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In this episode, we ask:
- What has Amanda learned as a sample of one?
- Who are Brandon and Amanda Neely?
- What is Mark’s relationship with Brandon and Amanda?
- If we did something different, what would the results be?
- Would you like to follow along with the numbers? (See tables below)
- Would you like to watch this in video?
- What are Amanda’s numbers?
- Are agent commissions too high?
- What would the assets under management fee be?
- What would the term insurance commission be?
- What happened in 2008?
- How much more would the investment advisor make?
- Why is there a Wolf of Wall Street but no “wolf of insurance”?
- What happens if you need or want your money prior to age 59.5?
- What would your heirs receive when you pass?
- What taxes would your heirs pay?
- What are the tax considerations when you start using the money?
- What happens if you get cancer or some other chronic or terminal illness?
- What happens if you get sued?
- What happens if you die too young?
- What happens if you die too old?
- What happens if the stock market goes down when you’re 36? How about when you’re 60?
- Which side has guarantees?
- Is the amount going in each year flexible?
- What if you wanted to put in more? Or less?
- What are the tax consequences now?
- What are the tax considerations before you’re 59.5?
- How many life insurance policies does the Neely family own?
- How does the Neely family use their policies?
- How can you use these specific policies to more effectively pay taxes?
- Have you seen the webinar on Episode 84 The Past, Present and Future of Paying Your Taxes?
- Have you heard Episode 87, How to Get Wealthy While Paying Your Taxes?
- What income could this 35 yo female expect?
- What is the life expectancy?
- What is the difference between the term / Roth IRA and the Life Insurance policy?
- How much does the fee on the Roth IRA become?
- What about an older person’s strategy?
- Have you heard Episode 91, Great Problems, Giant Piles of Cash?
- How are mutual life insurance companies dealing with the low interest rate environment?
- How do policy loans at 5% interest affect the insurance company’s performance?
- When is the increase always greater than cost?
- Would you like Brandon or Amanda to run this comparison for you with your numbers
- Schedule a Comparison conversation with Brandon or Amanda
For over 28 years Scott Plamondon has been successfully helping people plan for retirement. He uses his accounting and investment background combined with a deep understanding of his client’s financial needs, to offer the best possible strategies.
Tim Austin is President and Founder of SET for Advisors, a leading training organization for financial advisors who want to help their clients grow wealth predictably and without taking unnecessary risk.
As a public choice economist trained in applied microeconomics and econometrics, Wendy Warcholik has spent her career applying economic tools to the problems of state government.
J. Scott Moody has worked as a Public Policy Economist for over 18 years. He is the author, co-author and editor of 170 studies and books. He has testified before the House Ways and Means Committee of the U.S. Congress as well as various state legislatures. His work has appeared in Forbes, CNN Money, State Tax Notes, Portland Press Herald, New Hampshire’s Union Leader, Hartford Courant, The Oklahoman, and Albuquerque Journal.