea of what you will be doing?
  • How do you expect to be in a different place a year from now?
    • What is the greatest challenge you’re facing right now?
    • What have you tried in the past?
    • What are you going to do next?
    • …By when?
  • What about liquidity?
  • What will you do in an emergency?
  • Do you budget?
  • Do you save in liquid form?
  • Who has a financially unstable pyramid?
  • Who is putting all of their money at risk?
  • Is your money liquid?
  • Is your money available to you?
  • Who does this benefit?
  • Could you cover an emergency expense of $400?
  • Do you need to sell your stuff?
  • Why not build a stable financial structure?
  • What did Tim Austin say about the 10/10/10 rule?
  • Who is saving 30% of income each month?
  • Now that I’m saving, where do I save it?
  • Is your money stashed in the right place?
  • What about CDs?
  • What is taxable?
  • What are you really earning after taxes?
  • What about interest rates on (multi-year guaranteed annuities) MYGAs?
  • What about Bank on Yourself® type whole life insurance policies?
  • What about the power of collateralization?
  • What about cash value?
  • Would you like to hear Episode 32?
  • What about investing in things you understand and control?
  • What do you need to quit?
  • Do you need a rental property?
  • Do you need to borrow against your life insurance policy?
  • What can you control?
  • What are you into?
  • Where can you put your money to work?
  • How might you create multiple streams of passive income?
  • How might you buy multiple streams of passive income?
  • What could you do to add one more stream?
  • Can you outspend any income?
  • What about mentoring?
  • Are you the guide?
  • What do you have to share with the world?
  • How are you writing your story?
  • How many pages do you have left?
  • Would you like to like to meet with Mark?

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_336.mp3

Episode 335: [The Periodic Table of Abundance] No.6 Building a Better World through Business Ownership, Tax Strategy and Giving

February 2, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_335.mp3

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In this episode, we ask:

  • What about more tools in your tool belt?
  • Have you listened to the previous episodes in this series?
    • Would you like to hear Episode 330: No.1 Scaling Up and Overcoming Adversity?
    • Would you like to hear Episode 331: No.2 Money Team, Family Finance and Estate Planning?
    • Would you like to hear Episode 332: No.3 Liquidity and Cash Flow?
    • Would you like to hear Episode 333: No.4 Secrets of Leverage with Insurance and Banking?
    • Would you like to hear Episode 334: No.5 Achieve Your Ultimate Potential with Investing and Real Estate
  • What did Robert Kiyosaki say in the book Cashflow Quadrant about business ownership?
    • What are the downsides of being an Employee?
    • What about the Small Business Owner?
    • What about the Business Owner?
    • What about the Investor?
  • Where is the risk?
  • Who can set their own income?
  • Who will get your business?
  • What you like to hear Episode 177?
  • What happens when you make more money in your business?
  • What about tax strategy?
  • What about incorporating your business?
  • What about research and development credits?
  • What about hiring?
  • What about the U.S. Debt Clock?
  • Who has something saved?
  • Where is Congress going to get the money?
  • How does income affect tax in retirement?
  • What did Doug Peacock say?
  • Would you like to hear Episode 86 and Episode 87?
  • What happens when you give to charity?
  • What can boost your abundance?
  • What about the law of expectations?
  • What about a feedback loop of abundance?
  • How do you choose the charity to support?
  • Would you like to visit charitywatch.org?
  • Would you like to visit givewell.org?
  • What about the power of collateralization?

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_335.mp3

Episode 334: [The Periodic Table of Abundance] No.5 Achieve Your Ultimate Potential with Investing and Real Estate

January 26, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_334.mp3

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In this episode, we ask:

  • Can you take the next steps toward improvement?
  • What about real estate?
  • What is the Periodic Table of Abundance?
  • What about cash flow?
  • What about business strategies?
  • What about charity?
  • What number, on a scale of 1-10, would you give yourself for …?
    • How are rating yourself on Liquidity?
    • How are you rating yourself on Family Finance?
  • Have you listened to the previous episodes in this series?
    • Would you like to hear Episode 330: No.1 Scaling Up and Overcoming Adversity?
    • Would you like to hear Episode 331: No.2 Money Team, Family Finance and Estate Planning?
    • Would you like to hear Episode 332: No.3 Liquidity and Cash Flow?
    • Would you like to hear Episode 333: No.4 Secrets of Leverage with Insurance and Banking?
  • What happens when you mix different elements?
  • Would you like to hear Episode 283 and/or Episode 284 to learn how to fire your real estate banker?
  • How can real estate be classified?
  • What is the median net worth of homeowners?
  • What about renters?
  • What are the advantages to real estate investment?
  • What about passive income?
  • What are some different ways to get income from real estate?
  • What about cash flow?
  • Would you like to hear Episode 332?
  • What is buy and hold?
  • What are the drawbacks of real estate?
  • What are the different ways to invest in real estate?
  • What about tax?
  • What about Bank on Yourself® type whole life insurance policies in conjunction with real estate?
  • What about alternative investments?
  • What about the potential for advanced returns?
  • What about terrible loss?
  • What mistakes are most Americans making?
  • What causes unnecessary worry?
  • Who is burying their head in the sand?
  • Can you make it without investing?
  • What about private equity funds?
  • What is already overpriced?
  • What about hedge funds?
  • What about commodities?
  • What about collectables?
  • What about cryptocurrencies?
  • Who made money in the gold rush?
  • What about investments?
  • What about ATM or vending machines?
  • What about storage units?
  • What about billboard space or advertising space?
  • What about laundry mats?
  • What about car washes?
  • What about solar farms?
  • What about wind farms?
  • What about cell towers?
  • What about parking lots?
  • What about digital real estate?
  • What about media?
  • What about entertainment?
  • Who lost everything?
  • Do you get to do it?
  • Do you have to do it?
  • What does investing require?
  • What about creating more value?
  • What are three more elements?

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_334.mp3

Episode 333: [The Periodic Table of Abundance] No.4 Secrets of Leverage Using Insurance and Banking

January 19, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_333.mp3

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In this episode, we ask:

  • Can information alone change your financial future?
  • Would you like to check out our FREE Not Your Average Financial Community?
  • Have you listened to the previous episodes in this series?
    • Would you like to hear Episode 330: No.1 Scaling Up and Overcoming Adversity?
    • Would you like to hear Episode 331: No.2 Money Team, Family Finance and Estate Planning?
    • Would you like to hear Episode 332: No.3 Liquidity and Cash Flow?
  • What is the essential nature of insurance?
  • What is the cost of insurance?
  • What creates peace of mind?
  • What is the purpose of all of this?
  • What outcomes would you like?
  • What about guarantees?
  • What are the different types of insurance policies?
  • What about health insurance?
  • Who has medical bills?
  • Why have health insurance?
  • What about the alternative?
  • What are the typical costs?
  • What about being uninsured?
  • What is the leading cause of bankruptcy in the U.S.?
  • What is the health insurance marketplace?
  • What about healthcare sharing ministries?
  • Would you like to hear Episode 170?
  • Would you like to hear Episode 224?
  • What about property and casualty insurance?
  • What is the average claim?
  • What could protect you from financial ruin?
  • What about auto insurance?
  • What about umbrella insurance?
  • What is coverage?
  • What is a deductible?
  • What about self insurance?
  • What about life insurance?
  • What happens upon death?
  • How will your family afford the costs when you’re gone?
  • What about cheap term insurance?
  • What about group life plans through employers?
  • What about getting insurance that meets your needs?
  • What does banking have to do with life insurance?
  • Who was Nelson Nash?
  • What will you buy in your life?
  • What about your need for today’s financing?
  • How will you pay for that?
  • What is Bank on Yourself®?
  • What about living benefits?
  • What if you didn’t have to rely on banks?
  • What about retirement?
  • What about the function of banking?
  • What is fractional reserve banking?
  • How about an example?
  • What is the money multiplier effect?
  • Is this magical?
  • What are the downsides?
  • What happened in 2020?
  • What are the reserve requirements now?
  • What happened to the reserve?
  • What about insolvency and fragility?
  • What about the FDIC?
  • What percentage of deposits are backed up by FDIC?
  • Would you like to hear Episode 299 to learn more about the FDIC?
  • What about spending and debt?
  • What causes financial stress?
  • What is the average American debt?
  • Is paying cash the answer?
  • What do we do here?
  • What about the Bank on Yourself® strategy?
  • What about leverage?
  • What about private lending?
  • Would you like to hear Episode 331?
  • So what?
  • Are your life insurance policies properly designed and up to date?
  • What about an inventory of your own debt?
  • Would you like to explore the Bank on Yourself® strategy deeper?

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_333.mp3

Episode 332: [The Periodic Table of Abundance] No.3 Liquidity and Cash Flow

January 12, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_332.mp3

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In this episode, we ask:

  • Who is on your money team?
  • Who should care about your money?
  • What strategies, skills and systems do you need to be successful?
  • Are you on the right track?
  • What is liquidity?
  • How fast can you turn that asset into cash?
  • What is the most liquid asset of all?
  • What about less liquid assets?
  • What are the costs?
  • What is the medium of all transactions?
  • What about an example?
  • Are rare baseball cards liquid?
  • What makes every transaction easier?
  • What about land?
  • What about leasing?
  • What about cash flow vs. a lump sum?
  • What about the cost?
  • How stable is the market?
  • What about comps?
  • What about dealing in transparent markets?
  • What about ease?
  • Is your portfolio locked up?
  • What is assets / liabilities?
  • What is the current ratio?
  • What counts as an asset?
  • Can it be converted to cash within a month or two?
  • How liquid are you?
  • Who is sitting on more cash?
  • Who gets to take advantage of opportunities?
  • What assets are considered liquid?
  • What about the liquidity of cash value whole life insurance?
  • Who understands liquidity?
  • Would you like to hear Episode 248?
  • Are you able to take advantage of opportunities when they come your way?
  • What about cash flow?
  • What about coffee?
  • What is the amount of net cash transferring into and out of your life?
  • Is the money coming in greater than they money going out of your life?
  • What about the tax filter?
  • What about consumption?
  • What are the levers to pull to change cash flow?
  • How about increasing the income or reducing expenses?
  • What are some ideas for increasing cash flow?
  • Would you like to hear Episode 81?
  • Would you like to hear Episode 176?
  • Would you like to hear Episode 213?
  • What are some ideas to reduce expenses?
  • What can solve the problems of cash flow well?
  • Would you like to meet?

The topics presented in this podcast are general information only and not for the purposes of providing legal, accounting or investment advice. On such matters, please consult a professional who knows your specific situation.

 

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_332.mp3

Episode 331: [Periodic Table of Abundance] No.2 Money Team, Family Finance and Estate Planning

January 5, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_331.mp3

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In this episode, we ask:

  • Would you like to listen to last week’s series kickoff, Episode 330?
  • Do you share similar lifestyle choices?
  • Do you share similar outcomes?
  • Who is on your side?
  • What does a Certified Public Accountant do?
  • What does an estate planning attorney do?
  • What does an insurance agent do?
  • What does a mortgage broker do?
  • What does a real estate agent do?
  • What does a portfolio manager do?
  • What should we watch out for?
  • Who is on your side of the table, helping you meet your goals?
  • What does a Certified Financial Planner (CFP) do?
  • Who should care the most about your money?
  • What makes building a money team easier?
  • What are some of the characteristics that you want to look for?
  • What core qualities should a money team candidate exhibit?
    • Do they show trustworthiness?
    • Do they act in your best interest?
    • Do they demonstrate good communication skills?
    • Can they explain complex concepts in a way that makes sense?
    • Do they have empathy and understanding?
    • Do they have patience?
    • Do they believe we have agency in our life?
    • Do they have a growth mindset?
    • Are they committed to continuous learning?
  • What are the red flags or things to watch out for?
    • How does it feel working with this person?
    • Do they withhold information?
    • Is there a lack of transparency in their fees or costs?
    • Are they exerting high pressure sales tactics?
    • Are they forcing you to make quick decisions?
    • Are they hard to reach?
    • Are they always available?
    • Do they shame you or intimidate you?
    • Are they offering to “handle it”?
  • Would you like to hear Episode 122?
  • Would you like to hear Episode 159?
  • What about family finance?
  • What about money stress?
  • What about a family cash reserve?
  • What about coordination and resiliency?
  • What about open and honest family conversation?
  • What about the budget?
  • What about playing educational money games?
  • What about celebrating milestones?
  • Would you like to hear an example?
  • Who needs an estate plan?
  • What are your dreams, hopes and desires?
  • What are the key elements of a good estate plan?
  • What about some case studies?
  • Who is involved with you in your money?
  • What are some practical steps to take?

The topics presented in this podcast are general information only and not for the purposes of providing legal, accounting or investment advice. On such matters, please consult a professional who knows your specific situation.

 

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_331.mp3

Episode 330: [Periodic Table of Abundance] No.1 Scaling Up and Overcoming Adversity

December 29, 2023 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_330.mp3

Podcast: Play in new window | Download

Subscribe: Apple Podcasts | RSS

In this episode, we ask:

  • What are the systems, mindsets and skills for nurturing an abundant financial life?
  • How many Americans were properly educated on how money really works?
  • What findings did a 2020 study for the Endowment for Financial Education unearth?
  • How many Americans are financially literate?
  • What about vulnerability?
  • What about costly mistakes?
  • What about feelings of powerlessness when it comes to money?
  • What about financial education and guidance?
  • What about charting a course to financial peace of mind?
  • What will be in this mini-series?
  • What are the key principles for managing and growing wealth effectively?
  • What are the actions you need to take to make sure that your money is working for you?
  • Who should be on your money team?
  • What about estate planning?
  • What about the secrets of cash flow?
  • What about optimizing income and expenses?
  • What about tax strategies?
  • What about real estate?
  • Would you like to meet with Mark?
  • Who’s ready?
  • What about scaling up?
  • What about overcoming adversity?
  • What about mindset?
  • What is fixed?
  • What is fluid?
  • What about challenges?
  • What about learning?
  • What about resilience?
  • What about expanding beyond the comfort zone?
  • Is your current income the ceiling?
  • What about career advancement or skill development?
  • What are your options?
  • What about debt?
  • Would you like to hear Episode 71?
  • What about realistic goals?
  • What about a realistic challenge?
  • What about the mindset?
  • Is your future bigger than your past?
  • What are your opportunities for growth?
  • What about getting support?
  • What about exploring?
  • What about overcoming adversity?
  • How are you interpreting events?
  • What happens when adversity hits?
  • Who is building resilience?
  • What about positive interpretations?
  • What about negative interpretations?
  • What about realistic interpretations?
  • What are the takeaways?
  • What are your beliefs?
  • Who has the power?
  • What about a learning mindset?
  • Who do you know?
  • Would you like to join the FREE Not Your Average Community?
  • Would you like to join us next week?

The topics presented in this podcast are general information only and not for the purposes of providing legal, accounting or investment advice. On such matters, please consult a professional who knows your specific situation.

 

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_330.mp3
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