Not Your Average Financial Podcast™

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Episode 73: OK, Dave Ramsey, You’re Right. “Whole Life Stinks…”

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_73.mp3

January 25, 2019 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/p/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_73.mp3

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In this episode, we ask:

  • What are people saying?
  • Would you like to leave us a review on iTunes?
  • Do you have ideas for future episodes?
  • Does whole life insurance insurance stink?
  • Is “buy term and invest the difference” a better idea?
  • Why are high commissions a problem?
  • What are the alternatives?
  • How much will an advisor make on mutual funds with a 1% fee?
  • How much will an advisor make in commissions on a whole life insurance policy with the same lump amount over the same number of years?
  • What is exciting about term insurance?
  • See Episode 1 and Episode 51 to learn about real return
  • Listen to both parts, Episode 52 and Episode 53 with Les Himel
  • How do term insurance policies compare to permanent whole life insurance policies?
  • Can you hold on to the commission in the long run?
  • Which seems fair? Which seems risky?
  • How much did the whole life truly cost?
  • Who needs permanent insurance? Can’t you self insure?
  • You only need insurance for your early years, right?
  • Are you at risk for spoiling future generations?
  • Can you live off 1 million in retirement?
  • Do you need excitement?
  • Do you love stable, predictable growth?
  • Where does he get the idea that it’s rare to own whole life insurance?
  • Why does Whole Life Insurance stink?
  • Would you like to ask us some questions? Book a Meeting!

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