Episode 157: I Love Leverage! I Love Liquidity! with Matt Shanlian

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In this episode, we ask:

What if some information changed the trajectory of your life?
What if you knew?
What about your family?
Who is Matt Shanlian, and what does he do everyday?
What is happening with this pandemic?
What happened with the mortgage marketplace?
What happened with Fannie and Freddie?
Are the lenders busy?
What’s happening with the rates?
What’s the outlook?
What about volatility?
What’s keeping rates really low?
Are we seeing a downturn in value?
Are families taking advantage of this time?
What about the next six months?
What are the opportunities?
Do you have equity?
When is the time to act?
Are we having all time low interest rates?
What is Matt’s philosophy around home equity?
When should we keep money in the drywall?
What is the difference between this year and last year?
Is this artificial?
How does proactive thought affect the decision to get a mortgage?
What cripples the American family?
What is the hamster wheel?
What’s the plan to get out of credit card debt?
How does this affect retirement and getting a mortgage?
How might we free up cash flow?
What about debt consolidation?
What is the game?
What’s the risk of a cash out refinance?
How much can you pull out with a cash out refi?
How does debt affect your financial picture?
What are the two things that will make one successful in business?
What about liquidity?
What about leverage?
What is the average American’s net worth at age 65?
What is a HECM loan?
How might we maximize cash flow?
What about the spend down time in retirement?
What about after peak income?
What is a reverse mortgage?
What happens at age 62?
Can you get a reverse mortgage if you’re a millionaire?
What is the stigma around reverse mortgage?
What are added protections for the borrower?
What is the required reverse mortgage counseling session?
What changed in the recent past around the reverse mortgage?
What about soliciting?
Did your grandparents have credit card debt?
What about an example?
Do you have to pay tax on an equity account?
What about the line of credit option?
Do kids want to inherit “this old house”?
What about the next generation?
What about probate?
What about first right of refusal?
How does home equity dance with Bank on Yourself® type life insurance policies?
What about safety?
What about liquidity?
What about leverage?
How is home equity built?
How might outside factors affect your equity?
Who has the control?
What do you have the ability to do?
Who makes the rules?
What is the safe place?
What is in the walls?
What erodes the value of a home?
What advice does Matt have?
Do you do an annual mortgage “check up”?
What opportunity presents itself?
What is your mindset?
What is your plan?
What might supercharge your financial outlook?
How might you be proactive (rather than reactive)?
How much wealth might you build?
What are the takeaways?
Does a cash out refi make sense?
Would you like to read Wade Pfau’s book?
Would you like to review your home equity numbers with Mark or one of Mark’s associates?
Would you like to join our mailing list?

Matthew Shanlian received his bachelor’s degree in finance from Liberty University before working full time in the mortgage industry starting in 2007. Matt began as a Loan officer assistant and has worked his way up to Division President with Primary Residential Mortgage, INC.  Matthew is a nationally recognized speaker, frequent podcast guest, and also serves on the board of directors for NIME, a non-profit , financial services education organization. These activities have helped him earn the achievement of being ranked by Mortgage Executive Magazine as a Top 1% Mortgage Originator in America. In his time away from the office, Matthew loves serving in his local church’s children’s ministry with his wife, Maria.  Together they have 3 children, Miles, Millie, and Maverick.