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In this episode, we ask:
- Do you need the latest and greatest?
- Are you rocking a flip phone?
- How have interest rates affected crediting rates, caps and guaranteed lifetime income streams?
- Did you buy a contract in the low rate years?
- What are the new contracts offering with higher interest rates?
- Is it smart to run the numbers?
- What other everyday financial products need review?
- What is the insurance industry’s answer to a CD?
- What about income annuities?
- Is it time for an annuity refresh?
- Is it costly to shop around?
- What about fixed index annuities from 2005-2020 or so?
- What is the upside potential?
- Are interest rates the whole story for annuity products?
- What are the better caps and spreads?
- What never runs out?
- What is the bottom line?
- How about an example?
- What happened with inflation?
- Should all annuities be replaced?
- What is a surrender charge?
- Is the surrender charge worth it?
- Does the contract’s new features benefit you?
- Is the old one better?
- Has the interest rate environment changed in your favor?
- Is this worth a fresh look?
- What are the key takeaways?
