Not Your Average Financial Podcast™

Think different about your money, your economy and your future. Be curious. Be stable. Be sane.

Episode 419: The Secret Tool to Unlimited Compound Growth in Your Life

September 12, 2025 by Not Your Average Financial Podcast

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In this episode, we ask:

  • Would you like to read our new book, The Business Fortress?
  • Have you ever watched a rocket takeoff?
  • What are the tools that I use?
  • Have you read Atomic Habits by James Clear?
  • What did the study in the journal of Applied Psychology say?
  • How do small changes lead to a big impact?
  • Have you read Mindset by Carol Dweck?
  • What could you do instead?
  • What is an After Action Review (AAR)?
  • What could you do for 5 minutes every day?
  • What is the K.I.S.S. principle?
  • What will you keep?
  • What will you improve?
  • What will you start?
  • What will you stop?
  • What about DayOne or Notion?
  • Would you like to share your AAR on the Not Your Average Financial Community?
  • Would you like to get a full focus planner (Michael Hyatt’s Full Focus Store | Amazon)?
  • What about using the Pomodoro method technique?
  • What about apps like the Headspace Meditation app?
  • What is the ICE Matrix?
  • What about impact? How much will the idea contribute to your goals?
  • What about confidence? How sure are you that this will succeed?
  • What about ease? How simple or complicated is this to implement? 
  • Does this goal align with your values?
  • What are the action items and takeaways?

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_419.mp3

Episode 418: Why Bank On Yourself® is Essential at Every Age

September 5, 2025 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_418.mp3

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In this episode, we ask:

  • Are you a small or mid-sized business owner?
  • Would you like to read the Business Fortress book?
  • Is napping the unsung hero of the universe?
  • What about the seasons of life?
  • How do financial tools and strategies work over the seasons of life?
  • Is there a tool that meets every application with every stage of life?
  • Wouldn’t that change everything?
  • Is whole life insurance a one-size fits all tool?
  • What about children?
  • What about guaranteed insurability?
  • What about building cash value?
  • What about intergenerational wealth?
  • What about singles?
  • What about lower premiums (when you’re young and healthy)?
  • What about borrowing against cash value for life needs?
  • What about debt protection?
  • What about a small term policy?
  • What about newlyweds without kids?
  • What about building a life together?
  • What about the debt SnowBank™ method?
  • What about mortgage pay down acceleration?
  • What about paying off your entire house with your policy?
  • What about lifestyle preservation?
  • What will happen to the surviving spouse?
  • How about parents who are married with children?
  • What about income needs?
  • What about education funding and college costs?
  • What about lifestyle protection?
  • What about an emergency fund?
  • How about empty nesters?
  • Should I drop my life insurance?
  • What is a myth?
  • What about pension maximization?
  • What about a joint life pension?
  • What about single life pension?
  • How do we fix that problem?
  • What can be tax free?
  • Is it just about the kids?
  • What is a safety net and a wealth building tool?
  • What about legacy planning or equalizing an inheritance?
  • What about children in the family business?
  • What about leaving the estate to the children?
  • What about replacing your group insurance?
  • Does your life insurance go away when you leave your employer?
  • What about retirement income supplementation?
  • What about seniors?
  • What about final expenses?
  • What about social security replacement?
  • Will you leave gifts?
  • Will you leave a legacy?
  • What is the ADBR (accelerated death benefit rider)?
  • Can you age in your home?
  • What about federal and state taxes?
  • What about estate tax?
  • How fast will the estate tax be due?
  • What about business owners and life insurance?
  • What is the secret weapon?
  • What are the takeaways?
  • Would you like to see the chart PDF at our FREE Not Your Average Financial Community?
https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_418.mp3

Episode 417: NEW BOOK! The Business Fortress: How to Grow, Protect and Exit Your Business with Confidence

August 29, 2025 by Not Your Average Financial Podcast

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In this episode, we ask:

  • Do you know how to grow, protect and exit your business with confidence?
  • Who is David C. Barnett?
  • Did you know we wrote a new book, The Business Fortress: How to Grow, Protect and Exit Your Business?
  • What happens when…?
  • How do businesses survive the long-haul?
  • What fortress is built around your business?
  • What about business lines of credit?
  • What about a more resilient mindset?
  • What core competencies does it take?
  • Why do entrepreneurs tend to be too optimistic?
  • Why would a business owner want to buy their own property?
  • What about managing risk for yourselves?
  • Is real estate an asset or a liability?
  • What about Walmart?
  • How do small businesses treat debt differently?
  • What is another common trap?
  • What is one of the clearest success signs in a small business?
  • What about a case study?
  • What is corporate-owned life insurance (COLI)?
  • Why did David and Mark write this book?
  • Are we through the volatility and opportunity?
  • Who is sitting on liquid piles of contingency capital?
  • Who is this book best suited for?
  • Who is not ready for this book?
  • Have you read the book?
  • What do you think about the book?
  • How did this book help you in your business?
  • Would you read the book and leave us an honest review on Amazon?
  • Would you like to receive bonuses by sending us a screenshot of your Amazon review to hello@nyafinancialpodcast.com?
  • Would you like to visit davidcbarnett.com?
  • What are the takeaways?

 

David C. Barnett is a small business transaction expert based in Canada who works with entrepreneurs across the globe. Through online consulting, training programs, and valuation services, David helps business owners buy, sell, finance, and improve their companies. With over two decades of experience, he’s facilitated dozens of business deals and advised hundreds of clients worldwide.

He’s the author of 10 Amazon-listed books on topics like business buying, local investing, and franchise pitfalls, and he hosts a YouTube channel with hundreds of videos unpacking real-world issues for small business owners and specializing on buy/sell transactions. He loves to have frank conversations about small businesses and the process of making deals for them. HowToSellMyOwnBusiness.com 

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_417.mp3

Episode 406: Avoid the Pitfalls of Infinite Banking Knockoffs with Brandon Neely

June 13, 2025 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_406.mp3

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In this episode, we ask:

  • Is it a knockoff?
  • Can you imagine this?
  • Does it provide security or chaos?
  • Who is Brandon Neely?
  • What did Brandon learn at the I.B.C. Think Tank?
  • What changes have happened in the last few years?
  • What impact does Nelson Nash’s work, Becoming Your Own Banker still have?
  • What are the challenges of maintaining Nelson Nash’s original vision in today’s financial landscape?
  • What about Pamela Yellen’s effort to preserve Nelson Nash’s ideas through the Bank on Yourself® Professional program?
  • What is the biggest risk with a whole life products?
  • Do you have an advisor who is giving you bad advice?
  • Would you like to hear Episode 253?
  • What makes Brandon unique?
  • What changed Brandon’s life?
  • What’s the history?
  • What were Nelson’s strengths?
  • What should every business owner read?
  • What did Pamela Yellen notice?
  • What’s the risk of listening to a social media infotainer on Infinite Banking?
  • What has Brandon seen with clients who have fallen for IULs from an advisor claiming Infinite Banking expertise?
  • What about the IP and trademark of Bank on Yourself®?
  • What do red flags sound like?
  • What are some examples?
  • What’s important to know?
  • Why is working with a Bank on Yourself Profressional® crucial?
  • Would you like to hear Episode 95 and Episode 96?
  • What are the takeaways?

Brandon NeelyBrandon Neely is an entrepreneur, Profit First and Bank On Yourself® Professional, and the co-host of Wealth Wisdom Financial Podcast with his wife Amanda Neely.


They founded and managed Overflow Coffee Bar, L3C from 2008 through 2018. Now, they share their experiential knowledge through podcasting and through developing personalized financial strategies for individuals and couples and profitability strategies for businesses.

Wealth Wisdom Financial
Book a Call with Brandon Neely



https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_406.mp3

Episode 404: Escape the Grind! Jason Duncan’s Exiter Club

May 30, 2025 by Not Your Average Financial Podcast

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In this episode, we ask:

  • Are you in the daily grind?
  • Do you need a better strategy?
  • Who is Jason Duncan?
  • Would you like to listen to Episode 289?
  • Who needs their time back?
  • Who needs their business on track for maximum valuation?
  • What’s Jason’s story?
  • What about focus: following one course until successful?
  • What epiphany did Jason have in July of 2024?
  • What are the four main currencies (team): time energy attention money?
  • What’s the difference between a consumer and wealth creator?
  • Why did Jason decide to focus on the Exiter Club?
  • What about making a choice?
  • What are the three tiers of the entrepreneurial evolution?
  • What about tier 1, owner operators?
  • What about tier 2, owner managers?
  • What about tier 3, owner investors?
  • What about the business as an asset?
  • Is this business sellable?
  • What do your employees deserve?
  • What is the allure and risk to becoming an entrepreneur?
  • What are some transformation stories?
  • What is the hero syndrome?
  • Is there another way?
  • What is a privilege and responsibility?
  • What is a building that only has one opening?
  • What about the first stream of income?
  • Is diversification always a good idea?
  • How does Bank on Yourself® help me succeed in my business ventures?
  • What problems have you solved?
  • What do you want?
  • What are you trying to get?
  • Would you like to join the Exiter Club?
  • Would you like to connect on the FREE Not Your Average Financial Community™ membership site?
  • What are the takeaways?
  • Would you like to visit therealjasonduncan.com?

Jason Duncan is the Founder & CEO of The Exiter Club, a mastermind helping high-level entrepreneurs break free from the grind and scale their businesses.  Best-selling Author of Exit Without Exiting.  Host of The Root of All Success podcast.  America’s Exit Coach, known for helping entrepreneurs step away from daily operations without losing ownership or profits, Jason’s mission is to help entrepreneurs build businesses around their lives, not the other way around. Using his #ExitWithoutExiting strategy and XOS™ Method, he helps business owners create systems that allow their businesses to thrive independently, giving them more time for what matters most. Clients who follow Jason’s methods have reduced work hours by 30%, increased productivity by 80%, and boosted business value by 30%. Featured in Inc. and Entrepreneur magazines, Jason has become a recognized expert in helping entrepreneurs scale their businesses while achieving true autonomy and freedom. therealjasonduncan.com

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_404.mp3

Episode 399: How to Pay for Everything in Life

April 25, 2025 by Not Your Average Financial Podcast

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In this episode, we ask:

  • Would you like to join us live for the Bank on Yourself® Rescue Your Retirement Bootcamp on May 6th, 2025, 1PM-5PM ET?
  • What deals are you making?
  • What does it take to start a bank?
  • Where do banks keep their capital?
  • What is Tier 1 capital?
  • Who needs a liquid, regular parking spot for savings?
  • How does the money continue to grow, even while you’re using it?
  • What about major wealth transfers?
  • What are people saying?
  • Why work with us?

 



JOIN US LIVE
for the Rescue Your Retirement Bootcamp
WHO: The Top Bank on Yourself® Professionals
WHAT: An afternoon-long bootcamp
– a deep dive into the workings of Bank on Yourself® –
(lifetime access to the recording available!)

WHEN: May 6th, 2025, 1PM-5PM ET
COST: $47
WHERE: ONLINE
REGISTER NOW

 

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_399.mp3

Episode 398: The Golden Parachute

April 18, 2025 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_398.mp3

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In this episode, we ask:

  • Are you interested in 3 ways to leverage cash value life insurance for a secure business exit?
  • Who has an exit plan?
  • What are the benefits of a golden parachute?
  • What happened in the ’80s?
  • What lowers the risks of takeovers?
  • What are some example scenarios?
  • Do you have a Bank on Yourself type whole life insurance policy in the business?
  • What about securing a legacy while also ensuring business continuity?
  • Would you like to join us at the FREE Not Your Average Financial Community at notyouraverage.mn.co?

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_398.mp3

Episode 397: Can You Bank On Yourself® with over 200 Rental Properties? with Bryan Powers and Ben Berry

April 11, 2025 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_397.mp3

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In this episode, we ask:

  • What about getting started?
  • Who is Bryan Powers?
  • Who is Ben Berry?
  • What is Bryan’s story?
  • What do they love about Bank on Yourself® type whole life insurance policies?
  • How have they used their policies so far?
  • What are some problems with borrowing money from the SBA?
  • Is it compounding?
  • Can you see a new perspective?
  • How would it feel to discover an extra million?
  • What leads to a whole lot less financial stress?
  • What about retiring early?
  • What about the ongoing relationship?
  • How about the next generation?
  • What about adjusting as life happens?
  • What about reaching financial milestones without taking unnecessary risk?
  • What about resilience?
  • Who wins? …the banks?
  • How did Menard’s emerge as a giant?
  • What are Bryan’s aspirations with his policy?
  • How is this different from a self-directed IRA?
  • Would you like to listen to Episode 209?
  • Would you like to text Ben at 563-570-2367?
  • Would you like to email Ben at bencberry@gmail.com?
  • What principle would Bryan leave for his kids?
  • What are the takeaways?
  • What is the most important thing?
  • Doesn’t it make sense to build the foundation first?

Ben Berry is a financial strategist dedicated to empowering individuals and businesses to achieve financial control and stability. Recognizing the limitations and volatility of traditional investment and retirement planning, Ben and his wife, Erica, embarked on a decade-long exploration of more ethical, rational, and reliable wealth-building methods. This pursuit led him to develop strategies focused on predictable, long-term growth, independent of market fluctuations.

As a Bank on Yourself® Professional and licensed insurance agent, Ben is the owner of Berry Financial Services in Fayetteville, Arkansas. He specializes in crafting personalized financial strategies that diverge from conventional approaches offered by stockbrokers, lawyers, and other financial advisors. His expertise encompasses a range of solutions, including strategic real estate investments, effective college funding strategies designed to minimize financial burden, and the development of secure, lifetime retirement income plans.

Ben works with clients seeking predictable wealth accumulation and financial self-sufficiency, with a particular focus on generating tax-free retirement income. He provides proven, tax-efficient financial solutions designed to help clients regain control of their financial destinies and achieve their long-term financial goals.

Bryan Powers has been an entrepreneur since 2000, owning a recording studio, a live music venue and a couple of restaurant franchises to include Lenny’s Sub Shops and McDonald’s.  In 2013, Bryan started Family Home Solutions, a Real Estate Investment Company that expanded into a Local Property Management Company, Realty Brokerage and a Real Estate Acquisitions and Dispositions company.  Powers currently shares ownership in over 200 single family rental units and AirBnb properties in 3 states as well as a 356-bed student housing apartment syndication.  In 2018, Powers co-created the Angler Aid Brand, a fishing first aid and safety company that is now widely distributed online and through Bass Pro Shops.

Since 2023, Powers is co-owner of the Mobility City franchise markets in Southwest Missouri and Arkansas.  Mobility City is a Boca Raton based franchise system that has quickly become Southwest Missouri’s Premiere Mobility Products store and has plans to open a second location in Northwest Arkansas by May of 2024.  Bryan has also served on the board of two local non-profit organizations as well as serving on the advisory council of 2 national franchise systems.

Bryan is a Husband, Father of 3, and Grandfather of 1 and loves time at the lake with family, travel, and music composition.

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_397.mp3

Episode 396: Double Bonus Strategy: Enhancing Employee Benefits With 162(a) Plans

April 4, 2025 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_396.mp3

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In this episode, we ask:

  • Would you like to meet with Mark?
  • What are the challenges for small businesses?
  • What’s wrong with a small business’s 401(k) offering?
  • What is the problem with fees?
  • What is the problem with liquidity?
  • What are the penalties?
  • What about the severe loss of control?
  • What about forced participation?
  • Why, with all of these problems, does everyone set up 401(k)s?
  • What about a financial Frankenstein?
  • Is the proof in the pudding?
  • How are we fairing?
  • What is the average 401(k) balance for a 55 year-old?
  • How might a business owner attract the best talent and offer the best benefits?
  • Why are Bank on Yourself® type whole life insurance policies superior?
  • Would you like to hear Episode 36?
  • What about tax?
  • What about eliminating restrictive rules?
  • What about going from a 401(k) to a 162(a)?
  • What are executive bonus life insurance contracts?
  • What are the administrative costs?
  • What are the additional benefits?
  • What are the considerations?
  • What are the backup options?
  • How about an example?
  • What is a double bonus?
  • What about the tax?
  • Would you like to hear Episode 206?
  • What can the employees do?
  • What about the taxation of social security benefits?
  • What if tax rates double on you on income in required minimum distributions or other qualified distribution income?
  • What are additional benefits of the 162(a)?
  • Would you like to establish a better than a 401(k) alternative that benefits your employees profoundly?
  • Would you like to meet with Mark?

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_396.mp3

Episode 395: Buy-Sell Agreements: Your Exit Strategy Blueprint

March 28, 2025 by Not Your Average Financial Podcast

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_395.mp3

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In this episode, we ask:

  • Have you subscribed on YouTube and/or your favorite audio platform?
  • Could your business survive without you?
  • Why do most small businesses fail to survive after a generation?
  • Are you thinking long range with your business?
  • When was Hoshi Ryokan in Japan founded?
  • What is a buy-sell agreement?
  • What are the benefits?
  • Who wants to buy the business from someone who has passed away?
  • How does a buy-sell agreement guarantee a buyer?
  • What are additional benefits?
  • What are the events that trigger a buy out?
  • Who writes and funds a buy-sell agreement?
  • How about an example?
  • What about a sinking fund?
  • What about a bank loan?
  • What is the most efficient way to fund a buy-sell agreement?
  • What are the benefits of funding a buy-sell agreement with life insurance?
  • What about a story?
  • What about cross-purchase?
  • What happens when tragedy strikes?
  • What happens next?
  • What are the considerations?
  • Would you like to book a meeting with Mark or one of Mark’s associates?
  • What are the steps?
  • What about the business valuation?
  • What are the correct policies?
  • What is the timeline of funding?
  • What is the premium amount?
  • What about drafting the buy-sell agreement?
  • What about policy ownership?
  • What about cross ownership?
  • What about performance review and adjustments?
  • What about the key stakeholders, partners and team?
  • What would happen to your business if a key person or partner suddenly dies or becomes disabled?
  • How would we manage the transition?
  • How much capital would we need to buy out a partner’s interest and over what time frame?
  • Have we considered how changes in our business’s value might affect insurance coverage needs or terms of our buy-sell agreement?
  • What terms should we include to handle disputes or changes to the business environment?
  • Are there any specific clauses we need to add for certain scenarios (i.e. divorce, bankruptcy of a partner or an external offer to buy the company, etc.)?
  • What about Bank on Yourself® type whole life insurance policies?
  • Would you like to meet with Mark?

https://media.blubrry.com/nyafinancialpodcast/content.blubrry.com/nyafinancialpodcast/NYAFP_Episode_395.mp3
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