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In this episode, we ask:
- How has the I.R.S. clarified things with a recent notice on the Trump account?
- What changed Mark’s mind about the Trump accounts?
- Can you convert a Trump account into a Roth IRA when the kid turns 18?
- Why not put money into a 529 plan instead?
- What about layering this in with other strategies?
- What is a Trump account?
- What is huge?
- Who can fund this?
- Who needs earned income?
- What happens for kids who were born between 2025 and 2028?
- What happens in July 2026?
- How can you set one up?
- When are contribution due?
- What about ETFs?
- What happens automatically at age 18?
- What are the limits?
- What happens with the taxes on these accounts?
- Why does timing matter?
- What if the government changes the rules?
- What about a case study?
- How do taxes work with a Roth?
- Should you convert it all at once?
- What is the basis in the Trump account?
- What is the standard deduction in the year your kid turns 18?
- How many taxes will the kid pay?
- What is return of basis?
- What happens in year 2?
- What can you do once the money is rolled into a Roth IRA?
- What would the total income become?
- How can you make a plan to protect the principal?
- Why is starting early the key?
- What is like planting an oak tree?
- What about required minimum distributions?
- What does Ed Slott say in the Retirement Savings Time Bomb?
- … and more!
Moneeka Sawyer is a TEDx speaker, an international best- selling author of the award-winning book “Choose Bliss: The Power and Practice of Joy and Contentment, and hosts a top rated podcast and nationally syndicated radio show. She has interviewed prestigious guests such as Leeza Gibbons, Dr. Joe Vitale, Hal Elrod, and Mark Victor Hansen, and has been interviewed on podcasts like Entrepreneurs on Fire with John Lee Dumas, Hal Elrod’s Achieve Your Goals, and the Best Real Estate Advice Ever show with Joe Fairless. Most recently she was featured on the cover of Forbes Magazine and in America’s Who’s Who. Moneeka’s expertise, and bliss-filled laugh, have also been featured on stages with Suzanne Somers, Martha Stewart, and Ice T & Coco at places like the Nasdaq Marketplace, Harvard, and Carnegie Hall, and on TV on NBC, CBS, ABC, and Fox impacting over 150 million people. Connect with Moneeka at 
Ciara Stockeland is a speaker, author, 4x Ironman and Fractional CFO for inventory based businesses. Ciara has owned and operated a business since her early teens. As a serial entrepreneur, her business mindset and tenacity led her to opening her first store in 2006 which she then franchised. Her vast experience in both retail and wholesale industries led her to launch the first to market wholesale subscription box for boutique retailers, which she built and sold within 18 months. Most recently Ciara has launched the Inventory Genius, a consulting program for inventory-based business owners and has published the books Inventory Genius and Profit Genius, both of which give practical steps for creating more profitability in an inventory based business.
Len Sanford Jr. is the definition of a comeback story. Once a C student, a college dropout, and even homeless, Len rebuilt his life through God, grit, and growth. He built businesses from nothing, beat cancer, and transformed himself through self-education and relentless inner work. Today, he’s an asphalt foreman by day, a real-estate investor by trade, and author of From Overlooked to Unstoppable — a book born from lived experience, not theory. Len now helps high achievers break through invisible ceilings and unlock the performance they didn’t know they had. His mission: prove where you start has nothing to do with where you can rise.