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In this episode, we ask:

• Would you like a copy of Pamela Yellen’s latest book?
  Schedule a Meeting with us!
• What special announcement does Holly have to share?
• Would you like more treats and less tricks?
• What is the first goblin?
• What does $135K in retirement accounts lead to in income?
• Can you live on $600 a month?
• What is leaving your wallet?
• What is your volume of saving?
• How is rate of return different from volume of saving?
• What if you saved 10%? What if you save 30%?
• Have you heard Episode 106?
• Have you heard Episode 48?
• What is goblin number two?
• What are the out of pocket medical costs?
• Will you have health care costs coming up in retirement?
• Do you have half a million dollars ready for medical expenses?
• Are you between 45 and 65 years old?
• How much do you have set aside for healthcare in retirement?
• Who has 1.4 million saved for retirement?
• For retirement, do you have an income bucket?
• For retirement, do you have a healthcare bucket?
• What is goblin number three?
• How much will you owe the I.R.S.?
• How much is THEIRS?
• Do you owe taxes on tax-postponed (a.k.a. tax-deferred) accounts?
• How much do imagine you will be able to take in income on these accounts?
• Are you confident in your pre-tax income?
• Does anyone know what your tax bracket will be in the future?
• Has congress got around to voting on how much they will charge in taxes when you’re in retirement?
• What is goblin number four?
• What about Social Security benefits?
• Will Social Security be part of your income?
• Is your purchasing power shriveling up?
• Do you depend on Social Security?
• What is goblin number five?
• What about equity mutual funds?
• Who beats inflation?
• Does the stock market do an average double-digit return?
• Who knows what’s happening in the market?
• Who’s beating inflation?
• What’s happening now?
• Who is behind the market?
• How do reactionary impulses affect the market?
• What about goblin number six?
• Do you have a 50/50 chance of running out of money in retirement?
• Do you follow the 4% withdrawal rule in retirement?
• What does this mean?
• How does this impact our financial lives?
• What can we actually take away with this?
• How might we fight back against our fears?
• Will you prioritize your own capital?
• When will you start saving?
• Did you go trick or treat in packs or groups?
• When did you last review your account fees?
• Do you believe you know all of the fees?
• What are your 401(k) fees?
• Have you looked at the FINRA fund analyzer?
• Would a single visit to the doctor ruin your financial life?
• Would you like to call us at 1-800-962-9141?
• Do you have a flashlight?
• What kind of contracts can help you get through the end of the corn maze  of life?