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Episode 362: Amanda Neely’s 5 Tips for Conscious Wealth Management

August 9, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/p/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_362.mp3

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In this episode, we ask:

  • What is your financial story?
  • Who is Amanda Neely?
  • What is the S.T.I.L.L. method?
  • Would you like to hear additional episodes with Amanda?
  • What are the 12 principles and the 5 steps?
  • What is in the book Five Smooth Stones?
  • What about setting your sights?
  • What about tracking your in-and-outs?
  • What about inspecting your progress?
  • What about looking for the micro-adjustments?
  • What about living deliberately?
  • What about goals, visions and dreams?
  • What about looking out along the horizon?
  • What about tracking your money (budgeting)?
  • How might one give every dollar a job with cash value inside a policy?
  • What about inspecting your progress?
  • Am I more free or less free?
  • Will you want to change?
  • Are you changing too quickly?
  • Will you stick to it?
  • Is it good if the progress is too easy?
  • What about micro-adjustments with business owner clients?
  • What about living deliberately?
  • What’s it going to take to make an adjustment?
  • What are some of the biggest challenges?
  • What happens as Amanda lives more deliberately?
  • What are the logistics?
  • What do you need to decide?
  • What spirit do you need to bring to this?
  • What about additional resources?
  • What did Henry Ford say?
  • How is this different from other books?
  • What is Amanda’s special offer?
  • Would you like to buy Five Smooth Stones and use the code: NOTAVERAGE ?
  • What are the takeaways?

Amanda Neely, CFP® is a Certified Financial Professional® and Bank on Yourself® Professional, who uses her years of experience in business growth to develop personalized financial strategies for individuals, couples, and entrepreneurs. She works with people to find their unique path to financial freedom. Reach out to Amanda at www.wealthwisdomfp.com

Episode 322: Navigating the Underwriting Tunnel of Chaos with Amanda Neely

November 3, 2023 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/p/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_322.mp3

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In this episode, we ask:

  • Have you ever been stuck?
  • What about the uncertainty?
  • What about the waiting?
  • What is the underwriting tunnel of chaos?
  • Who is Amanda Neely?
  • What about a frank conversation?
  • What about frustration?
  • What about making the world a better place?
  • What about transforming how money works?
  • What about Bank on Yourself®?
  • What are the misconceptions?
  • Who can qualify?
  • What is bananas?
  • What about health?
  • What about giving blood, urine and medical records?
  • What about assumptions?
  • Are you too old?
  • Are you too young?
  • Are you too sick?
  • Are you healthy?
  • Do you have too many pre-existing conditions?
  • Do you have unusual circumstances?
  • What about being pregnant?
  • What about financial details?
  • What about getting something that is hard to get?
  • What is it like going through underwriting?
  • Who is the owner?
  • Who else could be the insured?
  • What scenarios are possible after a decline?
  • What are some family strategies?
  • What about spouses?
  • What is a table rating?
  • What about smokers?
  • What about being postponed?
  • What about trying again?
  • What about the steps?
  • What about pro-tips?
  • What about direct primary care (DPC)?
  • What is an attending physician’s statement (APS)?
  • How can an applicant get access to their APS?
  • Why do we need medical information with life insurance?
  • What’s the difference between a possible claim and a guaranteed claim?
  • How is life insurance different from property and casualty insurance?
  • What about guarantees?
  • Why are the insurers so selective?
  • What about a common competitor?
  • What about adverse selection?
  • What about converting term insurance?
  • Would you like to hear Episode 187?
  • What is the problem with converting to indexed universal life (IUL) insurance?
  • Why are IUL premiums going up?
  • What is the accelerated underwriting program?
  • Why is this a good deal for the insurer?
  • What is good news for the whole life insurance policy holder?
  • Would you like to reach out to Amanda Neely at wealthwisdomfp.com?

Amanda Neely, CFP® is a Certified Financial Professional® and Bank on Yourself® Professional, who uses her years of experience in business growth to develop personalized financial strategies for individuals, couples, and entrepreneurs. She works with people to find their unique path to financial freedom. Reach out to Amanda at www.wealthwisdomfp.com

Episode 321: How to Give Your Child the Gift of Bank on Yourself® with Amanda Neely

October 27, 2023 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/p/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_321.mp3

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In this episode, we ask:

  • Have you seen this meme?
  • How many cookies?
  • What would your 18-year-old self choose?
  • Who is Amanda Neely?
  • Would you like to listen to more Not Your Average Financial Podcast episodes with Amanda Neely?
  • What’s the right time?
  • What does Amanda wish she had when she was 18?
  • What did Mark Twain say?
  • What is Bank on Yourself® and who is Pamela Yellen?
  • What steps did the father have in mind?
  • What is the flexibility?
  • What are the limits?
  • What is the design?
  • What about continuing to save?
  • What about modeling?
  • How much can you save now?
  • How much do you want to enjoy life?
  • What is the balance between enjoying life now and saving, so you can enjoy life later?
  • What is the custom design for your family’s financial story?
  • What about uninterrupted compound interest with savings?
  • What happens with a brokerage account?
  • What about foundational wealth?
  • Who will stay in really great health?
  • What about joy?
  • What about (living without breaking) compounding?
  • Have you read the Bank on Yourself Revolution by Pamela Yellen?
  • Would you like to see the sailboat on the Bank on Yourself Engineering podcast?
  • What are the components?
  • How can the family share the components?
  • How does this open up possibilities?
  • What’s the exit plan?
  • What are some design ideas?
  • What can a parent do with forethought?
  • What information do the young adults need?
  • What about expectation management?
  • Why should parents talk with their kids about policies?
  • Why do parents set up policies with their kids?
  • Why do parents gift policies to adult children?
  • Would you like to reach out to Amanda or Brandon at 513.447.6501?
  • What are the takeaways?

Amanda Neely, CFP® is a Certified Financial Professional® and Bank on Yourself® Professional, who uses her years of experience in business growth to develop personalized financial strategies for individuals, couples, and entrepreneurs. She works with people to find their unique path to financial freedom. Reach out to Amanda at www.wealthwisdomfp.com

Episode 281: Is Bank on Yourself® All It’s Cracked Up to Be? with Amanda Neely

January 20, 2023 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/p/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_281.mp3

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In this episode, we ask:

  • What have your experiences been with financial planners?
  • What about insurance?
  • Why do so many struggle to trust insurance professionals?
  • How did Mark meet Amanda?
  • Who is Amanda Neely, CFP®?
  • What about the education?
  • What about the exam?
  • What about the ethics?
  • What about the experience?
  • How long did it take Amanda to study and sit for the CFP® exams?
  • Why did Amanda put herself through this?
  • What is special about being a fiduciary and a CFP®?
  • What about Bank on Yourself® type whole life insurance policies?
  • How many female Certified Financial Planners® are available?
  • What’s it like to be a CFP® and a Bank on Yourself® Professional?
  • How are specialties so valuable?
  • What about liquidity?
  • What about estate planning?
  • What about real estate?
  • What about tax?
  • How does a whole life insurance policy integrate into the rest of life?
  • What about other kinds of insurance?
  • What about liquid emergency cash?
  • Does the Bank on Yourself® concept still hold water after Amanda’s CFP® education? 
  • What did Mark and Amanda find in the fine print in the investment textbooks?
  • What did they find in the models and formulas?
  • What are the flaws?
  • Why do we make decisions based on previous performance, when there are no guarantees of future performance?
  • What about investing in the stock market?
  • Do you really understand what you’re doing?
  • Are you choosing “your mechanic” wisely?
  • What “car” are you driving?
  • How does it feeling driving it?
  • Would you like to meet with Amanda?

Amanda Neely, CFP® is a Certified Financial Professional® and Bank on Yourself® Professional, who uses her years of experience in business growth to develop personalized financial strategies for individuals, couples, and entrepreneurs. She works with people to find their unique path to financial freedom. Reach out to Amanda at www.wealthwisdomfp.com

Episode 253: Everybody Else Has a Plan for Your Money with Brandon Neely

July 8, 2022 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/p/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_253.mp3

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In this episode, we ask:

  • Is it possible to give what you have not received?
  • Who is Brandon Neely?
  • What is Brandon’s superpower?
  • What does Brandon suggest?
  • Why does Profit First matter?
  • What (who) is the biggest risk?
  • What (who) is the biggest asset?
  • What happened when Brandon and Amanda sold their coffee shop business?
  • What about closing or selling a business?
  • How do you position yourself to be in a better, healthy place?
  • What helps the resilience of a business owner?
  • Would you like to hear Episode 165?
  • What is the STILL method?
  • What is CHAOS?
  • How might we remove the chaos?
  • What are some practices?
  • What about goals?
  • What about tracking?
  • What about inspecting?
  • What about adjustments?
  • What about living deliberately?
  • What about everyone’s goals being different?
  • What about business owners?
  • What about real estate investors?
  • What about a 401(k)?
  • Does everyone have a plan for your money?
  • What about Bank on Yourself® type whole life designed policies?
  • What about tracking?
  • What about volatility?
  • Is the rate of return the real rate of return? Are you tracking?
  • Are you finding the truth in the fees?
  • What about budgeting?
  • Have you used YNAB yet?
  • Who has their head in the sand?
  • What is the definition of insanity?
  • Are there any do-overs?
  • Are you looking for 1% adjustments?
  • What about the expense challenge?
  • What about the hundreds of subscriptions?
  • What about incremental change?
  • What about the policies?
  • What about living deliberately?
  • What about action?
  • What about contemplation?
  • What about giving?
  • What’s the difference between the entrepreneurs and the wantrepreneurs?
  • What about refining your goals?
  • What happened with Brandon’s son?
  • Would you like to visit the stillmethod.com?

Brandon Neely is a serial entrepreneur, Profit First and Bank On Yourself Professional, and the co-host of Wealth Wisdom Financial Podcast with his wife and business partner Amanda. He and Amanda founded and managed Overflow Coffee Bar, L3C from 2008 through 2018. They learned a lot of what to do and NOT to do through that experience. They have since sold that business. Now, as financial allies, they share their experiential knowledge through podcasting and developing personalized financial strategies for individuals and profitability strategies for businesses. They continue to help clients implement the Profit First system as well as how to use a Bank On Yourself framework to grow their businesses and future. Connect with Brandon at Wealth Wisdom Financial via the STILL Method.

Episode 247: Post-COVID Money Pivots with Amanda Neely

May 27, 2022 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/p/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_247.mp3

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In this episode, we ask:

  • Who is Amanda Neely?
  • Would you like to hear Episode 113?
  • How about an update?
  • What happened with Amanda’s client?
  • What about scenarios for the future?
  • How did the life insurance companies fair over the last two years?
  • How about some updates?
  • What happens?
  • What about stock market volatility?
  • What about a real life case study?
  • What about tax?
  • What about short term capital gains?
  • What about long term capital gains?
  • What about the book, Sacred Economics?
  • What about averages?
  • What about predicting outcomes?
  • What about stress tests?
  • What about insurer stability?
  • What about worry?
  • …compared to what?
  • What about group life insurance?
  • What about death claims?
  • How did the life insurers fare the pandemic?
  • How did they handle the turbulence?
  • What happened in 2008?
  • What happened in 2020 and 2021?
  • What about property and casualty insurance companies?
  • What about the preparedness of the entire industry?
  • What did Mark hear from the insurers, when times were tight?
  • What about making a commitment?
  • Why is it important to pick the right company?
  • What about companies demutualizing?
  • What about company ratings?
  • What are the powerful forces that shape our future?
  • What about governments?
  • What about wealthy individuals, families and corporations?
  • What about money printing?
  • What about money supply?
  • What about international conflict?
  • Would you like to hear more with Amanda on the Wealth Wisdom Financial podcast?

Amanda Neely is a financial professional who uses her years of experience in business growth to develop personalized financial strategies for individuals, couples, and entrepreneurs. She works with people to find their unique path to financial freedom.

Episode 113: Nightmare Scenarios with Amanda Neely

November 1, 2019 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/p/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_113.mp3

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In this episode, we ask:

  • Do you ever spin out into the “WHAT IF…” conversations?
  • What happens to Bank on Yourself type policies when the world ends?
  • Is it the end of the world as we know it?
  • Would you like Pamela Yellen’s latest book, Rescue Your Retirement?
  • Would you like to write us a review on iTunes and email us a screen shot at hello@nyafinancialpodcast.com? If you do, we’ll send you Pamela Yellen’s newest book for FREE.
  • Schedule an Appointment with Us
  • How has Amanda Neely been a prepper?
  • What are the nightmare scenerios?
  • What happens in a zombie apocalypse?
  • Do you have water?
  • Do you have food?
  • What is more reasonable?
  • Are we living in a dreamworld economy?
  • What if Wall Street just crashed?
  • What if Wall Street dropped by 50% (like it has twice in the last decade)?
  • What happened in the great depression?
  • How did life insurance policy owners fare in the great depression?
  • What about stagflation?
  • Who had the liquid pools of cash?
  • Who received increases?
  • What about the market crashes of the 90s?
  • What about volatility?
  • What about the rings of a tree?
  • What about volume?
  • What about consistent, compounding of the dollar?
  • What about liquidity?
  • What if there was a run on the bank?
  • What if banks are closed?
  • How would you get money out of a policy if you can’t access a regular bank?
  • What about macro economic nightmares?
  • What about a decline in the dollar?
  • What happens to the value of a policy?
  • What happened in the last decline of the dollar?
  • How do things cycle?
  • What if the dollar gets replaced?
  • What did life insurance companies use before the U.S. dollar?
  • What is the legal tender where the contract is domicile?
  • What about a major bout of hyperinflation or deflation?
  • Why is inflation a problem?
  • What about massive lay offs?
  • What about changes in demographics?
  • Do you have flexibility with your premium?
  • What are the exit strategies?
  • Can you reduce your premium?
  • Can you stop the premium?
  • Is winter coming?
  • What about having fewer resources than your parents?
  • What about hyperinflation?
  • What happens to a policy in wild crazy inflation?
  • How does hyperinflation affect your income?
  • Who sets the federal interest rate?
  • What about paying the national debt with a higher interest rate?
  • What happens if the rates go high?
  • What about squatter’s rights?
  • What happens if contract law falls away?
  • What about the resources of a life insurance company?
  • What about gold? Would you like to view a historical gold chart?
  • What about social security and medicare?
  • How can you reach out to Amanda Neely?
  • Have you visited grandmaswealthwisdom.com?
  • Will the life insurance companies be the last domino to fall?

 

Episode 62: #FIRE Extinguishers with Brandon and Amanda Neely

November 9, 2018 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/p/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_62.mp3

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In this episode, we ask:

  • Who are Brandon and Amanda Neely?
  • Grandma’s Wealth Wisdom Podcast
  • What is the F.I.R.E. strategy?
  • What does F.I.R.E. stand for?
  • How does one know they’re F.I.R.E.d?
  • How do you calculate your freedom number?
  • What are the pros of people going for this strategy?
  • What are the downsides of F.I.R.E. ?
  • What things do the F.I.R.E. people take off the table?
  • If someone was trying to retire early, how does one avoid the pitfalls?
  • What are the F.I.R.E. extinguishers?
    • Have you considered Tax Deferred Plan penalties?
    • Have you considered the Stock Market risks?
    • Have you considered the possibility of tax increases?
    • Have you considered the possibility of rising inflation?
    • Have you considered the fees?
    • Have you considered future medical expenses?
    • Have you considered Long Term Care expenses?
    • Have you considered unexpected large expenses?
    • Have you considered opportunity cost?
  • What are the perfect matches – the F.I.R.E. starters?
    • Bank on Yourself type life insurance policies
    • Access the money without penalty
    • Uninterrupted compound growth
    • No double tax payments
    • Hedge against inflation
    • Pay fees up front
    • Coverage for Long Term Care
    • Can make large purchases
    • Have growth continuing while you use the money for expenditures
  • What are other options?
    • Why is access without penalty crucial?
    • What did Brandon and Amanda do with their dividend paying whole life insurance policy?
    • How did this put them in a really good position?
    • What would Grandma say about this concept?
    • Did a single Grandma own a 401(k)?
    • What does retirement look like?
    • Contact Brandon and Amanda and subscribe to the Grandma’s Wealth Wisdom podcast at GrandmasWealthWisdom.com

    Amanda and Brandon Neely are small business and financial professionals.  They founded and ran Overflow Coffee Bar, L3C from 2008 through 2018.  Now, they share their experiential knowledge through podcasting and through developing personalized financial strategies for individuals and couples.  Their goal is to help people build wealth – the sort of wealth that would make their Grandma proud.  Subscribe to hear more at Grandma’s Wealth Wisdom podcast or wherever great podcasts are found. 

    Episode 369: Money, Emotional Intelligence and Mr. Rogers with CFO David Richter

    September 27, 2024 by Not Your Average Financial Podcast

    https://media.blubrry.com/nyafinancialpodcast/p/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_369.mp3

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    In this episode, we ask:

    • Do you remember Mr. Roger’s lessons?
    • How might the Profit First system work with real estate investing?
    • Who is David Richter?
    • What about great role models?
    • What about emotional intelligence?
    • What is key for business owners?
    • When did David’s first deal happen?
    • What happened to that company?
    • What happened when David moved across the country?
    • What about make, spend and keep?
    • What is a fractional CFO company?
    • Would you like to hear Amanda Neely on Episode 165?
    • Have you played the cash flow game?
    • Who is living deal-to-deal?
    • What about paying yourself first?
    • What is Profit First in a real estate investing context?
    • What is the biggest challenge for real estate investors when it comes to making a profit?
    • What about the culture’s drive for more, more, more?
    • What about making money and keeping it?
    • What game are you playing?
    • How do Bank on Yourself® type whole life insurance policies take it a step deeper?
    • What are some examples of quarterly and annual accounts?
    • What fits right in?
    • What turbo-charges Profit First?
    • What about the legacy play?
    • What about saving?
    • What can business owners do to start?
    • Do you have a handle on your cash?
    • What about the Profit First cheat sheet?
    • Can you learn to keep it?
    • How does following simple systems change everything?
    • Would you like to visit simplecfo.com/gift ?
    • What are the takeaways?

    David Richter is an active real estate investor who has been essential in closing over 850 deals over the last 10 years. He has experience with wholesale, turnkey, BRRRR, owner finance, rentals, lease options, and other exit strategies.

    David has helped real estate companies completely turn around from going out of business to building cash reserves by using the Profit First cash flow system. He has been featured on Biggerpockets, Real Estate Disruptors with Steve Trang, and many other podcasts, shows, and stages.

    David authored Profit First for Real Estate Investing – a derivative of the original Profit First by Mike Michalowicz, tailored specifically to Real Estate Investors. His goal is to completely transform the Real Estate Investing industry by helping real estate investors make and KEEP more money in their businesses. As the founder and owner of SimpleCFO Solutions, he wants to bring investors true financial clarity and freedom and help every investor stop living deal to deal.

    Episode 368: A Better Way to Profit First with Mike Michalowicz

    September 20, 2024 by Not Your Average Financial Podcast

    https://media.blubrry.com/nyafinancialpodcast/p/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_368.mp3

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    In this episode, we ask:

    • Have you ever wished you were just average?
    • Are you a business owner?
    • Why do some business owners thrive and others merely survive?
    • What if it were easy to become profitable?
    • Who is Mike Michalowicz?
    • What is the commercial that changed Mike’s life direction?
    • What happened when Mike was in overwhelming debt?
    • What is Parkinson’s law?
    • What about doing fewer things, better and faster than ever?
    • What about making the (scary) choice to take profit first?
    • What did Mike realize?
    • What about cost cutting?
    • What about growth?
    • How did Mike flip the (Sales-Expenses=Profits) formula to (Sales-Profit=Expenses)?
    • Would you like to hear Episode 165?
    • How might one implement Profit First?
    • What is a behavioral intercept?
    • How might we set up a system to drive the results we want?
    • What are the core elements?
    • What is the vault?
    • What about blending the Bank on Yourself® strategy and Profit First?
    • What are the pitfalls?
    • What about Occam’s razor?
    • What about leveraging your natural tendencies?
    • What are Mike’s four healthy habits?
    • Did you know that Brandon Neely and Amanda Neely are Certified Profit First Professionals?
    • What is a Certified Profit First Professional? Would you like to visit profitfirstprofessionals.com?
    • What about Mike’s latest book, All In?
    • What do your clients want more than anything else?
    • What are the takeaways?
    • Which one of these actions will you take this week?
    Mike Michalowicz is an investor, active partner in multiple companies and a prolific author. His bestselling book, Profit First, has sold more than one million copies.

    Mike is a former small business columnist for The Wall Street Journal, and he launched three multi-million dollar companies before his 35th birthday.

    If you enjoyed reading Profit First, you may also enjoy his other books, including All In, The Pumpkin Plan, Clockwork, Fix This Next, Get Different, My Money Bunnies, Surge and The Toilet Paper Entrepreneur. 

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