Not Your Average Financial Podcastâ„¢

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Episode 407: Dependable Dividends

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_407.mp3

June 20, 2025 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_407.mp3

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In this episode, we ask:

  • What can be intimidating?
  • What about big, life-long decisions?
  • How do dividends work?
  • How can you regain certainty, control and safety in the midst of a very uncertain world?
  • What did Mark learn in school from his math teacher?
  • Who does Mark have great respect for?
  • What takes courage?
  • How have the stock markets done this year?
  • What is a dividend?
  • Are dividends on stocks guaranteed?
  • Who is showing a dividend cut?
  • What is the problem with dividend cuts in retirement?
  • What about dividends paid out from life insurance companies?
  • What are the factors involved in dividend calculations?
  • Are you an owner?
  • What is a return of premium?
  • Are dividends taxable?
  • What’s the difference between the dividends and the non-forfeiture guarantee interest rate?
  • What is the most important thing about dividends?
  • Are dividends a marketing ploy?
  • Are dividends a sign of a company’s health?
  • Are dividends guaranteed?
  • What are the guarantees in the contract?
  • Can life insurance suffer from shrink-flation?
  • What is the most frustrating thing about dividends?
  • Is there a uniform industry standard for calculating the dividend rate?
  • What is the real test of real financial strength?
  • What should you look at when evaluating insurance companies?
  • Can the company maintain its profit margins?
  • Would you like to see the chart on YouTube or schedule a time to talk with Mark about the chart?
  • What can be very misleading?
  • Will that dividend repeat itself every year for the rest of your life?
  • What about steady performance over time?
  • What can I do with my dividends?
  • What about using the dividend to purchases paid-up additional insurance (PUAs)?
  • What about using the dividend to pay part or all of your annual premium?
  • What about using the dividend to pay down a policy loan?
  • What about letting the dividends earn interest with the insurance company?
  • What about taking the dividends as a check in the mail?
  • Does the cash value continue to grow?
  • Where else could you access your dividends and still have continuous, uninterrupted compound growth?
  • What are the takeaways?
  • What is the history of dividends?
  • What are the guarantees?
  • What are the dividend options?
  • Would you like to read the article, 7 Reasons Why Banking on Yourself Makes Sense?
  • Would you like to meet with Mark?

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