Not Your Average Financial Podcast™

Think different about your money, your economy and your future. Be curious. Be stable. Be sane.

Episode 248: Running into the Financial Hurricane with Marc Beshears

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In this episode, we ask:

  • Have you ever had life throw you a curve ball?
  • Who is Marc Beshears?
  • How did Marc learn about Bank on Yourself®?
  • What happens when things are too easy?
  • What happened with the hurricanes?
  • What assets are creditor proof?
  • What is a private asset?
  • What happened when Marc learned about dividend paying whole life insurance?
  • Why is debt so stressful?
  • Whose barber bought five condos in 2007?
  • How has Bank on Yourself® changed Marc’s life?
  • Whose capital is in jail?
  • What about liquidity?
  • What about dividends?
  • What about a tax free environment?
  • What about having capital to deploy at a moment’s notice?
  • What about the trendy things?
  • What about the oil spill?
  • What does it feel like to go against the herd?
  • What about peace?
  • What about ease?
  • What about laughing bankers?
  • What was the most recent volatility?
  • Are you ready?
  • What about borrowing against the cash value in a whole life insurance policy?
  • What about patience and courage?
  • What about employers?
  • What about key employees?
  • What about finding and following your own agenda?
  • Would you like to hear more about the financial pyramid from Episode 4?
  • What about building your capital source first?
  • What about self-financing?
  • Who should hold your money?
  • Is crypto trendy?
  • What wisdom does Marc have?
  • What about the people who were born after 1989-1990?
  • Does everything go up forever?
  • What is most gratifying to Marc about being a Bank on Yourself® Professional?
  • What about Marc’s clients being at “an all time high“?
  • Who is losing money?
  • What about predictable growth?
  • How can you connect with Marc Beshears?

Marc Beshears is the President of Top Wealth Agenda. He has helped his clients grow their wealth to achieve financial security and reach their personal and financial goals and dreams without the risk, worry, or volatility of stocks, real estate, and other investments.

Marc has put his clients on track to building more than $50 million of additional wealth they would most likely not have had otherwise, through safe, proven financial strategies. That’s why Marc’s clients think of him as their “secret weapon,” helping them build and safeguard their wealth. Connect with Marc at bookwithmarc.com!

Episode 239: Resilience, Resets and Ripples – The Butterfly Impact with Mark Briggs

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In this episode, we ask:

  • Are you focused on a bigger and better future?
  • Who is Mark Briggs?
  • Would you like to read Mark’s new book, The Butterfly Impact: Resilience, Resets and Ripples?
  • What are Mark’s memories with butterflies?
  • How might innovations happen within organizations?
  • How do we take advantage of opportunities?
  • What about transformations within constraints?
  • How does Mark use difficult experiences as fuel for growth?
  • Where do you spend your time everyday?
  • What about the enzymes?
  • What are Mark’s daily habits?
  • What about hidden pitfalls with boundaries?
  • What is a Company Engagement Officer?
  • What about meaning and connection?
  • What about culture?
  • How might time help you feel at ease?
  • How might we take care of ourselves and our organizations?
  • What sort of habits, systems and life hacks would Mark suggest for resilience in future constraints?
  • What about contingency capital?
  • What about tools for resiliency?
  • What about developing more adaptability?
  • What words of wisdom does Mark have?
  • What are the takeaways?
  • What are you afraid of?
  • What about systems?
  • What about laying bricks every hour?
  • What about learning?
  • What can you do to continuously build?

Mark Briggs is a management consultant who helps Fortune 500 companies modernize their operations, culture, and leadership by facilitating cutting-edge transformations. He is a professor of leadership and change management at the University of North Carolina, Chapel Hill, and is the author of four books. As a speaker, trainer, and consultant in digital transformation and innovation. Mark has worked with groups across the United States, Europe, China, and the Middle East.

His new book, The Butterfly Impact: Resilience, Resets and Ripples, tackles work-life balance and offers a transformative approach for your work-life, based on his own experience and interviews with more than 100 successful professionals.

Episode 237: The Periodic Table of Abundance

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In this episode, we ask:

  • Did you know we work with clients in all 50 states?
  • What are your financial goals and objectives?
  • What about long, deep conversations?
  • What about satisfaction?
  • What about documents?
  • What about questions?
  • What about general overwhelm?
  • What about talking and thinking about it?
  • What about courage?
  • What are the twelve general categories in the the Periodic Table of Abundance?
  • Do you remember the Periodic Table of Elements?
  • Would you like to join the Not Your Average Community membership site?
  • What about building a true financial teams?
  • What about six month reviews?
  • What about a deep dive on one of the elements?
  • What about Scaling Up?
  • What is EADS?
  • What might you eliminate?
  • What might you automate?
  • What might you delegate?
  • What might you scale?
  • What about building your money team?
  • How do you talk with your spouse or family about money?
  • What happens when tough times or windfalls come?
  • Do you have budget meetings?
  • What about syncing up with your financial professionals?
  • Who should be on your team?
  • Who should not be on your team?
  • What about challenges and opportunities in liquidity?
  • What about storing water?
  • What about the flow of water?
  • What about market volatility?
  • What about fees?
  • Does where you put your money matter?
  • What about discovering your savings rate?
  • What else or who else can help you with this?
  • Would you like to join us in the Not Your Average Financial Community?

 

Episode 224: Uninsured and Loving It with Andy Schoonover

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In this episode, we ask:

  • What about health insurance?
  • What is the cost for covering a family in the U.S. for healthcare?
  • Who is Andy Schoonover?
  • What about healthcare.gov?
  • What happened with Andy’s daughter?
  • How much was the 15-minute procedure?
  • What about procedures being considered medically unnecessary?
  • What is CrowdHealth?
  • What about families going bankrupt because of medical expenses?
  • What about catastrophic events leading to financial distress?
  • What about monthly premiums and deductibles?
  • What are our day to day medical needs?
  • How does one pay for the big medical expenses?
  • What is the cost?
  • What happens if the expenses exceed $500?
  • What about crowd funding for health care?
  • What about wellness visits?
  • What about ER visits?
  • Will other members pay the bill?
  • What are the incentives for giving?
  • What about claims?
  • What about medical bill negotiation?
  • What about getting the monthly bill low?
  • What about adding market forces into healthcare?
  • What about negotiating forces?
  • Who owns the money?
  • Who has to give permission to move money?
  • What about guarantees?
  • What about denial of claims?
  • How many bills have been funded?
  • Why is this so marginalized?
  • What about the regulatory environment?
  • Do you need to show a religious affiliation?
  • What are the guidelines?
  • What are the limitations or the pre-existing conditions?
  • How are health insurance premiums incentivized to go up?
  • How are the incentives different for CrowdHealth?
  • Would you like to try Andy’s offer on CrowdHealth?
  • Should we do something because every one else is doing it?
  • What about business owners?
  • What about heads of households?
  • Did you know we are thankful for you?

Andy Schoonover is the founder and CEO of CrowdHealth, a community-powered alternative to health insurance that provides a revolutionary way of paying for healthcare bills through crowdfunding. Schoonover was previously CEO of VRI, a healthcare technology company focused on monitoring patients with chronic conditions out of their homes. He is a graduate of the University of Virginia and Stanford University’s Graduate School of Business.

Episode 217: Top Ten Tough Questions When You Bank on Yourself (Part 1)

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In this episode, we ask:

  • What about tough questions?
  • What about breaking even?
  • Why is Bank on Yourself® type whole life insurance worth it, when I am so close to retirement?
  • Have you missed opportunities?
  • Have you taken on too much risk?
  • …Compared to what?
  • What about an example?
  • Would you have enough money and time?
  • What about non paying tenants?
  • What about market downturns?
  • What is your time horizon?
  • Is your time horizon too short?
  • What would most financial advisors say?
  • What will you have?
  • What about real estate?
  • What about the stock market?
  • Why is it worth it?
  • What about an example?
  • What about a death benefit?
  • What about saving?
  • What about working?
  • Are you earning enough?
  • What accounts are taxable?
  • What makes sense?
  • What about waiting?
  • What is the best opportunity for my money today?
  • What about dealing with large sums of cash?
  • What about expenses?
  • What about policy loans?
  • What about locking in insurability?
  • What about earnings in a whole life insurance policy’s growth?
  • Can one get compounding back after losing the opportunity?
  • What about time?
  • What about guaranteed growth?
  • What about good health?
  • Is good health guaranteed?
  • What happens when one is uninsurable?
  • What about putting everything on hold?
  • Will life get in the way?
  • Is time your friend?
  • Is time your enemy?
  • Is there anything you can do about it?
  • Is the last deal you will ever do?
  • What would you like to give your future self?
  • Is there always more where that came from?
  • What is the power of the strategy?
  • How can I be sure that the life insurance company will come through on its guarantee?
  • What about guarantees?
  • Is past performance indicative of future results?
  • Would you like to listen to Episode 128?
  • What about bonds? What happens if bonds fail?
  • What about cash flow?
  • What about policy dividends?
  • What has happened since 1920 in corporate bond yields relative to inflation?
  • What about investment grade fixed income assets?
  • Why can’t I just forgo life insurance and save in a regular bank account?
  • What about an example?
  • What other financial vehicle can meet these expectations?
  • Does having your money safe and available for whatever you need take away any of your options? Or does it give you more options?
  • What tough questions do you have?

Episode 202: Hot Tea with Marilyn Blosser

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In this episode, we ask:

  • Who is resilient?
  • Who is Marilyn Blosser?
  • How did Marilyn get into financial services?
  • What about the federal government’s mandate to hire women in the insurance industry?
  • What about a stable salary?
  • What about commissions only?
  • What about a subsidy?
  • What about an unlimited income potential?
  • What about working from the heart?
  • Will Marilyn ever retire?
  • What about the Million Dollar Round Table (MDRT)?
  • How has Marilyn dramatically changed people’s lives?
  • What about the hiring culture?
  • What about Marilyn’s work with CNA?
  • What about working with property and casualty agents?
  • What happened with Henry?
  • When did Marilyn open her own business?
  • What about high net worth individuals?
  • What are the changes Marilyn has witnessed in the industry over her career?
  • Is life insurance only about the death benefit?
  • What about the living benefits alongside the death benefit?
  • What about Dave Ramsey?
  • What about Suze Orman?
  • What about buy term and invest the difference?
  • What about the 401(k)?
  • What about the volatility?
  • What’s the plan when the market drops?
  • What about Walt Disney and J.C. Penney using the living benefits of their whole life insurance?
  • Will it go backwards?
  • How can you protect yourself from volatility, regardless of age?
  • What is the best a 401(k) can do?
  • What about risk?
  • What is not understood about life insurance?
  • What about Ed Slott?
  • Does the insurance company send a 1099?
  • What about working with happy clients for decades?
  • Why can’t certain clients put more money into their policies?
  • What about converting term insurance to whole life insurance?
  • What about overcoming the fundamental challenges?
  • What about financial illiteracy?
  • What about the busyness of life?
  • What happens in an emergency?
  • What about the cash flow spreadsheet?
  • What about paying attention?
  • What are some interesting client experiences?
  • What about Marilyn’s client who was also a convicted felon?
  • Did the felon get approved for life insurance?
  • What about the Rockefeller family’s dynastic trust?
  • What about the Vanderbilts?
  • What about Marilyn’s policies?
  • What about setting up a trust?
  • What about the policies in the family?
  • What about Ben Franklin?
  • What about long term thinking?
  • Why is Marilyn blowing the horn for properly designed whole life insurance?
  • Would you like to reach out to Marilyn by phone at 305-934-7705?
  • Would you like to reach out to Marilyn by email at mmb@blosserfinancial.com?

Marilyn Blosser was born in Miami & has lived in Florida all her life.  She’s been in the financial services business for almost 45 years.  

Marilyn is very active in her professional organization WIFS, Women In Insurance & Financial Services, having served many terms on both the National & Local Board of Directors.  She also belongs and is active in several service organizations including the American Legion.  Marilyn enjoys spending time with family & friends as well as playing golf and is an avid poker player. Reach out to Marilyn by phone at 305-934-7705 or email her at mmb@blosserfinancial.com.

Episode 201: The Five Stages of Business Growth with Brett Gilliland

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In this episode, we ask:

  • What about the hero’s journey?
  • What about the predictable stages of business growth?
  • Who is Brett Gilliland?
  • What about predictable growing pains for the seven figures business?
  • What about the start up phase until the first million?
  • What do people need to do?
  • What new stuff is there to learn?
  • What about the three million to ten million journey?
  • What about InfusionSoft?
  • What about Keap?
  • What about revenue projection?
  • What about training?
  • What about business scaling?
  • How might one grow a business successfully?
  • What are the stages of business growth?
  • What about people?
  • What about processes?
  • What about systems?
  • What about pressing the gas more and more?
  • How does one shift?
  • What about the tripling?
  • What is a solopreneur?
  • What about the team?
  • How does a team figure out sales?
  • How does a team generate leads?
  • What are the hurdles at seven figures?
  • What about people and systems?
  • What about leadership and culture?
  • What about growth?
  • What about founders and entrepreneurs?
  • What is relevant about the timeline? How long does it take?
  • How does one extract themselves?
  • What about separating from a business identity?
  • What about relinquishing control?
  • What about letting go?
  • What about trust?
  • Will it all fall apart?
  • Will it work?
  • What about giving ownership to other people?
  • What about responsibility and authority?
  • What about modeling?
  • What about assisting?
  • What about watching?
  • What about leaving?
  • What about delegating?
  • What about parenting?
  • What about the leadership journey?
  • What about leading as a capable builder?
  • How does one lead?
  • What about organizing the work?
  • What about the Big 3?
  • What’s expected?
  • How will it be measured?
  • How does it align to company goals?
  • What about giving clear ownership to someone?
  • What about talking about the vision?
  • What about contentment at a smaller scale?
  • What about freedom in business?
  • What about hitting ceilings?
  • What about a pathway for growing?
  • What about lighting the way?
  • What is Brett’s story around freedom?
  • What about service?
  • How does freedom ripple through an organization?
  • What about upper limits?
  • What is organizational behavior?
  • What about getting a different result?
  • Are you perfectly happy with your current results?
  • Is your organization perfectly designed to get the results it gets?
  • What about transitions?
  • What about mindset?
  • What about skillset?
  • What about toolset?
  • What about the root meaning of the word of economy?
  • How might you change the inputs?
  • What do we know?
  • What do we need to learn?
  • Who do we need to meet?
  • What about ownership spirit (or thought work)?
  • What about the gift of ownership?
  • Would you like to visit growwithelite.com to find the ebook?
  • What are people saying?
  • Would you like to leave us a review on Apple Podcasts?
  • Would you like to meet with Mark?

Brett Gilliland is Co-Founder and CEO of Elite Entrepreneurs, a business dedicated entirely to helping business owners overcome the predictable 7-figure growth challenges that trip up most entrepreneurs. Elite Entrepreneurs specializes in helping 7-figure businesses grow from $1M-$3M and from $3M-$10M with a proven method that has helped hundreds of entrepreneurs over the past 10 years. Connect with Brett Gilliland on LinkedIn.

Episode 196: The Rate of Return of Certainty

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In this episode, we ask:

  • Does the rate of return matter?
  • What article did Les McGuire write?
  • What about a road test?
  • What about real economic analysis?
  • What is the meaning of the word economy?
  • What about the science of scarcity?
  • What about the consequences?
  • What is the free market economy built upon?
  • How is money just a certificate of good performance?
  • What about Monte Carlo simulations?
  • What about the concept of scarcity?
  • How might you save for something that isn’t even created yet?
  • What about all of the unknowns?
  • Who is allowed to dream big?
  • Who can handle the risk?
  • Is risk a prerequisite to making money?
  • What are Warren Buffet’s rules?
  • What do you really want most?
  • How might we separate methods from objectives?
  • What about 401(k)s?
  • What about a paid off home?
  • What about skills and tools?
  • What about safety?
  • What about opportunity?
  • What about master chess players?
  • What does chess have to do with finances?
  • What about a guaranteed dollar?
  • What is whole life insurance built upon?
  • Who receives the benefits?
  • What is a unilateral contract?
  • Who benefits from a unilateral contract?
  • What are the guarantees?
  • What about cash value increases?
  • How many moving parts are in a life insurance contract?
  • What did Mr. Rogers say?
  • What will about fees?
  • What is the cost of these strategies?
  • What is the economic rate of return on certainty?
  • Who is the owner of the policy?
  • Who is the beneficiary of the policy?
  • How might you duplicate the economic value of freedom?
  • What is a certificate of good performance?
  • How might you leave people better than you found them?
  • What about unseen risks?
  • How might you take the rate of return of certainty with you into your future?

Episode 195: How to Write a Contract with Your Future

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In this episode, we ask:

  • Can you imagine writing a contract with your future?
  • Would you like to hear the live webinar that Mark did for Jay Helm’s W2 Capitalist group?
  • What are the two universal laws?
  • What about gravity?
  • What about entropy?
  • What about division?
  • What are the risks?
  • What about unexpected financial responsibilities?
  • What do we know?
  • What can we control?
  • What about real estate?
  • What about the deed?
  • Is real estate about bricks and sticks or is real estate about paper?
  • What did Mark find at a museum in Chicago?
  • What about annuity buying Romans?
  • What about a soldier with guaranteed income?
  • What tangible, practical systems can you set up for your future?
  • What about Jim Carrey?
  • What is money?
  • What about trust?
  • What about contracts?
  • What are amateur contracts?
  • What about fees?
  • What about taxes?
  • What about volatility?
  • Who has a fee?
  • What do fees do to your accounts?
  • What does volatility do to your accounts?
  • How might taxes affect your accounts?
  • How does one live and thrive under the circumstances?
  • Where do you put your money?
  • Where do you plant your money?
  • What about complexity?
  • What about simplicity?
  • What about security?
  • What about liquidity?
  • What about systems?
  • What about predictable outcomes?
  • What is a futures contract?
  • What about insurance contracts?
  • Who is a wheat farmer?
  • Will you have enough cash to send your kid to college?
  • What motivates you?
  • What excites you?
  • What did Mark learn about participating whole life insurance?
  • What about Bank on Yourself® type life insurance policies?
  • What is steady, boring and predictable?
  • What is cash value?
  • What about the right design?
  • Who should you work with?
  • What companies should you work with?
  • How much do you want?
  • When do you want it?
  • What about no longer working with banks?
  • What about having a contract with the future you?
  • What about private money lending?
  • What excites you?
  • If this is good, why isn’t everyone doing it?
  • How do you go from small to big?
  • How does nature work?
  • What about a repeating pattern around a center?
  • What about easy access?
  • Does that acorn have a future contract?
  • Have you sat down with a true professional?
  • Who might you work with who has this expertise?
  • How many Bank on Yourself professionals are in the United States and Canada?
  • Would you like to meet with Mark?
  • Would you like to join our Not Your Average Financial Community?

Episode 192: Can I Bank on Yourself® Outside of the United States? with Stephen Devlin from Canada

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In this episode, we ask:

  • What about courage?
  • What about taking big leaps?
  • Who is Stephen Devlin?
  • Do you live outside of the U.S.?
  • Have you ever jumped out of an airplane?
  • How did Stephen’s life change?
  • Why did Stephen become a Bank on Yourself® professional in Vancouver, Canada?
  • What happened to Stephen’s business in 2008?
  • How does money work?
  • What about the bank?
  • How does Bank on Yourself® work in Canada?
  • What are the slight differences?
  • How is the population of Canada different from the U.S.?
  • What about the insurance companies?
  • What about the requirements?
  • Have you heard Episode 159?
  • What about labels that mean nothing?
  • What happened when Stephen went to the insurance companies?
  • What happened in 2012?
  • When did Stephen realize he had a passion for training and mentoring?
  • What are the differences in naming around taxed deferred vehicles in Canada?
  • What’s the same?
  • What’s an RSP? What’s a tax-free savings account in Canada?
  • What’s an ESP?
  • What do you want your money to do for you?
  • How do you want to control your financial future?
  • What about guaranteed cash accumulation?
  • What about tax advantages in retirement?
  • What about the ability to borrow from the policy?
  • What about the ability to leave your family a legacy beyond what you’ve saved?
  • What are the limitations?
  • What about keeping policies tax exempt?
  • What would Stephen like to see?
  • What about patience?
  • What sort of client photos and messages does Stephen receive?
  • What are Stephen’s clients doing with their Bank on Yourself® type whole life insurance policies?
  • What about policies on grandchildren?
  • What do you use your policy for?
  • What might you accomplish?
  • Who moved to Canada because they wanted access to Bank on Yourself®?
  • What should you do if you live outside of the U.S. or Canada?
  • What options exist?
  • Who has a right to get these policies?
  • What about underwriting?
  • What about doing business in North America?
  • What is possible?
  • What drives Stephen?
  • Who is ready for some homework?
  • Are you in Canada? Would you like to reach out to Stephen?
  • What are the options?
  • What are your rights?
  • What choice will you make?
  • What about key interests?
  • Are you in the U.S.? Would you like to meet with Mark?

Stephen Devlin co-founded two of Canada’s leading companies in creating safe and secure wealth-building systems for personal use and business, taking advantage of an underutilized strategy with whole life policies. With offices across Canada and as President and Chief Financial Officer with MacDev Financial Group and SET Financial Solutions Inc., Stephen leads an exclusive group of advisors that specialize in his financial philosophy.

Stephen is passionate about self-empowering his clients to achieve financial control for life by educating and coaching them
on key financial principles. He is regarded as one of Canada’s leading experts in the Bank On Yourself®, and engineering multi-figure strategic wealth plans as an accredited advisor in these concepts.

Stephen is also a member of the prestigious Million Dollar Round Table. Stephen has been featured in local and international media, including Forbes, USA Today, A&E—and more. He has also authored two award-winning, best-selling books. More recently, he launched his own TV show “Financial Control for Life”. Stephen and his wife, Michele Platje-Devlin—CEO & Chief Compliance Officer for both companies live with their teenage son in Vancouver and on the Sunshine Coast.