Business Owners

Episode 119: Building Wealth That Leads to the Blissful Life with Moneeka Sawyer

December 13, 2019 by Not Your Average Financial Podcast

In this episode, we ask:

Do you remember what happened in 2008?
What did JAMA say about “Wealth Shock”?
Who is Moneeka Sawyer?
How does Moneeka manage a multimillion dollar business?
How does Moneeka choose bliss?
What did Moneeka experience as a very young person?
How did Moneeka breakthrough?
What did Moneeka learn from her dad?
Do you want “poor people money issues” or “rich people money issues”?
What was Moneeka’s prayer?
How did Moneeka’s coach affect her?
What is a “bliss mentor”?
What does Moneeka love about real estate?
What do we do each day to set ourselves up for strength?
What is bliss?
Can you handle anything that life sends your way?
What is emotional resilience?
What is your default emotional home?
What is the bliss equilibrium?
What are the techniques to get back to bliss?
How do we create deep joy and contentment?
What are the tools to come back to equilibrium?
What is blissful wealth?
How do we support joy in life?
How is wealth a part of our life and a part of who we are?
How do we get the ultimate goals of what we want?
Is there ever an end goal?
Where does bliss happen?
How does Moneeka help successful people come back to bliss?
How is money an amplifier?
What are your core values?
How do you align to those values?
How do you know what your values are?
Would you like to read Moneeka’s book, Choose Bliss: The Power and Practice of Joy and Contentment?
What is a bliss moment?
Have you ever stopped, dropped and breathed?
How does one make better decisions?
Would you like to listen to Moneeka’s podcast, Real Estate Investing for Women?
Would you like to download Moneeka’s story at blissfulinvestor.com?
Is Moneeka still dancing?
What questions do you have? Would you let us know on speak pipe?

Moneeka Sawyer is often described as one of the most blissful people you will ever meet. She has been investing in Real Estate for over 20 years, so has been through all the different cycles of the market. Still, she has turned $10,000 into over $2,000,000, working only 5-10 hours per MONTH with very little stress.

While building her multi-million dollar business, she has travelled to over 55 countries, dances every single day, supports causes that are important to her, and spends lots of time with her husband of over 20 years.

She is the international best-selling author of the multiple award-winning book “Choose Bliss: The Power and Practice of Joy and Contentment.”

She is the host of the Podcast Real Estate Investing for Women and her expertise, and bliss-filled laugh, have been featured on stages, radio, podcasts and TV stations including ABC, CBS, FOX, and the CW, impacting over 100 million people.

Episode 109: How to Become Your Business’ Line of Credit (and Beat your Competition) with Scott Plamondon

October 4, 2019 by Not Your Average Financial Podcast

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In this episode, we ask:

Has your crystal ball come in the mail yet?
Do you have a line of credit?
Do you have a business collateralized loan?
Who is Scott Plamondon?
Have you heard the Grandma’s Wealth Wisdom podcast with Brandon and Amanda Neely?
When did Scott join the Air Force?
When did Scott start as an accountant?
When did Scott move to California?
Are most business loans rejected?
Why do so many businesses fail?
How did Scott start working with business owners?
What is the client’s story with the line of credit?
What’s Brandon and Amanda’s story?
How does this client use a Bank on Yourself type whole life insurance policy to create a line of credit for the business?
How did Brandon and Amanda use their Bank on Yourself type policy to deal with a flood at their business?
How did Brandon and Amanda use their Bank on Yourself type policy to sell their business?
What did Scott’s client want?
What was the result?
How are policy loans more graceful than bank lines of credit?
What about when business isn’t great?
What about when business is thriving?
How does this strategy affect retirement?
Who will be the most resilient when the economy turns?
How could this client interact with his competitors?
Can this client take a break from repaying the loan if his business hits a rough patch?
How much control do you have?
What is the spiraling cycle?
What is a daily interest loan?
What about paying excess interest?
Why do business owners love to reinvest in their own business?
Did Scott get any pushback from other CPAs or accountants?
What opportunities have Scott’s clients been able to take up?
What’s bigger than a rate of return?
What other things should be factored in?
How might you take advantage of opportunities?
What opportunities emerge from downturns?
Are you already in the banking business?
Which side of the banker’s table are you sitting on?
Who is Nelson Nash? Have you heard Episode 95 and Episode 96?
What is the average age of an entrepreneur?
What if you never had to depend on banks?
What if you do decide you want to start your own business in the future?
How can you work with Scott Plamondon?
Do you know someone who has been burned by the banks?
What percentage of businesses have their loan requests rejected?
How many receive a loan?
What can the bank do?
What happens when a bank calls the loan?
Is it about the internal rate of return?
Does opportunity seek out those who have liquidity?

For over 28 years Scott Plamondon has been successfully helping people plan for retirement. He uses his accounting and investment background combined with a deep understanding of his client’s financial needs, to offer the best possible strategies.

Scott earned a Bachelor of Science degree in Business Administration from New Hampshire College. He is a Chartered Life Underwriter (CLU) and he has a Personal Financial Planning Certificate (PFP) from the University of California, Irvine. He is fully licensed in life and disability insurance, and annuities.

Scott served in the US Air Force from 1984 to 1987. He is married with two daughters and resides in Mission Viejo, California where he is an active member of the community.

Episode 104: The Family is Your Greatest Asset, Part 1

August 30, 2019 by Not Your Average Financial Podcast

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In this episode, we ask:

Would you like to join us LIVE on Saturday, September 7, 2019 at 1PM-2PM Central Time? Register Now!
Is it best to Buy Term and Invest the Rest?
Would you like to fill out our feedback survey?
What is the greatest asset in your portfolio?
How has your family structure changed over the years?
Did you inherent your family business?
Has the business of family mostly disappeared?
Do we have a connection with our past?
Will your family have a guaranteed legacy?
Do you plan with your family?
What do rich families do that others don’t do?
How do you invest in your family?
What are the rules for the family asset concept?
How can you use the least amount of money to create the greatest amount of wealth?
Can you guarantee that wealth will occur and that it will transfer to the family tax free?
Do you think like a rich person?
Do you think like a poor person?
Would you like to create wealth for your family if you didn’t have to spend one more dime than you are spending right now?
How might you realign your assets to create more control over your money?
What is true wealth?
What about control in business?
Do you know it’s a great investment?
What about control in stock?
What about control in family business?
What are the elements that affect legacies?
What happens when one follows the traditional recommended plans?
What about the 401(k)?
What about the IRA?
What about the I.R.S.?
Are you leaving the I.R.S. a tip?
What about leverage?
What might be a perfect solution for wealth creation?
What about the perspective of the elder parent?
What about the perspective of the adult children?
What is a family asset system?
How many dreams have you had that have actually come to fruition in your life?
Is it possible to leave more money than you could ever save?
What is Mark’s story as a son?
What did Mark’s mom do?
What are the guarantees?
Do you want to add to an inheritance for your kids without paying anything?
Are you stressed by the market?
Are you paying fees?
What would you bet on?
Would you like to discuss the family asset concept with your family?
Would you like to join us next episode for Part 2?

Join us LIVE on Saturday, September 7, 2019 at 1PM-2PM CT

Register Now!

Episode 96: Becoming Your Own Banker, A Tribute to Nelson Nash, Part 2

July 5, 2019 by Not Your Average Financial Podcast

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In this episode, we ask:

Are you willing to leave us an audio message, for our upcoming Episode 100?
What’s occurred to you since listening to our podcast?
What has this podcast meant to you so far?
Would you be willing to leave us an audio message?
Have you ever wondered how profitable banks are?
Would you like to hear about how banks use money?
What is the bank’s arbitrage?
What are the steps to open an FDIC insured bank?
What’s required to open an FDIC insured bank?
Why do banks loan at such a low percentage?
How can banks do a 20:1 return on loans?
What did Nelson Nash say about this?
What is the Infinite Banking Concept?
What is a great book on the history of debt?
Who was Nelson Nash?
Do you finance everything you buy?
What is engineered to become more and more efficient every single year?
What is a unilateral contract?
Who is the owner of a life insurance contract?
Are you an owner or are you merely a transaction on someone’s balance sheet?
What are the two key pieces Nelson emphasized when working with finances?
What are Nelson’s five rules?
- What about conquering Parkinson’s law?
- What about Willie Sutton’s law?
- What is the golden rule?
- What is the Arrival Syndrome?
- What is Use It or Lose It?
Have you read Nelson’s book, Becoming Your Own Banker?
Would you like to read Becoming Your Own Banker on Kindle?
Would you like to watch the latest documentary on Nelson Nash?
Can you finish this sentence? Because of Nelson Nash, ____________.
What are people saying about Nelson Nash?
What if 10% of the American population could be set free?
What if you didn’t have to rely on banks?
What if you could be apart of the 10%?

Episode 95: Think Long Range! A Tribute to Nelson Nash, Part 1

June 28, 2019 by Not Your Average Financial Podcast

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In this episode, we ask:

Can you believe it?
What’s changed for you since listening to our podcast?
What has this podcast meant to you so far?
Would you be willing to leave us an audio message?
Who was Nelson Nash?
Have you read Nelson’s book, Becoming Your Own Banker?
Would you like to read Becoming Your Own Banker on Kindle?
What is Nelson’s Nash’s story?
How does forestry inform life insurance?
How many generations should we prepare for?
What is the magic of leverage?
What motivated Nelson?
What did Nelson notice about the banks?
What did he notice about the life insurance policies?
What mindset change did Nelson experience?
What about 5-year-old geniuses?
Would you like to watch the Ted Talk by Dr. George Land?
What about Nelson’s famous grocery store analogy?
Are you “stealing your own peas”?
What is the Infinite Banking concept?
How much is the average person saving?
What about the volume of interest?
What about a typical mortgage?
What did Nelson say about being a pilot?
What is “the arrival syndrome”?
Are you willing to wait for the tail wind?
How does this all actually work?
How has Nelson impacted our lives and our clients lives?

Episode 93: [Great Problems] Can I Put A Lump Sum into A Policy? Part 2

June 14, 2019 by Not Your Average Financial Podcast

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In this episode, we ask:

Do you have giant piles of cash?
What are the six circumstances?
Did you listen to Part 1, Episode 92?
What is the answer to last episodes cliffhanger, the third unique way?
What is a single premium policy that allows you to add more money after the initial premium?
What if you’re dealing with a one time lump sum?
What do traditionally designed single premium whole life insurance policies allow?
What is a hybrid example?
How are Bank on Yourself authorized advisors influencing the insurance industry?
What did the insurance companies ask?
What happened?
What are the situations where using a Bank on Yourself policy for a lump sum makes sense?
Are you interested in a capital fund for real estate or business?
Do you need a holding place for future lump sums?
Do you have a need to pay for college?
What is a combo rider and how does it work?
What does a combo rider do?
Would you like the flexibility to put in a lump sum at irregular intervals?
What is the house analogy?
What is ART or Annual Renewable Term?
What is an ART rider?
How does the combo rider behave like universal life (UL)?
How is the risk much lower with a combo rider vs. a risky UL?
How can you get rid of the term rider within a combo rider?
What happens when you move the term rider into permanent insurance?
What happens when you know you won’t be getting additional windfalls? Can you drop the combo rider?
How can you move money into a policy right away?
How can you plan for expected windfalls?
How is this policy like a gas tank in a car?
How can you lock in your insurability?
How might you create a space to pour in cash?
How might you fund a college education without depleting or jeopardizing retirement funds?
What are the common vehicles for college funding?
Have you heard Episode 27?
What happens when you lock money into a qualified 529 plan?
How are Bank on Yourself type policies more flexible than a 529 plan?
What are some cool motivational incentives to get your kids to apply for a full ride?
What are all of the advantages?
Why does the government penalize parents that have saved for retirement and college?
Why does the government want you to be as poor as possible on paper to qualify for college funding advantages?
What can permanently give you an income that you can’t outlive?
What is the takeaway?
Are you working with an advisor who understands the nuances of these strategies?

Episode 88: Money Answers with Jordan Goodman

May 10, 2019 by Not Your Average Financial Podcast

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In this episode, we ask:

Who is Jordan Goodman?
Where is financial education?
How do people behave around the stock market?
What happens with debt?
What incentives are there to save?
Is debt fueling the economy?
What has changed with the new tax law?
What books has Jordan written?
How do we refinance car loans?
Is a car an asset or a liability?
What is myloangen.com ?
What is a defeat device on leased cars?
What about the high interest student loan debt?
What is splashfinancial.com/moneyanswers and how can they help with paying off student debt quicker ?
What is the problem of this generation?
What are some strategies for paying for college?
What about credit cards?
What is guidetocreditcard.com ?
How can we improve our credit score?
Are errors on your credit report?
What is the FACTA law?
What is tourdecredit.com ?
What about medical debt?
What are the qualified advocacy organizations?
What is healthcareadvocates.com ?
How do we prioritize business debts?
Who has the most leverage over your business?
What is Corporate Turnaround?
What is helpwithpayables.com ?
Where is Jordan’s landing page?
See go.moneyanswers.com/notaveragefinancial

Jordan Goodman is ‘America’s Money Answers Man’ and a nationally-recognized expert on personal finance. He is a regular guest on numerous radio and television call-in shows across the country, answering questinos on personal finance topics. He appears frequently on The View, Fox News Network, Fox Business Network, CNN, CNBC, and CBS evening news.

For 18 years Jordan was on the editorial staff of Money magazine, serving as Wall Street correspondent. While at Money, Jordan reported and wrote on virtually every aspect of personal finance. In addition, h e served as weekly financial analyst on NBC News at Sunrise for 9 years, and the daily business news commentator on Mutual Broadcastings System’s America in the Morning show for 8 years.

Jordan is the author / co-author of 13 bestselling books on personal finance including Master Your Debt, Fast Profits in Hard Times, Everyone’s Money Book, Master Your Money Type, Barron’s Finance and Investment Handbook.

Jordan is a popular speaker and seminar leader on personal finance topics for business people, students, associations, investment clubs, employees and more.

Episode 87: How to Get Wealthy While Paying Your Taxes, Part 2

May 3, 2019 by Not Your Average Financial Podcast

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In this episode, we ask:

What is the greatest wealth building opportunity while paying taxes?
Do you get a tax refund each year?
Have you listened to Part 1, Episode 86?
Is your cash accessible?
Do you have the flexibility with a repayment schedule?
What happens if you don’t pay a life insurance policy loan back?
What about uninterrupted compound growth?
What are the steps?
Can you save for taxes and retirement at the same time?
Can you pay taxes with a policy loan?
Can you save for taxes throughout the year?
For whom does this strategy work the best?
Are tax refunds free money?
Does the IRS pay you interest?
What questions do you have?

Check out this private video webinar we did on Bank On Yourself and paying your taxes!

Click here to watch– https://youtu.be/000TgLqQpNQ

(or skip ahead to here to just see the numbers for “Tommie Taxpayer”) https://youtu.be/000TgLqQpNQ?t=4267

Episode 86: How to Get Wealthy While Paying Your Taxes, Part 1

April 26, 2019 by Not Your Average Financial Podcast

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In this episode, we ask:

How about peace, sanity and satisfaction?
How do you pay your taxes?
After you’ve cut down your obligation, what then?
When did withholding start?
What are all of the ways you can pay for something?
What is opportunity cost? See Episode 13
How much do you truly pay in taxes?
Can you change how you pay for your taxes?
What if you could save money?
What if you could make a return?
What are the IRS late penalties?
What’s the difference between monthly and daily compounding?
Have you heard the Debt, Saver and Wealth Accumulator episode?
What happens when you take a loan from a 401(k)?
How many times do you get taxed with a 401(k) loan?
Can you take a loan from an IRA?
What about HELOCs?
Are home values guaranteed?
Are you in the pocket of the bank?
Can the bank take a HELOC away?
Can the bank call a HELOC?
What about tax savings with HELOCs?
When do you need money most?
What has happened to tax benefits with HELOCs after the new tax law?
What about collateralizing with a traditional bank loan?
What about CDs?
How can you use a correctly designed whole life insurance policy to pay taxes?
What about business owners?
What about selling a business?
Why do business owners benefit from a Bank on Yourself type, dividend paying whole life insurance policy when paying taxes?
Would you like to make your own payback schedule?
What happens if you don’t repay the loan?
What about uninterrupted compound growth?
Is the tax liability one of the biggest expenses of your year?
What are some other benefits?
How is this different from deductions?
Do you have a good system for paying your taxes?

Remember! This episode provides generalized tax information and is NOT considered the same as the professional tax advice you will receive from your CPA. We are not CPAs, and we don’t play them on T.V.

Please consult your CPA or tax expert for professional tax advice and insight into your specific situation.

Episode 68: How to Share Financial Knowledge with Your Tribe

December 21, 2018 by Not Your Average Financial Podcast

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In this episode, we ask:

Would you like to give us a review on iTunes? We’d love to hear from you!
Would you like a book?
What do you talk about for hours on end?
Do you see money differently?
Who is the hero in your story?
What should you take on your journey? What should you leave behind?
Who is your fellowship? Who is your tribe?
Do superheros need help?
How is your family doing?
Do you need a new fellowship?
How could you share your excitement?
Have these concepts been meaningful to you?
Who else needs to know about these strategies?
Who do you know that has been doing “the right things” their whole life and is watching it all blow up in their face?
What are the layers?
Why is sharing excitement so challenging?
What doesn’t work?
- Should I send someone a book as a present?
- Should I just show by example?
What does work?
- Should I share my intentions?
- Should I be intentional?
  - Should I let them know that I would like to share some things that have profoundly impacted my financial life?
- Can I share over a tweet?
- Should I schedule a time to share?
- What’s the best amount of time to dedicate to a conversation?
- How do I “set the table” with an invitation?
- How much time should last between the invitation and the conversation?
- Where should we have the conversation?
- What is the balance between simplicity and complexity?
- What’s your story?
- What are the key parts to a great story?
- How do you share your feelings?
- How can you give an invitation to awareness?
  - What if you’re not well received?
- How do you distill the core elements?
  - Would you like a memorable acronym?
    - …What is T.G.I.F.?
- How do you connect?
- How do you recommend an advisor?

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