Episode 439: Permission to Spend DOUBLE in Retirement!

In this episode, we ask:

Why do people refuse to treat a dollar of income the same as a dollar of wealth?
What is the weird glitch in human psychology?
What does the latest research say?
What about married couples?
What does guaranteed income do to the retirement income puzzle?
Why are many retirees living in voluntary poverty?
What if you wouldn’t run out of money?
What is a 4:1 ratio?
Is a dollar a dollar?
How does the retirement vehicle affect how retirees spend?
What can give you a pay raise in retirement?
What happens to your lifestyle?
What is the rational side?
What is longevity risk?
Will you live to age 97 or beyond?
What causes people to run out of money?
What about locking in guaranteed income?
Who is funding survival?
How could one make longevity risk disappear?
What does “protect principal at all cost!” do to spending?
What about the behavioral side?
Do people treat all money as fungible?
What about loss aversion?
Why do retirees hate to draw down their IRA balances?
What about the required minimum distributions (RMDs)?
What does the law say about turning 73 and holding qualified accounts?
What does the data say?
How about some examples?
What form is your money sitting in, right now?
Who wants to flip the script?
What happens when you delay social security payments?
What is the closest thing to a spending superpower that exists?
What are some practical moves you can take?
What are the takeaways?
Would you like to visit ssa.gov?
Would you like to meet with Mark or one of Mark’s associates?