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In this episode, we ask:
- Would you like to hear the epic rap battle of insurance policies?
- Would you like to experience this lyrical throw down of the ages?
- Has Mark finally lost it?!
- Did whole life’s guaranteed cash value reign supreme or did IUL’s (indexed universal life insurance) market-linked potential steal the show?
- Who is Chris Gray?
- Who is Marvin Bulas?
- What’s this rap battle about?
- Is whole life insurance steady as a rock?
- Is whole life “the king of finance”?
- What about guarantees?
- What about dividends?
- What about the indexes in IUL policies?
- What about the IUL illustrations vs. IUL reality?
- What about fixed indexed annuities?
- What is just junk?
- What happens to IULs in the later years?
- What about the overpromising on this product?
- What about the IUL lawsuits?
- What about the new regulations?
- What is a straight-line projection?
- Is whole life inflexible?
- What about the flexibility that riders bring?
- Have you seen an IUL illustration?!
- What about the IUL fine print?
- What about the cost of IUL being cheaper in the early years of the policy?
- What happens to IULs with age?
- What about liar, liar, pants on fire?
- What about the wake up call?
- Are you safe from loss with an IUL?
- Why do the IULs go south?
- What about fees?
- What about the cost of insurance increasing in an IUL?
- Can you draw an income later in life?
- Do the guarantees eat your cash in an IUL?
- What about the zero-floor guarantee?
- What about the time-locked surrender charges on an IUL?
- What about loans in an IUL?
- What about non-direct recognition loans?
- What about increasing costs?
- Did that other advisor tell you…?
- What about tax and modified endowment contracts?
- What if you have a material change in an IUL?
- What about policy lapse?
- Which life insurance policy is going to come through?
- Why is there so much sizzle with IUL?
- Why is the predictability of IUL performance like a monkey throwing darts?
- Why are there so many pages of fine print on the IUL contract?
- Would you like to reach out to Chris or Marvin?
- What are the options for IUL holders?
- What is possible?
Chris Gray, ChrisG@Grossmancollegefunding.com,
Marvin Bulas, marvin@mysetsolutions.com,