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In this episode, we ask:

• What did the MarketWatch article say about annuities?
• How are annuities related to the market?
• How are annuities related to the insurance industry?
• What is a Fixed Indexed Annuity (FIA)?
• What are the additional benefits?
• What’s the term on an annuity?
• How can you learn more about annuities?
• What are the fees on FIAs?
• What are surrender charges?
• Are annuities liquid?
• What about rollovers?
• What about commissions?
• How much are you paying?
• What about thinking long range?
• Is it better to pay a higher percentage for one year or a lower percentage over time?
• Do annuities allow for access to your cash?
• What intentions does one set with annuities?
• What about nursing home provisions?
• What about lump sums?
• What happens if you die “early”?
• What happens after the surrender period?
• What are the beneficiaries entitled to receive?
• What about guaranteed payments?
• Is an annuity a “privatized pension”?
• What are the eight ways annuities pay?
• What are withdrawals?
• What is the difference between a surrender and a withdrawal?
• How much can you access from a contract via withdrawal?
• What are annuity income payments?
• How do income payments work?
• How can you use a Bank on Yourself type policy for income?
• How can you turn on income?
• What is an immediate annuity?
• How might immediate annuities fund life insurance contracts?
• What is a substantially periodic payment?
• What is a strategy to pay for kids college without market volatility?
• What is a combination plan?
• What about multiple streams of income with annuities?
• How can you make your income more resilient?
• What about pre-retirement annuities?
• What about post-retirement annuities?
• What about required minimum distributions (RMDs)?
• What about the penalties on RMDs for qualified plans (401ks and IRAs)?
• What about meeting the government requirements?
• What about death benefits on annuities?
• Are you surprised that annuities offer death benefits?
• What are some of the ways an annuity can pay out?
• Do you need a trust for an annuity?
• How can you customize an annuity to suit your family’s needs?
• What about nursing homes?
• What about long term care?
• What happens to annuity payments when you have a long term care need?
• Would you like to learn more?
• What are people saying?