Not Your Average Financial Podcast™

Think different about your money, your economy and your future. Be curious. Be stable. Be sane.

Episode 379: From Coma to Financial Independence with Nick Prefontaine

December 6, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_379.mp3

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In this episode, we ask:

  • Have you ever faced a challenge so big, it just seemed insurmountable?
  • Have you turned a setback into a comeback?
  • Who is Nick Prefontaine?
  • What is the S.T.E.P. system?
  • What happened to Nick on the mountain?
  • What happened during recovery?
  • What has Nick done with his policy?
  • What about upgrading your health rating?
  • What is Nick really happy about?
  • Would you like to hear Episode 260?
  • Would you like to listen to Episode 75?
  • Would you like to revisit Episode 361?
  • How would you fill in this sentence? Because of my Bank on Yourself policy, ___________.
  • Would you like to visit Nick’s website to download the S.T.E.P. system for FREE?
  • Would you like to learn more about and implement Support, Trust, Energy and Persistence?
  • What are the takeaways?

Nick Prefontaine is a 3x best selling author and was named a top motivational speaker of 2022 in Yahoo Finance. He’s a Speaker, Founder and CEO of Common Goal. 

Using the S.T.E.P. system he is able to lead clients through their trauma. Once they make it through, that is where their limitless potential lies. Nick has been featured in Brainz Media, Swaay and Authority Magazine.

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_379.mp3

Episode 374: [Client Spotlight] Bank On Yourself® and Austrian Economics with Max Brusky

November 1, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_374.mp3

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In this episode, we ask:

  • Can you imagine…?
  • What is Austrian Economics?
  • Who is Max Brusky?
  • What is Max’s podcast about?
  • Would you like to hear the BuckAround Podcast?
  • What happened to Max in downtown Chicago?
  • What happened at the Mises Circle event?
  • What is the relationship between Austrian Economics and Bank on Yourself?
  • Who is Ludwig von Mises?
  • What about Mises’ books, Theory of Money and Credit (1912) and Socialism (1920)?
  • What about sound money?
  • What is considered a store of value?
  • What about lending money?
  • What is the purpose of the central bank?
  • Is it a quasi-government agency?
  • Who appoints the central bank’s governors?
  • What is money? What is credit?
  • Who controls the money supply?
  • What leads to inflation?
  • What leads to improper business signals to investors and creditors?
  • What is a good interest rate?
  • Who sets the interest rate?
  • What is the Austrian Business cycle?
  • What is the boom / bust cycle?
  • What happens when the money is cheap and free?
  • What happens when bad decisions get subsidized by more money?
  • What does Mark have?
  • Do the Austrians have something to say about what’s going in our world right now?
  • Would you like to visit mises.org?
  • What about the Great Depression?
  • Would you like to read Murray Rothbard’s book on The Great Depression?
  • Who was Murray Rothbard?
  • What about human action?
  • Who are the Austrian economists?
  • What is the fix? Can anyone fix it?
  • What about Bitcoin and cryptocurrencies?
  • What about the various agendas?
  • Do you remember the sidebar blogroll?
  • What about various Austrian economist podcasters?
  • What about Keynesian economics?
  • What about course corrections?
  • What did Thomas Jefferson say?
  • How was Max lucky?
  • Who is Robert Murphy?
  • Who is able to opt out of that system?
  • What is designed to keep you in debt?
  • What about debt, on the bank’s terms?
  • What happens when you use the cash value as collateral on a policy loan for big purchases in Bank on Yourself® type whole life insurance policies?
  • What is the great dispossession?
  • Who gets paid last?
  • How is an insurance company’s contract different?
  • What about the history of the contract?
  • What are the benefits of whole life insurance?
  • How does the death benefit make a big impact?
  • How has Max used his policies?
  • How about loaning money to kids for college?
  • What about having skin in the game?
  • What about the honor of paying back your debt?
  • What about paying tax?
  • What about donations?
  • How do the college loan repayments contribute to the kid’s inheritance?
  • What is a racket?
  • What are some creative ways to set up kids for success?
  • Would you like to visit mises.org?
  • Would you like to visit aier.org?
  • What are the takeaways?

Max Brusky is an attorney specializing in civil litigation, particularly insurance defense, coverage, and subrogation. He is currently an “in-house” and Claims Director for a national trucking company. He is a happy husband to a happy (and brilliant, and understanding) wife, and the proud father of two, one in college, one almost in college. He currently lives in Chicago’s far west suburbs, but still considers himself a Wisconsin expatriate.

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_374.mp3

Episode 373: Real Financial Curriculum in Schools with Vince Shorb

October 25, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_373.mp3

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In this episode, we ask:

  • Did you receive any practical financial education in school?
  • Would you like to see financial education in schools?
  • Who is Vince Shorb?
  • How about lizards?
  • What about the entrepreneurial spark?
  • Is there a financial illiteracy epidemic?
  • What’s Vince’s story?
  • How has education changed and stayed the same over the last 100 years?
  • How much time do teachers spend on practical, personal finance?
  • What outcomes would benefit high school students?
  • What about reform?
  • What principles would Vince teach if he were Pope of Education?
  • What are the financial literacy needs for kids in elementary school?
  • What about shaping positive behaviors?
  • At what age do financial habits develop?
  • What do 7 to 9-year-olds need to learn?
  • What are some sustainable and practical habits around saving and spending?
  • What are some considerations for high school students?
  • What about project based activities?
  • How does one prepare to select and pay for a rental home and pay bills?
  • What about college-level students?
  • What about the risk of college debt?
  • How do kids learn about money?
  • What about kids earning money for chores?
  • How might kids learn about bills, loans and savings?
  • What can kids manage?
  • Have you or your kids read the book, the Richest Boy in Athens?
  • Have you played the game Cash Flow for Kids?
  • Have you played the game Payday?
  • Have you seen or read the Tuttle Twins books?
  • How might kids start their own business?
  • How about encouraging kids to participate in the Children’s Entrepreneur Market?
  • How might one move forward after a financial literacy deficit in school?
  • What about resilience after mistakes have stacked up?
  • What about income?
  • What about expenses?
  • What about savings?
  • Do you need to earn more?
  • Do you need to save more?
  • Why is consistency the key?
  • What myths need to be busted?
  • What happens when kids apply practical knowledge?
  • Would you like to connect with Vince Shorb on LinkedIn?
  • Would you like to see the financial curriculum?
  • What about growing and scaling financial literacy in your community?
  • What are the takeaways?
  • What are the action steps?

Vince Shorb is one of the country’s leading advocates for promoting financial wellness and a thought leader in teaching and scaling financial education programming.After spending 15 years in financial services working one-on-one with more than 20,000 people, he founded the National Financial Educators Council – an organization dedicated to combating the financial illiteracy epidemic. He is the current CEO of the NFEC, an IACET Accredited company and a Certified B Corporation.

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_373.mp3

Episode 357: Mastering Your Financial Future – Strategies for Wealth Building with Grant Thompson

July 5, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_357.mp3

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In this episode, we ask:

  • What if…?
  • What if you could be the master of your financial domain?
  • Who is Grant Thompson?
  • Would you like to hear Episode 208?
  • When was Grant’s “aha” moment?
  • What really works with money?
  • What is the right thing?
  • What is the truth?
  • What should we be doing?
  • What do you want?
  • How about a story?
  • What will be your exit plan?
  • What did Nelson Nash say?
  • Is it true or false?
  • Can they prove it?
  • What about shame?
  • What about social media?
  • What was Nelson like?
  • Would you like to hear Episode 95?
  • Would you like to hear Episode 96?
  • What about the Austrian economists?
  • What about teaching the process of the banking function?
  • Have you read the Creature from Jekyll Island book?
  • What about getting to 10%?
  • What economic system works?
  • What systems don’t work?
  • What do you have to wait for?
  • Who can opt out of the banking system?
  • What would change?
  • How would credit card companies be impacted?
  • How would marriages be impacted?
  • How would student loan companies be impacted?
  • What about creating your own private financial system?
  • What about tax efficiency?
  • What about safety?
  • What about growth?
  • What are the other benefits?
  • What about taking care of your family?
  • What about taking care of charities?
  • What about the rate of return?
  • What is the amount of money going out the door?
  • Who is making a ton of money?
  • What are the four places money can go?
  • How much income is going to debt?
  • Can you cut your spending by 10%?
  • How much money are you hanging on to?
  • Who has the most money?
  • What about control?
  • What will stabilize everything?
  • What about passive income?
  • How do you want it?
  • What are we missing?
  • What about rethinking thinking?
  • What about Ted Benna, the father of the 401(k)?
  • What about key executives?
  • What about employee benefit plans?
  • Who else is doing this?
  • What is the truth? What is real?
  • How about success?
  • Are people happier with guaranteed lifetime income?
  • Who are you listening to?
  • What is the best thing to do?
  • What about greed and fear?
  • Who are the right people to help you do it right?
  • What about taking some time to investigate it?
  • What did Thomas Edison say?
  • What about truth being dressed in overalls and looking like work?
  • Is it easier to believe the lie?
  • Would you like to visit thompsonthurman.com?
  • Would you like to call Thompson & Thurman at 806-352-3480?
  • What are the takeaways and action items?

Grant Thompson works with families and their businesses nationwide. The Thompson & Thurman Agency works with families who share in their vision and want to become financially set for life without taking unnecessary risks. With so much misinformation in our financial world today, families really need guidance and direction to find the true path to financial freedom. Grant, Chris and their team of trusted advisers nationwide have are leading the way to meet that challenge. Grant is married to his wife Kathy and they have 2 sons Blair and Blane along with his wife Brittany. Grant enjoys spending his spare time with his family at reining and cow horse competitions plus trying to squeeze in a shooting competition every now and then with his sons. thompsonthurman.com

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_357.mp3

Episode 353: When My Parents Died, Here’s What Happened Next

June 7, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_353.mp3

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In this episode, we ask:

  • What did Mark learn from his parents?
  • What was a great gift?
  • What happened in high school?
  • What did Mark receive after college?
  • What happened with Dave Ramsey?
  • How many jobs did we work?
  • What did Mark’s mom do?
  • What about health ratings?
  • Would you like hear Episode 43?
  • Would you like hear Episode 322?
  • What did they discuss?
  • What happened?
  • How did Mark’s mom leverage her policy’s cash value?
  • What about the Roth IRA?
  • What happened next?
  • What happens with a health rating?
  • What about Mark’s dad?
  • Would you like to hear Episode 302?
  • What about the Upton Sinclair paradox?
  • What was Dad’s philosophy for money?
  • What did he believe about home values?
  • What did Mark’s mom do through the cancer diagnosis?
  • What are the limits on a Roth IRA?
  • What happened in January 2017?
  • What about estate planning?
  • Are your documents in place now?
  • Are your parent’s documents in place now?
  • Do you have a will?
  • Do you have a medical power of attorney?
  • Do you have a financial power of attorney?
  • What avoids probate?
  • What does not avoid probate?
  • Are life insurance proceeds private?
  • Do you owe them or not?
  • How might you avoid heartache?
  • What goes directly to the beneficiaries?
  • How much did she pay in as premium?
  • How much did the benefits pay?
  • What was the return?
  • What was the tax?
  • What were the fees?
  • Where did Mark and his brother put the money?
  • What would Mark prefer?
  • What makes Mark smile?
  • What happened with Mark’s dad?
  • What happened at the end?
  • Do people actually invest the rest?
  • What happens with term insurance?
  • What was worthless to him?
  • Is your will updated?
  • What are the issues with term insurance?
  • What about love?
  • What has Mark learned through losing both parents at a young age?
  • How about a tale of two parents?
  • What are the big takeaways?
  • What is messy?
  • How might you leave the best last gift?
  • What about letting policies expire?
  • Where would you like to be buried?
  • What songs would you like to be played at your funeral?
  • Would you like to hear Episode 149?
  • Does this story resonate?
  • Do you have a similar story or experience?
  • How might you leave the best last gift?

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_353.mp3

Episode 352: Right-Sizing Bank on Yourself®, A Real Estate Power Couple’s Story with Lindsay and Ryan Rice

May 31, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_352.mp3

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In this episode, we ask:

  • Have you ever wondered what it takes?
  • What are the struggles?
  • Would you like to hear more from Lindsay and Ryan Rice of Rice Properties Group?
  • How did they get started?
  • How did they nurture and generate a referral-based business?
  • What about relational business?
  • What about transactional business?
  • How about serving people?
  • How do they manage?
  • How do they work together and set goals?
  • What about life insurance?
  • What about Bank on Yourself® type whole life insurance policies surprised Lindsay and Ryan?
  • How have they leveraged their policies?
  • What about taxes?
  • What about retirement?
  • What about cash flow?
  • What’s the difference between a challenge and a burden?
  • What happened in 2021?
  • How about variable income?
  • What about reinstating a policy?
  • What happens once your policy is filled?
  • How does one determine the right size for a policy?
  • Would you like to meet with Mark?
  • Would you like to hear Episode 203?
  • How about some words of wisdom?
  • How is this like working out?
  • Would you like to search for Rice Properties Group?
  • What are the takeaways?
  • What are the action items?
  • How about the power of uninterrupted compound growth?
  • How about resilience in challenging times?
  • Is your current plan the right size?

Lindsay and Ryan Rice are the entrepreneurial spirits behind Rice Properties Group, a real estate powerhouse built on the foundation of love, partnership, and a steadfast commitment to financial mastery. Their journey began as colleagues, where they not only excelled in sales but also found love, becoming the company’s first couple to transition from quiet dating to marriage. Their shared experiences at the startup, which has since become a multi-billion-dollar enterprise, laid the groundwork for their future endeavors in real estate.

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_352.mp3

Episode 348: What Your Other Advisor Will Say

May 3, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_348.mp3

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In this episode, we ask:

  • Would you like to see videos?
  • Do you have an existing advisor?
  • Can Mark predict what they will say?
  • What are the motivations beneath their comments?
  • What is it hard for them to hear?
  • Can the other professional build a knock off version?
  • What is completely normal?
  • What about fewer fees?
  • What about the loss of big commissions?
  • What is the motivation?
  • What process happens with a transfer form?
  • Do you have a similar product?
  • What are the fees?
  • What are the taxes?
  • Who knows how to build a Bank on Yourself® type whole life insurance policy correctly?
  • What about guarantees?
  • Can Mark sign a guarantee?
  • Would they be able to sign a guarantee?
  • What about the disclosures?
  • What about the market-based advisor?
  • Would you like to hear Episode 36?
  • What’s on the internet?
  • Where is that advice coming from?
  • Do they have your best interest at heart?
  • Are they obligated to consider your best interest?
  • What is the problem exactly?
  • Is their situation just like yours?
  • Does your kid have financial advice for you?
  • What about death benefit numbers?
  • How about a review?
  • What about the financial infotainers?
  • What is the misunderstanding?
  • What is the doubt?
  • What is the major flaw?
  • What about the crab bucket?
  • With whom do we work?
  • What is the good, the bad and the ugly?
  • What are the concerns?
  • What are the expenses?
  • What about your beliefs?
  • Who will be here for you?
  • What about insurer’s statistics and backing?
  • What about state’s sources?
  • What happened?
  • What questions do you need to ask your advisors? (Send your stories and answers to hello@nyafinancialpodcast.com!)
    • Have you ever lost your clients in the past? If so, how can I be guaranteed that you won’t lose my money in the future? Can you put that guarantee in writing?
    • Where do you think tax is going in the future, down or up? How will you protect me from (excess) taxation over my lifetime?
    • Can you know for certain what the market will do over the next 40 years, or even this year?
    • What can you do to help me grow my net worth and my business, if banks decide to reduce or takeaway my line of credit?
    • What are your fees? Do you promise to eliminate them completely when you lose my money in the market?
    • What are you doing to completely protect me from market downturns?
    • What are you doing to completely protect me from creditors if my business fails?
    • What is your plan for me when I bring on equity partners and eventually sell my business?
  • What would you like to discuss further?
  • Would you like to meet with Mark?

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_348.mp3

Episode 347: Gathering the Kings with Chaz Wolfe

April 26, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_347.mp3

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In this episode, we ask:

  • Can you imagine being 5 miles deep into the wilderness of Wyoming?
  • How about that for a real-life encounter?
  • What would you do if you faced a wild grizzly bear?
  • What about the exceptional life?
  • What about good power for the betterment of those in your care?
  • What about Aslan’s safety in the The Chronicle of Narnia?
  • Who is Chaz Wolfe?
  • What happened to Chaz in the wilderness?
  • How did Chaz get from hunting to becoming a serial entrepreneur?
  • How to define success?
  • What are we in harmony towards?
  • What is winning in all areas?
  • What is the formula?
  • What are you after?
  • What is your chief aim?
  • Are you clear?
  • Are you making good decisions?
  • Are you sticking with it long enough?
  • What about belief?
  • What do I want?
  • Why do they call them brokers?
  • What is kingship?
  • What is the responsibility of power?
  • What are the second order consequences?
  • What about business and finance?
  • What about family and marriage?
  • What about health, mental and physical?
  • What about faith?
  • What about lifestyle and joy?
  • Who is carrying the weight?
  • What about stepping out of isolation and into a community?
  • What is Chaz’s story?
  • What about a full cup?
  • What about overflow?
  • What’s life like for Chaz’s coaching community?
  • Would you like to hear Gathering the Kings podcast?
  • Would you like to learn more about Chaz’s group?
  • What about growth in all areas of life?
  • What about business success?
  • What about personal growth?
  • What is balance for?
  • Where are we going?
  • How can you work on improving your life situation?
  • What is the final takeaway?
  • What does it mean to balance power and responsibility?
  • What is your domain?
  • How do you enjoy the process of taking care of others?
  • Would you like to work with Mark?

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_347.mp3

Episode 344: Owning the Number with Len Renier (Part 2)

April 5, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_344.mp3

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In this episode, we ask:

  • Would you think long range?
  • Would you like to hear Part 1, Episode 343?
  • How about an example?
  • What about an inheritance?
  • Are you going to bet on it?
  • What about creating legacy programs?
  • What did you see?
  • What didn’t you see?
  • Who owned the number?
  • What happened when Ms. Smith died?
  • Who understood the idea of legacy?
  • What are the powerful implications of legacy maximization?
  • What about family and religion?
  • What about ownership?
  • Would you like to read Len’s books?
  • How will generational planning improve your life today?
  • Would you like to visit wealthandwisdominc.com?
  • What are the action steps?

 

Leonard Renier studies the economic trends and shifts and the impact of government programs and regulations on the social fabric of our country. His research has resulted in bringing a new awareness to the financial challenges the average American faces. Leonard is considered an expert in communicating these challenges and believes with more information; people will make better life decisions. As founder of the Wealth & Wisdom Institute, Leonard recognized the importance of Education, Discovery and Understanding. He has been involved in the financial services industry for over 30 years.

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_344.mp3

Episode 343: The Money Matrix with Len Renier (Part 1)

March 29, 2024 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_343.mp3

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In this episode, we ask:

  • How do magicians make the impossible, possible?
  • Have you heard financial advisors act like magicians?
  • Do you want your financial advisor to retire before you?
  • What don’t you see?
  • Who is Len Renier?
  • What is the Wealth and Wisdom Institute?
  • What about knowledge?
  • What about wisdom?
  • Would you like to learn about hiddenomics?
  • What about time?
  • Will you inherit the financial challenges in your life?
  • Will you inherit the financial solutions?
  • What do you see? What don’t you see?
  • What will impact your financial future?
  • What about Len’s book, Double Jeopardy?
  • How about a story?
  • What financial accident will occur?
  • What are the five core elements?
    • Risk
    • Taxes
    • Regulation
    • Inflation
    • Depreciation
  • Which of these five elements do you control?
  • Does your 401(k) solve these problems for you?
  • When can you create a brand new ending?
  • What are the critical stages?
  • What is the role of the government?
  • How much did they collect in income tax?
  • Do you believe it’s a good idea to defer tax until a later date?
  • What about the debt issue?
  • What about the unique inflation situation?
  • How do they measure inflation?
  • What about the cost of energy and food?
  • What was the two year inflation rate (as of Autumn 2023)?
  • What about credit cards?
  • What is losing value?
  • Is accumulation buying power?
  • How about an example?
  • What about buying power?
  • How about a qualified plan example?
  • What about the hidden elements?
  • Why is ownership important?
  • What about reducing the element of risk?
  • What questions do you need to ask?
  • What about the money matrix?
  • What about owning the number now?
  •  What are the action steps?

Leonard Renier studies the economic trends and shifts and the impact of government programs and regulations on the social fabric of our country. His research has resulted in bringing a new awareness to the financial challenges the average American faces. Leonard is considered an expert in communicating these challenges and believes with more information; people will make better life decisions. As founder of the Wealth & Wisdom Institute, Leonard recognized the importance of Education, Discovery and Understanding. He has been involved in the financial services industry for over 30 years.

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_343.mp3
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