Podcast: Play in new window | Download
Subscribe: Apple Podcasts | RSS
In this episode, we ask:
- What is the biggest hidden snake in your retirement plan?
- What about bonds?
- What about future taxes?
- What about something outside of the market all together?
- What is the biggest unseen risk?
- What is sequence of return risk?
- What about good news?
- What about bad news?
- Who is Jeff Hochwalt?
- What’s Jeff’s story?
- What has Jeff seen in the industry?
- What did Jeff learn?
- Have you read The Bank on Yourself Revolution by Pamela Yellen?
- What about risk?
- What is sequence of return risk?
- Who could have predicted 2007 and 2008?
- What happens in the first 5 to 10 years of a portfolio?
- What are the four ways to manage sequence of return risk?
- What about spending?
- How might one overcome volatility?
- What did Wade Pfau say in 2013?
- What about the 4% withdraws rate (or the 4% rule)?
- If you had a 50% rate of arriving to your destination, would you still go on the journey?
- What about qualified plans?
- Will you make it 30 years or beyond?
- What about maintaining spending flexibility?
- How might one reduce volatility?
- What about fixed income assets, like bonds?
- What about moving assets into lower risk products, like an annuity from an insurance company?
- What about defined benefit pension plans?
- What about a rising equity glide path?
- What about buffer assets?
- What about building two baskets of money in your accumulation years?
- What about dividend paying whole life insurance?
- What about more income in retirement with less risk?
- How about two examples?
- What about when financial professionals talk about averages?
- What are some other considerations?
- What about family protection?
- What about wealth transfer?
- What about the baby boomers?
- What are the four steps?
- What about another example?
- How does this strategy make all the difference?
- What happens when the market crashes?
- What about a backup plan?
- What about a buffer?
- Would you like to hear Episode 194?
- Would you like to reach out to Mark and/or Jeff?
Jeff Hochwalt, CLU, ChFC, Managing Member of Financial Resource Partners, LLIC, has helped more than 450 clients grow their wealth without the risk or volatility of stocks, real estate, and other traditional investments. Jeff helps his clients take control of their finances and reach their financial goals and dreams without taking unnecessary risks. That is why his clients think of him as their “secret weapon,” helping them build and safeguard their wealth.
Jeff lives in the East Denver area with his wife, Carla. Jeff and Carla have five grandchildren in Ohio that they visit often. When Jeff is not working, you may find traveling the United States and sometimes out of the country with a camera in his backpack. He is a member of several photography clubs and has won a few awards with his photography art.
To provide his clients the level of service he believes they expect and deserve, Jeff accepts only a small number of new clients each month who are committed to achieving lifetime financial security.
Stephen Devlin co-founded two of Canada’s leading companies in creating safe and secure wealth-building systems for personal use and business, taking advantage of an underutilized strategy with whole life policies. With offices across Canada and as President and Chief Financial Officer with 
Pamela Yellen, Financial security expert and best-selling author, investigated more than 450 savings and retirement planning strategies seeking an alternative to the risk and volatility of stocks and other investments. Her research led her to a time-tested, predictable method of growing and protecting wealth she calls Bank On Yourself (
Jamie Hopkins, Esq., LLM, MBA, CFP®, RICP® is the managing director of Carson Coaching and the Director of Retirement Research for Carson Group. He is a finance professor of practice at Creighton University’s Heider College of Business and is the author of the book Rewirement: Rewiring The Way You Think About Retirement Planning. Jamie helped co-create the Retirement Income Certified Professional (RICP®) designation at The American College of Financial Services. He was named as a top 40 young attorney by the American Bar Association and a top 40 financial service professional under the age of 40 by InvestmentNews. In 2020, his work on retirement planning and the SECURE Act won an award from WealthManagement.com for being the best Thought Leadership Advisor Education in the industry. You can contact him at