Not Your Average Financial Podcast™

Think different about your money, your economy and your future. Be curious. Be stable. Be sane.

Episode 453: The Ninja Belts of Bank On Yourself®: No. 1 The White Belt: Cash Flow Mastery

May 8, 2026 by Not Your Average Financial Podcast

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In this episode, we ask:

  • Where is the true sanity?
  • What about the martial arts belts?
  • How can we build real wealth?
  • How many money moves are you making in your cash flow?
  • How about renegotiating the auto insurance?
  • What about cutting out subscriptions no longer in use?
  • Do you need to adjust your tax withholdings?
  • What about changing how you pay down your debts?
  • How about consolidating high-interest credit cards?
  • Who wants to retain more of the hard-earned income each month?
  • Where you are currently parking your savings?
  • Is the money in accounts that serve your long-term need for liquid, accessible, and guaranteed growth?
  • What are your dollars doing?
  • What did Nelson Nash say on page 52 of Becoming Your Own Banker?
  • What is the median retirement account balance?
  • What will happen with a 1% fee?
  • Would you like to hear two case studies?
  • How does one build an asset?
  • Where does the real power of the white belt strategy begin?
  • What are the takeaways?
  • What are the action items?
  • Would you like to meet with Mark or one of Mark’s associates?

 

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_453.mp3

Episode 424: I’ll take a LOWER Rate of Return AND Get BETTER RESULTS?!

October 17, 2025 by Not Your Average Financial Podcast

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In this episode, we ask:

  • Would you like to read and review our new book, The Business Fortress: How to Grow, Protect and Exit Your Business?
  • What does a CFP® and a Bank on Yourself® Professional think about?
  • What’s really going on here?
  • What’s the difference?
  • Why does it matter?
  • What about the aggressive portfolio?
  • What about the growth portfolio?
  • What about the conservative portfolio?
  • Who is vaporizing their future capacity to recover?
  • Have you ever been shocked at your financial statement?
  • What will outperform?
  • How much would you have to make this year if you lost 18% last year?
  • What is the math of compounding losses?
  • What is the hidden cost of chasing higher rates of return?
  • How about a thought exercise?
  • How much would you need after fees and taxes?
  • How might one lock in gains?
  • What is underwhelming?
  • What is absolutely guaranteed in the stock market?
  • What does the average stock market investor net?
  • Based on Morningstar’s reports, how on earth is it only 1.4%?
  • What can reduce the likelihood of outliving your money?
  • What’s the worst thing that can happen?
  • What’s the most crucial?
  • Why does timing matter so much?
  • Is 10% with a 30% drop still 10%?
  • How often is the market going to give you 43% gains?
  • What about a client’s case study?
  • Is a linear path better than a volatile path?
  • Have you learned this lesson, after it’s too late?
  • Does high risk lead to high reward?
  • What’s wrong with settling for 6%?
  • What about the opportunity cost?
  • Is volatility the same thing as risk?
  • What about human behavior and human instincts?
  • Are we more predictable than we realize?
  • Is it all about gambling?
  • How might one overcome the volatility?
  • What about no big losses?
  • What about steady growth?
  • What about a death benefit?
  • How could a boring whole life insurance policy beat chasing the market?
  • How much can you pull out annually in retirement?
  • What about the 4% rule?
  • What adds significant risk?
  • What is perfect for stability?
  • Who is thinking differently about their money?
  • What are the takeaways?
  • Are your returns just myths?

 

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_424.mp3

Episode 419: The Secret Tool to Unlimited Compound Growth in Your Life

September 12, 2025 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_419.mp3

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In this episode, we ask:

  • Would you like to read our new book, The Business Fortress?
  • Have you ever watched a rocket takeoff?
  • What are the tools that I use?
  • Have you read Atomic Habits by James Clear?
  • What did the study in the journal of Applied Psychology say?
  • How do small changes lead to a big impact?
  • Have you read Mindset by Carol Dweck?
  • What could you do instead?
  • What is an After Action Review (AAR)?
  • What could you do for 5 minutes every day?
  • What is the K.I.S.S. principle?
  • What will you keep?
  • What will you improve?
  • What will you start?
  • What will you stop?
  • What about DayOne or Notion?
  • Would you like to share your AAR on the Not Your Average Financial Community?
  • Would you like to get a full focus planner (Michael Hyatt’s Full Focus Store | Amazon)?
  • What about using the Pomodoro method technique?
  • What about apps like the Headspace Meditation app?
  • What is the ICE Matrix?
  • What about impact? How much will the idea contribute to your goals?
  • What about confidence? How sure are you that this will succeed?
  • What about ease? How simple or complicated is this to implement? 
  • Does this goal align with your values?
  • What are the action items and takeaways?

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_419.mp3

Episode 399: How to Pay for Everything in Life

April 25, 2025 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_399.mp3

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In this episode, we ask:

  • Would you like to join us live for the Bank on Yourself® Rescue Your Retirement Bootcamp on May 6th, 2025, 1PM-5PM ET?
  • What deals are you making?
  • What does it take to start a bank?
  • Where do banks keep their capital?
  • What is Tier 1 capital?
  • Who needs a liquid, regular parking spot for savings?
  • How does the money continue to grow, even while you’re using it?
  • What about major wealth transfers?
  • What are people saying?
  • Why work with us?

 



JOIN US LIVE
for the Rescue Your Retirement Bootcamp
WHO: The Top Bank on Yourself® Professionals
WHAT: An afternoon-long bootcamp
– a deep dive into the workings of Bank on Yourself® –
(lifetime access to the recording available!)

WHEN: May 6th, 2025, 1PM-5PM ET
COST: $47
WHERE: ONLINE
REGISTER NOW

 

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_399.mp3

Episode 375: Get Off the X! No Decision is Still a Decision

November 8, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_375.mp3

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In this episode, we ask:

  • When does your training kick in?
  • What about a broader mindset of adaptability and resilience?
  • Does what saved you in the morning kill you in the evening?
  • What is riskier or now outdated?
  • What about wealth stability?
  • Who is standing right on the X?
  • What is the darling of everyone’s stock portfolio… until it’s not?
  • Who knows?
  • Who is stuck in analysis paralysis?
  • Would you like to hear Episode 342?
  • Is this really a safe stop?
  • What about a case study?
  • What about showing leadership with yourself?
  • What about the example of the Israelites?
  • Is not making a decision, still making a decision?
  • Am I doing what I’m doing right now, only because I’ve done it before?
  • What are some action steps?
  • What financial vulnerabilities need attention?
  • Who are the other members of your squad?
  • What did Dan say?
  • How about a story?
  • Do you have a chance to move off the X?
  • Would you like to meet with Mark or one of Mark’s associates?

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_375.mp3

Episode 374: [Client Spotlight] Bank On Yourself® and Austrian Economics with Max Brusky

November 1, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_374.mp3

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In this episode, we ask:

  • Can you imagine…?
  • What is Austrian Economics?
  • Who is Max Brusky?
  • What is Max’s podcast about?
  • Would you like to hear the BuckAround Podcast?
  • What happened to Max in downtown Chicago?
  • What happened at the Mises Circle event?
  • What is the relationship between Austrian Economics and Bank on Yourself?
  • Who is Ludwig von Mises?
  • What about Mises’ books, Theory of Money and Credit (1912) and Socialism (1920)?
  • What about sound money?
  • What is considered a store of value?
  • What about lending money?
  • What is the purpose of the central bank?
  • Is it a quasi-government agency?
  • Who appoints the central bank’s governors?
  • What is money? What is credit?
  • Who controls the money supply?
  • What leads to inflation?
  • What leads to improper business signals to investors and creditors?
  • What is a good interest rate?
  • Who sets the interest rate?
  • What is the Austrian Business cycle?
  • What is the boom / bust cycle?
  • What happens when the money is cheap and free?
  • What happens when bad decisions get subsidized by more money?
  • What does Mark have?
  • Do the Austrians have something to say about what’s going in our world right now?
  • Would you like to visit mises.org?
  • What about the Great Depression?
  • Would you like to read Murray Rothbard’s book on The Great Depression?
  • Who was Murray Rothbard?
  • What about human action?
  • Who are the Austrian economists?
  • What is the fix? Can anyone fix it?
  • What about Bitcoin and cryptocurrencies?
  • What about the various agendas?
  • Do you remember the sidebar blogroll?
  • What about various Austrian economist podcasters?
  • What about Keynesian economics?
  • What about course corrections?
  • What did Thomas Jefferson say?
  • How was Max lucky?
  • Who is Robert Murphy?
  • Who is able to opt out of that system?
  • What is designed to keep you in debt?
  • What about debt, on the bank’s terms?
  • What happens when you use the cash value as collateral on a policy loan for big purchases in Bank on Yourself® type whole life insurance policies?
  • What is the great dispossession?
  • Who gets paid last?
  • How is an insurance company’s contract different?
  • What about the history of the contract?
  • What are the benefits of whole life insurance?
  • How does the death benefit make a big impact?
  • How has Max used his policies?
  • How about loaning money to kids for college?
  • What about having skin in the game?
  • What about the honor of paying back your debt?
  • What about paying tax?
  • What about donations?
  • How do the college loan repayments contribute to the kid’s inheritance?
  • What is a racket?
  • What are some creative ways to set up kids for success?
  • Would you like to visit mises.org?
  • Would you like to visit aier.org?
  • What are the takeaways?

Max Brusky is an attorney specializing in civil litigation, particularly insurance defense, coverage, and subrogation. He is currently an “in-house” and Claims Director for a national trucking company. He is a happy husband to a happy (and brilliant, and understanding) wife, and the proud father of two, one in college, one almost in college. He currently lives in Chicago’s far west suburbs, but still considers himself a Wisconsin expatriate.

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_374.mp3

Episode 357: Mastering Your Financial Future – Strategies for Wealth Building with Grant Thompson

July 5, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_357.mp3

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In this episode, we ask:

  • What if…?
  • What if you could be the master of your financial domain?
  • Who is Grant Thompson?
  • Would you like to hear Episode 208?
  • When was Grant’s “aha” moment?
  • What really works with money?
  • What is the right thing?
  • What is the truth?
  • What should we be doing?
  • What do you want?
  • How about a story?
  • What will be your exit plan?
  • What did Nelson Nash say?
  • Is it true or false?
  • Can they prove it?
  • What about shame?
  • What about social media?
  • What was Nelson like?
  • Would you like to hear Episode 95?
  • Would you like to hear Episode 96?
  • What about the Austrian economists?
  • What about teaching the process of the banking function?
  • Have you read the Creature from Jekyll Island book?
  • What about getting to 10%?
  • What economic system works?
  • What systems don’t work?
  • What do you have to wait for?
  • Who can opt out of the banking system?
  • What would change?
  • How would credit card companies be impacted?
  • How would marriages be impacted?
  • How would student loan companies be impacted?
  • What about creating your own private financial system?
  • What about tax efficiency?
  • What about safety?
  • What about growth?
  • What are the other benefits?
  • What about taking care of your family?
  • What about taking care of charities?
  • What about the rate of return?
  • What is the amount of money going out the door?
  • Who is making a ton of money?
  • What are the four places money can go?
  • How much income is going to debt?
  • Can you cut your spending by 10%?
  • How much money are you hanging on to?
  • Who has the most money?
  • What about control?
  • What will stabilize everything?
  • What about passive income?
  • How do you want it?
  • What are we missing?
  • What about rethinking thinking?
  • What about Ted Benna, the father of the 401(k)?
  • What about key executives?
  • What about employee benefit plans?
  • Who else is doing this?
  • What is the truth? What is real?
  • How about success?
  • Are people happier with guaranteed lifetime income?
  • Who are you listening to?
  • What is the best thing to do?
  • What about greed and fear?
  • Who are the right people to help you do it right?
  • What about taking some time to investigate it?
  • What did Thomas Edison say?
  • What about truth being dressed in overalls and looking like work?
  • Is it easier to believe the lie?
  • Would you like to visit thompsonthurman.com?
  • Would you like to call Thompson & Thurman at 806-352-3480?
  • What are the takeaways and action items?

Grant Thompson works with families and their businesses nationwide. The Thompson & Thurman Agency works with families who share in their vision and want to become financially set for life without taking unnecessary risks. With so much misinformation in our financial world today, families really need guidance and direction to find the true path to financial freedom. Grant, Chris and their team of trusted advisers nationwide have are leading the way to meet that challenge. Grant is married to his wife Kathy and they have 2 sons Blair and Blane along with his wife Brittany. Grant enjoys spending his spare time with his family at reining and cow horse competitions plus trying to squeeze in a shooting competition every now and then with his sons. thompsonthurman.com

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_357.mp3

Episode 337: [The Periodic Table of Abundance] No.8 Unveiling Holistic Wealth Beyond Money

February 16, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_337.mp3

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In this episode, we ask:

  • What is a wonder and a privilege?
  • What are the elements that make up a truly abundant life?
  • Would you like to get the special report on the Periodic Table of Abundance? Would you like to Request a Meeting?
  • Have you listened to the previous episodes in this series?
    • Would you like to hear Episode 330: No.1 Scaling Up and Overcoming Adversity?
    • Would you like to hear Episode 331: No.2 Money Team, Family Finance and Estate Planning?
    • Would you like to hear Episode 332: No.3 Liquidity and Cash Flow?
    • Would you like to hear Episode 333: No.4 Secrets of Leverage with Insurance and Banking?
    • Would you like to hear Episode 334: No.5 Achieve Your Ultimate Potential with Investing and Real Estate
    • Would you like to hear Episode 335: No.6 Building a Better World Through Business Ownership, Tax Strategy and Giving
    • Would you like to hear Episode 336: No.7 Financial Independence and the Magic of Collateralization
  • What makes up the pursuit of abundance in your life?
  • What is holistic wealth?
  • What about healthy relationships?
  • What about influence?
  • Would you like to hear Episode 326?
  • What did Rabbi Daniel Lapin say in Episode 186 and in his book, The Holistic You?
    • What about Faith?
    • What about Fitness?
    • What about Family?
    • What about Finances?
    • What about Friends?
  • What are the four currencies of our life?
    • How about money?
    • What about time?
    • How is your energy?
    • What or who has your attention?
  • Would you like to hear Episode 324?
  • What did Jim Rohn say?
  • What about review and preview?
  • What about living in the present?
  • What about the future?
  • What about reviewing over and over again?
  • What is a myth?
  • What about reconciling the budget?
  • What about cash flow planning?
  • What did Nelson Nash say?
  • Can you control the financial environment where your money lives?
  • What is the most profitable thing?
  • What about effective reflection?
  • What about Thinking Time from the book The Road Less Stupid by Keith Cunningham?
  • What are the unasked questions?
  • How might I… so that I can… ?
  • How did it get this way?
  • Why does it stay this way?
  • How can I improve the way it works or the way it looks?
  • What in your financial life needs to be broken, so you can find better solutions?
  • What are the right questions?
  • What is genius?
  • What happens when you get the right question?
  • What don’t I see?
  • What are the (unintended) second order consequences?
  • What happened in India when the British implemented the snake eradication program?
  • What will happen if this goes sideways?
  • What is the upside?
  • What is the downside?
  • Can I live with the downside?
  • What about creating a machine?
  • What about implementation?
  • What will you do?
  • What about a 1% improvement?
  • What about an adventure of a lifetime?

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_337.mp3

Episode 330: [Periodic Table of Abundance] No.1 Scaling Up and Overcoming Adversity

December 29, 2023 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_330.mp3

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In this episode, we ask:

  • What are the systems, mindsets and skills for nurturing an abundant financial life?
  • How many Americans were properly educated on how money really works?
  • What findings did a 2020 study for the Endowment for Financial Education unearth?
  • How many Americans are financially literate?
  • What about vulnerability?
  • What about costly mistakes?
  • What about feelings of powerlessness when it comes to money?
  • What about financial education and guidance?
  • What about charting a course to financial peace of mind?
  • What will be in this mini-series?
  • What are the key principles for managing and growing wealth effectively?
  • What are the actions you need to take to make sure that your money is working for you?
  • Who should be on your money team?
  • What about estate planning?
  • What about the secrets of cash flow?
  • What about optimizing income and expenses?
  • What about tax strategies?
  • What about real estate?
  • Would you like to meet with Mark?
  • Who’s ready?
  • What about scaling up?
  • What about overcoming adversity?
  • What about mindset?
  • What is fixed?
  • What is fluid?
  • What about challenges?
  • What about learning?
  • What about resilience?
  • What about expanding beyond the comfort zone?
  • Is your current income the ceiling?
  • What about career advancement or skill development?
  • What are your options?
  • What about debt?
  • Would you like to hear Episode 71?
  • What about realistic goals?
  • What about a realistic challenge?
  • What about the mindset?
  • Is your future bigger than your past?
  • What are your opportunities for growth?
  • What about getting support?
  • What about exploring?
  • What about overcoming adversity?
  • How are you interpreting events?
  • What happens when adversity hits?
  • Who is building resilience?
  • What about positive interpretations?
  • What about negative interpretations?
  • What about realistic interpretations?
  • What are the takeaways?
  • What are your beliefs?
  • Who has the power?
  • What about a learning mindset?
  • Who do you know?
  • Would you like to join the FREE Not Your Average Community?
  • Would you like to join us next week?

The topics presented in this podcast are general information only and not for the purposes of providing legal, accounting or investment advice. On such matters, please consult a professional who knows your specific situation.

 

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_330.mp3

Episode 323: Why Dave Ramsey Uses Disgust to Get You to Believe Him

November 10, 2023 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_323.mp3

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In this episode, we ask:

  • Do you remember the elementary school cafeteria?
  • What about hair nets?
  • Who was Edward Bernays?
  • What about public relations?
  • What is disgust for?
  • What about avoidance?
  • What about rejection?
  • What about punishment?
  • What about the basal ganglia?
  • How are we manipulated by disgust?
  • What words elicit disgust reactions?
  • What does Dave Ramsey say in his book?
  • What does he say in his article, The Truth About Life Insurance?
  • What does Dave Ramsey say about the stock market?
  • Who is the Edward Bernays of the financial infotainment industry?
  • What licenses does Dave Ramsey hold?
  • Who is A.L. Williams?
  • What is happening behind the scenes with the stock market?
  • Do you trust that company?
  • What about being over the top?
  • What about paint-by-number thinking?
  • What about nuance?
  • What about manipulation?
  • What about bias?
  • What about repeating what other people have said, without thinking?
  • Would you like to hear Episode 302?
  • How many influences are recommending?
  • What is the recourse?
  • What about Franz Kafka?
  • Is insurance a primitive religion?
  • What about rational thinking?
  • What about magical thinking?
  • What did Orit Tykocinski say?
  • Do you have health insurance?
  • Do you feel less at risk?
  • Why do we buy insurance?
  • What about the word “sure”?
  • What about lack of doubt?
  • What about the advertisement?
  • What about the logos?
  • What about the warranty?
  • What about avoiding the pain of loss?
  • What about loss mitigation tactics?
  • What about life insurance?
  • What about guarantees?
  • What are the chances of the claim being paid?
  • Why is whole life insurance different from other types of insurance out there?
  • Does the stock market have guarantees?
  • What percentage of term insurance policies result in the insurer paying a claim?
  • What are the lessons?
  • Am I buying for the right reasons?
  • Am I just trying to please my psyche?
  • What about getting motivated to take action?
  • Is it something that you truly want?

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_323.mp3
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